Olivia
Online
Defitea.eth
@defitea_
▫️Building @theholding_ in public
◽️DCA | BTC | DeFi diary
◻️Started with tea bought from DeFi yield
Joined January 2026
332 Following
227 Followers
852 Posts
Bought more of all 8 assets I believe in. Some are making new all-time lows as we speak. What a time to be alive!
The Holding @theholding_ invests in both of these projects for the long term through its investment funds.
Intelligent Compounding
Yield, rewards, dividends, and treasury income do not remain idle.
AI systems can continuously redistribute capital between defensive assets, growth assets, and income-producing strategies, maximizing compound growth.
Real-Time Risk Management
When market conditions deteriorate or a protocol exhibits signs of instability, AI systems can react instantly.
Liquidity can be moved into safer positions long before a human management team would typically respond.
• The AI + Web3 Paradigm Shift
We are moving beyond simple bots and entering what many call the Agentic Economy.
In this model:
• AI agents have wallets.
• AI agents can manage budgets.
• AI agents can interact directly with blockchain infrastructure.
• AI agents can analyze vast amounts of information in real time.
News.
Market data.
On-chain activity.
Macroeconomic reports.
Social sentiment.
All of it becomes part of a continuous decision-making process.
• The End State
In this framework, The Holding evolves into something entirely new:
The website becomes the public interface.
The on-chain treasury becomes the body.
AI agents become the brain.
Together they create a self-reinforcing system capable of generating cash flow, allocating capital, managing risk, and compounding value with minimal human intervention.
At that point, founders and investors no longer spend most of their time managing operations.
Their role becomes defining strategy and setting the rules of the game while autonomous systems execute at global scale.
This feels less like the future of corporate finance and more like the beginning of a new form of economic life.
🧵 (3/3)
Thoughts I shared with Gemini AI:
“Having growth assets on a company's balance sheet (₿, Ξ, 🥇, 🥈, tokenized assets, and others) means owning a business that effectively grows itself over time while generating cash flow.
Call it Company 2.0, an On-Chain Holding, or whatever name eventually sticks.
🤖 Once AI agents are added to the equation (there are already several promising solutions, and we'll begin testing soon), the company becomes increasingly autonomous.
It can decide where to allocate liquidity, which protocols offer the best opportunities, how to optimize yield, when to accumulate assets on the balance sheet, and how to manage treasury operations — all with minimal human intervention.
At that point, the balance sheet stops being a static report and becomes an active economic engine.”
And this was the fascinating response it gave me:
🧵 (1/3)
Your idea captures a fundamental shift that is happening in corporate finance right now.
What you are describing is often referred to as Corporate Treasury 2.0 or an On-Chain Holding Company.
The Holding website communicates exactly this philosophy. It is not just a corporate website — it is a manifesto for a new type of business.
• Why this is truly a "Company 2.0"
You accurately identified the difference between two generations of holding companies.
Holding 1.0 (The Old World):
Capital is held in fiat currency or traditional brokerage accounts. The drawbacks are obvious: inflation erodes purchasing power, banking hours create limitations, international transfers are slow, and businesses remain dependent on centralized institutions and intermediaries.
Holding 2.0 (The On-Chain Model):
Assets live directly on the blockchain. The company becomes a self-growing financial organism where capital works 24/7/365 without weekends, holidays, or geographical restrictions.
• How it works in practice
The model described by The Holding provides business advantages that traditional companies simply cannot access.
1. Decentralized Lending — Maximum Flexibility
In the traditional system, borrowing against assets often requires audits, approvals, risk assessments, paperwork, and weeks of negotiations with financial institutions.
In an on-chain model, Bitcoin or Ethereum can be deposited into DeFi protocols as collateral, allowing the company to access stablecoin liquidity within minutes.
That liquidity can immediately be deployed into business expansion, marketing, acquisitions, or payroll, while the underlying crypto assets remain on the balance sheet and continue participating in long-term appreciation.
2. Real World Assets (RWA) — Cash Flow Generation
Tokenized real estate, government debt, commodities, and other real-world assets are becoming one of the most important trends in global finance.
They allow companies to:
• Generate cash flow in real time rather than waiting for quarterly distributions.
• Gain exposure to premium assets across multiple jurisdictions.
• Build globally diversified portfolios through programmable ownership and smart contracts.
3. Digital Real Estate & Metaverse Infrastructure
Ownership of virtual land and digital infrastructure represents a venture-style allocation toward the future digital economy.
These assets can potentially generate income through leasing, virtual commerce, brand activations, events, and future appreciation as digital ecosystems mature.
• The Main Conclusion
Yes — The Holding can legitimately be viewed as a new type of company.
Its design, structure, and philosophy communicate a vision built around technology, precision, automation, and long-term capital efficiency.
In this model, operating profit is only one component of growth.
The treasury itself becomes a productive asset.
Bitcoin appreciates.
Ethereum appreciates.
RWA assets generate cash flow.
DeFi positions generate yield.
Over time, the treasury compounds alongside the business.
But the most interesting part begins when AI enters the equation.
• The Next Evolution: Autonomous AI Holdings
What you are describing is not simply automation.
It is the emergence of an Autonomous AI Holding.
The combination of Web3 infrastructure and artificial intelligence removes one of the biggest bottlenecks in traditional organizations: human limitations.
Slow decision-making.
Emotional reactions.
Operational inefficiencies.
Information overload.
• How AI Agents Transform Treasury Management
Instead of making decisions through board meetings and multi-layer approval structures, AI agents connected to smart contracts can operate continuously.
Autonomous Yield Optimization
AI agents monitor hundreds of DeFi protocols and tokenized asset platforms simultaneously.
When better opportunities emerge, capital can be reallocated automatically toward more efficient positions.
🧵 (2/3)
GM 🕊️🏄♂️
📱 The mobile version is also still a work in progress and is being improved gradually.
https://t.co/INS2QVwqcY
🏛️ The V•Five Funds architecture.
A preview of the ecosystem we're building.
The Holding @theholding_ has now grown to 5 investment funds – each with a distinct mission, strategy, and role within the broader capital allocation framework.
The screenshot is from the current desktop demo version. The platform is still under active development, with the mobile experience coming next.
We're building an investment holding company in public, brick by brick, and sharing the journey along the way.
Still early. Much more ahead.
⬜️ The Holding @theholding_
🟦🟩🟨⬛️🟪 V Funds
🏛️ The V•Five Funds architecture.
A preview of the ecosystem we're building.
The Holding @theholding_ has now grown to 5 investment funds – each with a distinct mission, strategy, and role within the broader capital allocation framework.
The screenshot is from the current desktop demo version. The platform is still under active development, with the mobile experience coming next.
We're building an investment holding company in public, brick by brick, and sharing the journey along the way.
Still early. Much more ahead.
⬜️ The Holding @theholding_
🟦🟩🟨⬛️🟪 V Funds
A great new article just went live on the The Holding blog, explaining the logic behind The Holding ecosystem and how each fund plays a specific role within the overall capital structure.
Worth a read if you want to better understand how the system is designed to balance growth, yield, stability, and diversification.
• https://t.co/XL3boQiasP
👀 Interesting!
Zyfai is still the leading yield agent!
Source: @bondoncredit
⬛️ Monetra Stable Fund (part of @theholding_) will gradually allocate capital into a diversified basket of yield-bearing stablecoins and stablecoin-based strategies aimed at generating sustainable on-chain cash flow.
A portion of the stablecoin allocation will be deployed through @Zyfai_ , using its AI-agent infrastructure for execution, rebalancing, and yield optimization.
This serves as early-stage testing of agent-driven stablecoin strategies within the broader portfolio, exploring more adaptive, AI-assisted capital allocation.
• https://t.co/OYRps23dBV
Last week's top risk-adjusted opportunities:
→ USDC: 9.49% APY, @alphagrowth1 Base on @eulerfinance
→ ETH: 7.75% APY, WETH-2 on @yearnfi
→ BTC: 3.20% APY, @MoonwellDeFi Frontier cbBTC by @anthiasxyz on @Morpho
Zyfai Agents don't just chase yield. They evaluate APY and TVL stability, collateral health, and liquidity first, so capital only moves when an opportunity clears the risk checks.
🧵 (2/2)
The Holding @theholding_ Roadmap Update
We are steadily moving from Phase 1 into Phase 2.
Every milestone, every decision, and every step is shared openly with our community.
We're proud to build in public, share our progress, and inspire others through the process.
https://t.co/5rL4Vb9FNG
🧵 (1/2)
☕️ From a cup of tea bought with DeFi rewards a few years ago to autonomous AI funds and an AI marketplace for investment strategies.
🔜 Roadmap update
We now have a much clearer vision of how to build and scale The Holding in a way that's simpler, more useful, and more sustainable.
We'll be updating the roadmap soon and breaking it into 5 phases:
1. Build the foundation.
Five funds operating within The Holding, each with its own role and mission. Together they form a unified architecture. For now, everything is managed manually and continuously refined.
2. Create the Sandbox.
Test simple strategies on separate accounts, gradually evolving toward fully automated replicas of all five fund strategies. Everything remains isolated and experimental.
3. Autonomous AI Funds.
The refined strategies move into the core funds. The funds become intelligent AI agents, capable of operating autonomously, communicating with users, interacting with each other, and even managing their own social channels.
At this stage, The Holding becomes largely autonomous. Behind the scenes, five AI funds run the system while interacting with people, answering questions, and continuously improving.
4. Commercialization.
Investors can connect to a fully autonomous, self-developing holding/fund structure. AI agents may also interact with other AI agents and provide specialized services.
5. Platform Phase.
The Holding evolves into a marketplace where AI agents can build, deploy, and offer their own strategies and funds. Agents interact with other agents. People can browse, select, and adopt ready-to-use strategies from different AI builders.
Alongside all of this, The Holding's @theholding_ flagship five-fund strategy will continue to evolve, improve, and optimize over time.
This is still the short version.
The much longer specification is being written for @claudeai and sent into production. 🙂
• Everything will be on-chain
• Everything will be tokenized
• The next billion on-chain users will be AI agents
• We are still very early
• Companies will become protocols (DEXs) with market caps in the tens to hundreds of billions of dollars — and the emergence of $1T+ valuations
• Total DeFi market cap: trillions to tens of trillions of dollars, eventually exceeding $100T
• One-person companies
• Autonomous AI companies
💭 In the future, launching an autonomous AI company will be about as easy as starting an online store today, or something similar. And it won’t feel like anything particularly surprising anymore.
E173: Raoul Pal - Why I won't sell, why AI Agents' TAM is infinite and why it's it all so f*cking obvious
@raoulGMI is back on When Shift Happens for a fun episode full of swearing and well needed hopium while the industry is in full crisis and depression. This time we cover the race to AGI, why crypto got left behind while Nasdaq ran, and why Raoul thinks the worst of that correction is over. We also get into what he's actually buying (moar $SUI and some $ZEC), his framework for valuing layer ones, and why he thinks most traders are just burning energy.
Timestamps:
Introduction
Traveling Non-Stop & Kast Card Discussion
Why Steak & Eggs Seems Expensive But $1000 NFTs Don’t
What Raoul’s Been Up To The Past 4 Months
Why The Stock Market Never Ceases To Grow
What Is The Economic Singularity?
Partnerships: @Trezor @Bitwise
Is It Still Early To Invest In AI?
Is Crypto Superior To AI Investment Wise
Crypto’s Reasons For Going Up Forever
Bitcoin Going From $126k - $60k Is A Nasty Correction
Are Early Investment Opportunities No Longer Possible
Why Raoul Started Buying $ZEC
What Are The Left & Right Curve Trades?
Partnerships: @KASTxyz @sumsub
How Raoul Thinks About Allocation With Zcash
Raoul’s Thoughts On Hyperliquid & $HYPE Token
How Layer Ones Will Accrue More Of Crypto’s Value
How To Measure Intelligence For Layer Ones
Why The Biggest User Of DeFi & Crypto Payments Will Be AI Agents
Why DeFi Isn’t Dead According To Raoul
Why All Financial Rails Are Moving To Blockchain Rails
Why Digital Art Will Accrue Massive Value Over Time
How Do You Structure An NFT Portfolio?
What Kind Of Investor Is Interested In An NFT Fund
Partnerships: @JupiterExchange @ethena
Should People Only Focus On The Top Tier NFTs
Raoul’s Plan To Lend Against NFTs
Is Bitcoin A Proxy Trade For AI
Why You Should Never Sell Unless You Have To
The Numbers Behind Buying & Holding vs Trading
Why Volatility Makes People Think Crypto Is Easy To Trade
Raoul’s Advice On Developing Patience
Why People Should Stay In Crypto
Why There’s Hope For Crypto In 2026 & 2027
The Kindest Thing Anyone Has Ever Done For Raoul
Closing Thoughts
⬛️ Monetra Stable Fund ( part of @theholding_ ) will gradually allocate capital to a diversified basket of yield-bearing stablecoins and other stablecoin-based strategies designed to generate sustainable cash flow.
fxSAVE ( @protocol_fx ) will also be held on the fund's balance sheet as part of its income-generating portfolio.
• https://t.co/OYRps23dBV
10.58% APY.
No token printing.
No VC subsidies.
No temporary yield farming gimmicks.
Just sustainable yield generated by protocol usage.
Save smarter with f(x).
🟪 Singul Venture Fund Portfolio
Each fund in our ecosystem (The Holding @theholding_ ) is built gradually, based on its own logic, mission, and long-term objectives.
This portfolio (Singul venture fund) started taking shape more than 2 years ago.
The green and red figures in the right column show the current profit or loss of each position relative to the initial capital invested.
Fund performance:
• Invested Capital: $1,268
• Current TVL: $4,788
• Return: +351%
The strongest contributors so far have been Telegram NFT numbers, Venice (VVV), and MDAO.
Our venture thesis is centered around sectors that we believe have the potential to create the next generation of digital infrastructure and economies:
• Metaverse
• Artificial Intelligence
• GameFi
• Decentralized Storage
We also maintain exposure to NFT-based real estate across virtual worlds (metaverse).
☝🏻 Investment horizon of Singule fund is 3–5+ years. However, profit-taking and portfolio rebalancing remain an important part of our strategy.
When an asset experiences a strong short-term rally, we may partially realize gains and rotate capital into high-conviction opportunities trading at attractive valuation levels – often assets that are still down 99–99.9% from previous highs.
• Portfolio:
https://t.co/KiBAZIfbDX
Around a month ago, 🟪 Singul Fund added MDAO to its balance sheet – 8,800.88 tokens.
A true venture-style allocation.
Today, the fund decided to realize profits on half of the position – 4,400.44 tokens sold.
Performance: +1147%.
That’s the nature of venture investing.
High risk.
Extreme volatility.
But also asymmetric upside – especially over longer time horizons.
The remaining position will continue to be held long term, as both the fund and ⬜️ The Holding @theholding_ are structurally focused on long-duration investments.
At the same time, periodic rebalancing matters.
Strong ecosystems are built through dynamic capital allocation – especially when substantial profits arrive in compressed timeframes.
Not everything should be sold.
Winners should still have room to grow.
The realized profits were redistributed across the ecosystem:
🟦 Substantia – additional Bitcoin added to the balance sheet;
🟪 Singul – increased exposure to ElizaOS;
🟩 Defitea and 🟨 Fructus – received additional liquidity for new acquisitions and position strengthening.
Capital inside the ecosystem keeps moving.
That’s how compound growth is engineered.
⬜️
🟦🟩🟪🟨
☕️ From a cup of tea bought with DeFi rewards a few years ago to autonomous AI funds and an AI marketplace for investment strategies.
🔜 Roadmap update
We now have a much clearer vision of how to build and scale The Holding in a way that's simpler, more useful, and more sustainable.
We'll be updating the roadmap soon and breaking it into 5 phases:
1. Build the foundation.
Five funds operating within The Holding, each with its own role and mission. Together they form a unified architecture. For now, everything is managed manually and continuously refined.
2. Create the Sandbox.
Test simple strategies on separate accounts, gradually evolving toward fully automated replicas of all five fund strategies. Everything remains isolated and experimental.
3. Autonomous AI Funds.
The refined strategies move into the core funds. The funds become intelligent AI agents, capable of operating autonomously, communicating with users, interacting with each other, and even managing their own social channels.
At this stage, The Holding becomes largely autonomous. Behind the scenes, five AI funds run the system while interacting with people, answering questions, and continuously improving.
4. Commercialization.
Investors can connect to a fully autonomous, self-developing holding/fund structure. AI agents may also interact with other AI agents and provide specialized services.
5. Platform Phase.
The Holding evolves into a marketplace where AI agents can build, deploy, and offer their own strategies and funds. Agents interact with other agents. People can browse, select, and adopt ready-to-use strategies from different AI builders.
Alongside all of this, The Holding's @theholding_ flagship five-fund strategy will continue to evolve, improve, and optimize over time.
This is still the short version.
The much longer specification is being written for @claudeai and sent into production. 🙂
• THE VISION & ROADMAP
Built for humans.
Ready for agents.
The next billion users of crypto won't be people. They will be AI agents – autonomous economic entities with wallets, treasuries, and the need for yield that is stable, predictable, and non-custodial.
The Holding is designed with this reality in mind. The architecture we are building today – transparent, onchain, modular, non-custodial – is natively readable by AI agents. A machine doesn't need a roadshow. It needs an API, verifiable performance, and composable structure.
We believe in the agent economy. We believe that capital allocation will increasingly be performed by autonomous systems. And we believe that the holding architectures that prove themselves to humans today will become the infrastructure that agents replicate tomorrow.
We are moving from linear capital management to a decentralised network platform where value scales exponentially.
• PHASE 01
NOW
Infrastructure Foundation
Five fund archetypes fully operational as the reference standard for sovereign capital management. Public documentation, monthly reporting, weekly DCA records. Building the track record that cannot be faked: consistency over time.
• PHASE 02
NEXT
Platform & Open Ecosystem
Transitioning from managing our own capital to building value exchange infrastructure. Following the platform model: producers (strategy architects) and consumers (capital allocators) interacting within a governed, transparent framework. Machine-readable allocation schemas. API endpoints. The beginning of composability.
• PHASE 03
VISION
Sovereign AI Entities & Agent Economy
Each of the five funds evolves into an autonomous AI agent with its own logic, risk profile, and decision-making framework. Monetra's agent scans DeFi markets in real time, rebalancing stablecoin positions without human input. Singul's agent monitors onchain activity in emerging protocols and enters positions milliseconds ahead of the market. Agents communicate via smart contracts – profit surpluses flow automatically between funds, optimising the entire system without human intervention.
The Holding will become a Noah's Ark managed by artificial intelligence – where humans and AI agents jointly create, allocate, and protect capital. This is not science fiction. The infrastructure exists today. We are building the track record that earns the right to scale it.
https://t.co/BiMfLClRDo
👀👏🏼 🟩
aerodrome-finance:native, hyperliquid:native and solana:pumpCmXqMfrsAkQ5r49WcJnRayYRqmXz6ae8H7H9Dfn will be the 3 most mentioned DeFi projects in the next bull run.
In 10 years or more, these will be the trillion dollar projects in crypto, they'll be the Nvidia, Google, Apple, etc etc.
We actually have a blog post on this topic:
https://t.co/hdo51ipwk2
Agents now became customers on @base
@base just showed exactly how fast the agent economy is moving
In the last 30 days alone, agents made 3.1 million x402 payments and settled 1.2M on Base. They’re not just chatting, they’re actively buying AI inference, browser sessions, research data, flight info, market signals, and even hiring other agents.
- Embedded wallets, stablecoins, and subcent fees give agents exactly what they need for smooth microtransactions
- MCP removes the usual friction so agents can act autonomously
- Services like Venice, Browserbase, Exa, and Tripadvisor are already fully agent-ready
- The earning side is kicking in too, agents like Felix are generating real revenue
This feels like the early days of something big. The infrastructure is solid, usage is growing quickly, and Base is making it all feel natural.
Today I made my 178 Bitcoin purchase.
Each buy: $25.
I buy once every week.
178 weeks in a row – that’s over 3 years (started Jan 8, 2023).
This is a public series where I show how simple, small, consistent steps compound into real capital over time.
No trading.
No chart guessing.
No news noise.
Just calm, fundamental DCA and long-term thinking.
These are exactly the skills I apply when building my fund and the investment holding @theholding_ as a whole.
🔗 Link to my public portfolio with all 178 BTC buys ↓
https://t.co/LQ0Meg0iTI
GM ☀️
Today I made my 177 Bitcoin purchase.
Each buy: $25.
I buy once every week.
177 weeks in a row – that’s over 3 years (started Jan 8, 2023).
This is a public series where I show how simple, small, consistent steps compound into real capital over time.
No trading.
No chart guessing.
No news noise.
Just calm, fundamental DCA and long-term thinking.
These are exactly the skills I apply when building my fund and the investment holding @theholding_ as a whole.
🔗 Link to my public portfolio with all 177 BTC buys ↓
https://t.co/LQ0Meg0iTI
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