Dennis Munene

Fun

[David Harris @Davidaiuwhy]

I’m 48 years old and used to work at JPMorgan Chase. My monthly income is $330,000. Here's my advice for November 13:

1. $NVDA — The bad news is out. It's time to buy

[Moe @moneyacademyKE]

Warren Buffett once revealed that his longtime business partner Charlie Munger had a saying:

“There are only three ways a smart person can go broke: liquor, ladies and leverage.”

[Mohammed Hersi : Mr Optimist OGW @mohammedhersi]

Don't trust everyone more so in this silly season of politics as we head to 2027

[Joe Biden @JoeBiden]

I want to share a brief update.

My presidential memoir, PROMISE ME, AMERICA, is coming out on November 17th. I hope you'll read it. It covers my years as President. The challenges we faced, the decisions I made, and why I made them. It's about who we are as a nation. What we stand for. And America's role in the world. More than anything, it's about my faith in the American people and the great American experiment in self-governance and democracy.

While writing the book, I was diagnosed with cancer, a disease known all too well to millions of Americans and their families. My doctors continue to be encouraged by how I've responded to treatment. And the prayers and kind words and well wishes from so many of you have meant more to me and Jill and our family than you can ever know.

Some days are better than others. It hasn't stopped me. But sometimes it slows me down. What that means is, unfortunately, I won’t be able to do as many conversations about my book as I’d hoped. However, I’m hopeful the words on the page speak for themselves.

Looking forward, I'm going to keep following what my father told me a long time ago: "Champ, when you get knocked down, get up." It's a good lesson for me. And for America.

We are blessed. America is the most unique nation on earth. Unlike other countries, we're built on an idea. An idea bigger than any ocean. More powerful than any army. Stronger than any tyrant or dictator. That idea? All of us are created equal.

Promise Me, America, we'll never forget it.

[Dennis Munene @dennnis_munene]

@VP Absolutely @VP.The best vice president the republicans have ever produced in history.A president in waiting.

[Gichuki Kahome @kahome_steve]

7 investment accounts that every Kenyan investor should have in 2026

a) A Money Market Fund - Regular savings

b) DhowCSD account - Investing in T-bonds

c) CDSC account - Investing in the NSE

d) Offshore brokerage account - investing in offshore stocks & ETFs

e) Special fund account - Above average market returns

f) Crypto wallet - Bitcoin exposure

g) Individual Pension plan - Plan for retirement

Which of these do you think is the most essential?

[Gichuki Kahome @kahome_steve]

Two Kenyans start with nothing. Both spend KES 175,700 a month on housing for the next 20 years.

One takes a 13% mortgage on a KES 15M home.

The other rents the same home and invests the difference every month.

After 20 years:
The homeowner has paid the bank KES 42.2M, of which KES 27.2M is interest.

He owns a house worth about KES 32.9M, if prices grow 4% a year.

The renter owns an investment portfolio worth about KES 66.3M, paying him roughly KES 550K a month.

That's 3.5x his rent.

Even if house prices grew 6% every year for 20 years, the house would only be worth KES 48.1M.

But here's the catch. A mortgage forces you to save. Renting only wins if you have the discipline to invest the difference every single month.

Utalipa rent hadi lini? Depends on what you're doing with the difference.

[Gichuki Kahome @kahome_steve]

Every month, a Kenyan earning KES 100,000 hands most of it to listed companies: Quickmart for groceries, TotalEnergies for fuel, Safaricom for airtime, Kenya Power for electricity, EABL for the weekend.

What if they paid you back?

At current dividend yields, about KES 15.5M across 7 NSE stocks would generate enough dividends, after tax, to cover that KES 100,000 lifestyle. That’s an average yield of about 8.2%, higher than most savings accounts and close to T-bill rates, and you still own the shares.

The trick is matching your biggest bills to the highest yields. BAT at 12.5% covers KES 30,000 rent with KES 3M invested. Kenya Power covers a KES 3,000 electricity bill with just KES 0.6M.

You don’t start at KES 15.5M. You start with one bill.

Don’t just be a consumer. Be an owner.

Which bill(s) do your dividends cover?

[Donald B Kipkorir @DonaldBKipkorir]

Is Aliko Dangote really good for Kenya?
Hope he doesn’t think Kenya is a banana Republic!

Our laws work. Our Judiciary is the most independent in Africa bar South Africa.

[Dennis Munene @dennnis_munene]

@gpdkaluma And this is not tribal

[Dennis Munene @dennnis_munene]

@citizentvkenya Emiritus,very brilliant mind

[Dennis Munene @dennnis_munene]

@johnmtongoi Muranga not Kirinyaga

[Donald B Kipkorir @DonaldBKipkorir]

Today, my brother Sitoyo Lopokoiyit hosted me to premium wine date at top Johannesburg restaurant .. Sitoyo is ABSA Africa Co- CEO .. Departments under him make over Kshs. 550 Billion annually .. More than any company in East & Central Africa … My long term friendship with Sitoyo has never changed with his changing fortunes & power! Few are
like him. Many get intoxicated with power & fortune. Not my friend.

[Dennis Munene @dennnis_munene]

@DrBKhalwale Noo

[Dennis Munene @dennnis_munene]

@AlhajiKe 11

[Dennis Munene @dennnis_munene]

@mkainerugaba Can Kenya consume Uganda

[Priyank Ahuja @ahuja_priyank]

🚨 BREAKING: Claude can now build you a LinkedIn profile that gets you hired in 30 days. For free.

Here are 7 prompts to access it:

[Jimmy Kings @JimmyKings8]

BREAKING NEWS

It is now CONFIRMED

THE UNITED OPPOSITION candidates :

1. KALONZO - President

2. SIFUNA - DP

3. RIGGY G- Powerful PM

4. MATIANGI - Super CS

5. Wamalwa - Speaker Senate

6. Karua- Speaker NA

7. Natembeya - CS interior

8. JB Muturi - CS Agriculture

9. Maraga - AG

10. Omtata - CS

[Ole Teya @TeyaKevin]

Men go through Many

[Moe @moneyacademyKE]

The National Infrastructure Fund, with a proposed Sh5 trillion investment capacity, has released its Investment Policy.

Here is the explanation of its proposals.

Read the thread below: