Me

Being myself

[Me @derabail2024]

No electricity since 2 hours at St.Pius JN Road @sarvodayasdo. What is the issue @CMDMSEDCL

[Me @derabail2024]

No electricity since 2 hrs at Sarvodaya & St Pius @mulund_info @MMulund @CMDMSEDCL

[Me @derabail2024]

@richapintoi We have been keeping these type of bottles but Corporates still prefer Bisleri because they are afraid whether bottle has been washed well after use by the earlier person.

[Me @derabail2024]

@mulund_info The increase in bills after smart meter have gone up by 3000.00 per bill. That's why the hue and cry. But I don't understand how can it go up so much.

[Me @derabail2024]

@PaushaliSahu Kisan Konnect. I like their ghee.

[Me @derabail2024]

@Feb030223 @IndiaWeatherMan He never replies.

[Vishal Bhargava @VishalBhargava5]

Ladies and Gentlemen: We are witnessing the most brazen and shameless land grabs in the history of any major city in the world.

[Me @derabail2024]

@NIKHILLJHA
Is this true

[Technical Charts @Technicalchart1]

Ramesh Gupta's father had a cataract surgery in Pune last year.

Procedure done in 3 hours. Discharged same day.

Claim rejected. Reason: "Minimum 24-hour hospitalisation not met."

��1.8 lakh. Gone.

Ramesh wasn't alone.

Thousands of Indians were losing valid claims every year — not because the treatment was wrong, but because the clock said so.

Insurers had one rule: stay 24 hours or we don't pay.

So hospitals started admitting patients overnight — not because they needed it. Because insurance demanded it.

IRDAI finally saw through it.

From 2025, the 24-hour rule is dead.

Here's what changed 🧵

---

Old rule: Minimum 24-hour stay required
New rule: 2 hours is enough — if medically justified

Your father's cataract surgery. Your mother's knee procedure. Your child's minor operation.

All coverable now. Same day.

---

Old: Claim eligibility = how long you stayed in bed
New: Claim eligibility = medical necessity + observation time

The insurer can no longer hide behind a clock.

They now have to prove the treatment wasn't needed. Much harder.

---

Old: Pre-authorisation varied by insurer — some asked, some didn't
New: Pre-auth is MANDATORY before every procedure

This is the part nobody is telling you.

Get pre-auth BEFORE you enter the OT.

Miss this step and the claim is dead. Even under the new rule.

---

Old: Any empanelled hospital qualified
New: Network hospitals only

Before your next procedure — call your insurer.

Ask one question: "Is this hospital in your network?"

Do it today. Not from the hospital bed.

---

What IRDAI essentially said:

We won't let insurers use time as a weapon anymore.

But we also won't let claims go unchecked.

So — pre-auth is now mandatory, network hospitals only, and doctors decide discharge. Not administrators.

---

Save this thread.

Forward it to anyone with a health insurance policy.

Because the rule changed. But most people filing claims in 2025 still don't know it.

[Me @derabail2024]

@YashDhanuka14 Fake

[Me @derabail2024]

@TheFigen_ Requires skill

[Me @derabail2024]

@DietDrsayajirao Thank you for this post very informative

[Me @derabail2024]

@riyaelity Everyone is not as rich as you to travel abroad even if it means traveling once in life time

[Me @derabail2024]

@mashrujeet @MNCDFbombay @RoadsOfMumbai @mumbaimatterz I opened but could not get the map. Screen was blank

[Me @derabail2024]

@Prashanthipasu2 @vikramsathaye Let's concretise more roads so that water doesn't go underground

[Me @derabail2024]

@Aunindyo2023 My plumber makes around 45 to 50k per month He said his son is also learning the same job & also àlearning Electrician. His son is in FYBCom. I told him educate him so he can work in an office, he replied this job is the only one that will remain life long. No AI for this.

[Me @derabail2024]

@AskDrShashank No thunderstorms here. In which area are you with thunderstorms

[Me @derabail2024]

@tanvishukla In Mulund just a slight drizzle, no force in the rains

[Me @derabail2024]

@rushikesh_agre_ @richapintoi Mulund 🏖️🌧️drizzle

[Me @derabail2024]

@rushikesh_agre_ Drizzle in Mulund

[Me @derabail2024]

@_Shivkivani It's a Copy and paste