Walk into a bond knowing this math or walk in blind. Your choice! URA tax on a used car, broken down step by step, on a 2018 Subaru Forester.
Bonds in Kampala will quote you over UGX 70M for a car that landed for just UGX 55M or less. The 15M sitting between those two numbers is their margin.
Below is the URA tax math that lets you see that margin coming. Save this thread.
A Nairobi lady has sued Safaricom PLC after her KSh 2,700, mistakenly sent via M-Pesa, was used to offset the recipient’s Fuliza debt.
Her reversal request was declined. She has now moved to the High Court challenging that policy as unconstitutional.
When I send money to someone, my intention is clear that I am transferring funds to THAT person. I am not entering into a contract with Safaricom to help them recover loans. I am not agreeing to become a guarantor. I am not volunteering to settle another adult’s overdraft.
How then does my money automatically clear someone else’s debt without my consent?
We must be very careful as a country not to normalise silent policies that shift financial burdens to third parties. Digital convenience should not override basic principles of fairness and property rights.
Yes, the recipient may have agreed to Fuliza terms. But I did not.And this is the core issue.
If money is mistakenly sent and reversal is denied because it has already been swallowed by a debt recovery system, then we are creating a dangerous precedent one where corporations quietly prioritise loan recovery over consumer protection.
At the very least, there should be a clear warning before completing a transaction:“The recipient has an outstanding Fuliza balance. Funds may be used to offset debt. Proceed?”
This case is bigger than 2,700 shillings. It is about how far automated financial systems can go without violating basic rights.
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Kitalya mini Max prison Constructed under @jbyabs in just under 3 yrs. It was completed in early 2020 and officially commissioned in the same year. The Shs25 billion (lowest cost possible) "mini-max" state-of-the-art facility was constructed to accomodate 2000 prisoners with other 30 state of the art modern cells.
It is regarded as the best correctional facility in Africa with sports recreation centres and normal education curriculum up to S.6 just like schools outside.