Steve Dekok

You don’t start at the finish line ! hustle. persistence. ambition. your only focus should be get better at what your doing everything else is a distraction .

[Sahil Bloom @SahilBloom]

Underrated life advice: A good life is built by simply doing uncomfortable things sooner. The delayed conversation gets harder. The ignored problem gets bigger. The small repair gets more expensive. Peace is never found through avoidance. It’s found through direct early action.

[Sahil Bloom @SahilBloom]

Major life hack: Don't complain, ever. Nobody likes a complainer. They drain the energy of everyone around them. It's exhausting spending time around someone who constantly complains about things outside their control. If it’s within your control, go do something about it. If it’s not, you’re just wasting energy thinking about it. Complaining gives too much power to the thing. Take back that power.

[Sahil Bloom @SahilBloom]

This is weird, but I'm convinced that the highest return I get in my financial portfolio is on the 12 months of emergency funds I keep in cash. Peace of mind has a high rate of return. The downside security is what allows you to capitalize on upside opportunities when they come.

[Sahil Bloom @SahilBloom]

Something I’ve had to relearn again and again: Nothing changes if nothing changes. The new life you want doesn’t magically appear. It’s built through ruthless action. New habits. New mindsets. New standards. New boundaries. Reinvention has a cost of entry. Pay it with pride.

[Daniel Foch @danielfoch]

38% of Canadian landlords report losing money:

https://t.co/VvGu1qALsR

[Codie Sanchez @Codie_Sanchez]

Hard truth: 90% of financial advice is worthless.

The best financial advice is for you to go become more valuable and earn more money. That's it.

[CTV News @CTVNews]

Canada’s economy is on life support and country is in recession, economist says https://t.co/bDWXUJZRYl

[Sahil Bloom @SahilBloom]

Every single thing you want in life is on the other side of something that sucks. That suck might be 100 hard workouts, 100 bland meals, 100 hours of focused work, or 100 hard conversations. Embrace the cost of entry. The answers you seek are found in the actions you avoid.

[Ben Rabidoux @BenRabidoux]

From https://t.co/axKiSgq7jt: "Average asking rent fell to $2,060 in December...lowest level in two and a half years"

This tweet aged well. People didn't understand dynamics at play then...they still don't today. Rental market will continue to cool and won't recover until 2028

[Better Dwelling @BetterDwelling]

Canada Is In For A Major Population Growth Adjustment: BMO

https://t.co/GQZCwnObap

[CP24 @CP24]

Massive selloff of northern Ont. real estate in $90M bankruptcy down to 27 properties https://t.co/TKtd8bIOqr

[Real Estate Lawyer @SinaiLawFirm]

You didn't, but respectfully, you also didn't identify the actual problem. We don't have a housing problem per se, we have something more complicated.

The problem is millennials can't afford to live a middle class life where they want to live. They have to move to bad parts of town or a different state and they refuse to do so.

The silent generation was able to afford middle class life with one salary. Boomers were able to do the same and more with dual income households. Millennials can't do it unless they are at the top of the food chain.

You can't build your way out of this, or eliminate red tape, or 'ban corporate ownership' or any of the silly solutions that populists on both sides are throwing as red herrings.

The only way to solve the issue is to grow real wages while keeping home prices steady in the long term. And in the short term we need to find a way to incentivize young families to move to places that they can afford a middle class life. A combination of remote work requirements, local education improvement, and solving crime.

There's a "housing shortage" just like there was a "labor shortage" in covid (there wasn't any of those things, since those things are not real). Gen z and millennials don't want the deal handed to them and they can do math, that's why people are not getting married and rather rent.

It's a math problem.

[Canadian Mortgage Trends @CdnMortgageNews]

Canada saw year-over-year declines in average asking rents throughout all of 2025, new data from @Rentalsdotca shows.

#HousingMarket #Rentals #RealEstate

https://t.co/5eYQAVydJt

[Steve Dekok @DekokSteve]

https://t.co/rhLJ0QuByy

[Steve Dekok @DekokSteve]

https://t.co/QnvuaaADJh

[Steve Dekok @DekokSteve]

OSFI clarifies capital treatment of income-producing residential real estate https://t.co/29ULGlxbvw

[Steve Dekok @DekokSteve]

https://t.co/cVwzcsMflD

[Steve Dekok @DekokSteve]

Canada is building lots of rental housing – and losing interest in condos - The Globe and Mail https://t.co/jzoUHELHYr

[Sahil Bloom @SahilBloom]

A lesson I wish I learned earlier: You can get pretty damn far in life by just doing what you say you’re going to do. Be someone people can count on to show up and do the work. Reliability is the cheat code. Stop overcomplicating success. Show up, do the work, repeat. That’s it.

[Sahil Bloom @SahilBloom]

Everyone needs to remember this…