AYUSH CHATURVEDI 🇮🇳

Masters in Mechanical Eng. ,an aspirant , Animal Lover , PC Games lover and Nation comes first for me . Not here for hatred posts 😍

JAI HIND 🇮🇳

[AYUSH CHATURVEDI 🇮🇳 @desipanditjee]

@AbhinayWithYou Political career

[AYUSH CHATURVEDI 🇮🇳 @desipanditjee]

@miradreaamy 32

[AYUSH CHATURVEDI 🇮🇳 @desipanditjee]

@ImHydro45 Hahahah

[𝐇𝐲𝐝𝐫𝐨𝐠𝐞𝐧 @ImHydro45]

Just look at Amit Shah, He refused to hold the Sanatan flag to impress all the leftists. These BJP frauds have no ideology at all.

They've been fooling all the Hindus for a decade.

[AYUSH CHATURVEDI 🇮🇳 @desipanditjee]

@narendramodi @nitin_gadkari @myogiadityanath @dm_ghaziabad @narendramodi
@nitin_gadkari
@myogiadityanath
@myogioffice
@dm_ghaziabad

Even the ambulance had to face the traffic as the Delhi Meerut Express is made exclusive for Kanwars .. Entry points blocked.. What about the daily commuters' rights ???

Was it even necessary sir?

[AYUSH CHATURVEDI 🇮🇳 @desipanditjee]

@narendramodi
@nitin_gadkari
@myogiadityanath
@dm_ghaziabad

What a shameful thing to see today...Delhi Meerut Expressway exclusively for Kanwar

Where is my right sir?

The eway donot alliw even bime but today people running on it..

What a new low 😊

#JaiHind
#OmNamahShivay

[AYUSH CHATURVEDI 🇮🇳 @desipanditjee]

@rashtrapatibhvn @ajtak @ndtv @DDNewslive @news24tvchannel @ajeetbharti @AjeetBhartii

[AYUSH CHATURVEDI 🇮🇳 @desipanditjee]

@rashtrapatibhvn

@ajtak @ndtv @DDNewslive @news24tvchannel

[AYUSH CHATURVEDI 🇮🇳 @desipanditjee]

@narendramodi
@nitin_gadkari
@myogiadityanath
@dm_ghaziabad

What a shameful thing to see today...Delhi Meerut Expressway exclusively for Kanwar

Where is my right sir?

The eway donot alliw even bime but today people running on it..

What a new low 😊

#JaiHind
#OmNamahShivay

[AYUSH CHATURVEDI 🇮🇳 @desipanditjee]

@SitamarhiJila Good

[Abhijat Srivastava @abhijatindia]

UPI WAS INDIA’S SUCCESS. ARE WE NOW PUTTING A TOLL ON IT BECAUSE AMERICA DOESN’T LIKE IT?

THE MERCHANT IS NOT A CHARITY. EVENTUALLY WE PAY.

UPI is one of the finest public digital infrastructures India has built. In FY 2025–26 alone, it handled about 24,162 crore transactions worth ₹314 lakh crore and accounted for around 85% of India’s digital payments. It allowed instant payments without feeding a percentage of every transaction to card networks.

Now the legal protection for zero MDR is being removed. No final MDR rate has been notified, but Reuters reports that 0.3% to 0.5% on transactions above ₹2,000 for larger merchants is among the proposals being considered.

Now look at the timing.

In March 2026, the U.S. Trade Representative complained that India’s payment policies favour domestic suppliers and create a “non-level playing field”, specifically raising UPI and RuPay. In June, India and the U.S. discussed digital trade and non tariff barriers. And now in August, India has opened the legal door to MDR on UPI.

So why shouldn’t citizens ask:

Is India changing its successful UPI policy under U.S. pressure to create more commercial space for American payment interests such as Visa and Mastercard?

There is no public evidence that America ordered this particular change. That is precisely why the Government should disclose whether UPI, zero MDR, RuPay or merchant charges were discussed during India U.S. trade negotiations.

Look at Brazil. The U.S. has challenged Pix, Brazil’s hugely successful instant payment system, arguing that it disadvantages American payment companies. Brazil has defended its system. Why should India do anything differently?

And then comes the argument that MDR will affect merchants, not consumers.

Sorry, but that is accounting, not economics.

Who receives the MDR invoice and who ultimately bears its cost are two different things. MDR becomes a business expense. It comes back through prices, reduced discounts, surcharges or other charges.

The merchant is not a charity. Eventually we pay.

And percentage based MDR is not the only model in the world. Brazil’s Pix central infrastructure uses a tiny cost recovery charge. America’s own FedNow charges a fixed $0.045 per customer credit transfer, not a percentage of the amount transferred. The EU restricts instant payment charges, while Singapore’s PayNow prohibits merchants from imposing a surcharge on consumers.

Even more ironically, American merchants themselves have fought Visa and Mastercard swipe fees for around two decades. U.S. credit card swipe fees reached about $118.8 billion in 2025, averaging around 2.36%.

Why should India move towards the economics of a system American merchants themselves have spent decades fighting?

If UPI needs money, show us the actual cost. Publish NPCI’s and banks’ audited cost per transaction and design a transparent cost recovery mechanism.

But why a percentage toll?

Moving ₹50,000 electronically does not require 25 times the infrastructure required to move ₹2,000 merely because the amount is 25 times larger.

#UPI #ZeroMDR #DigitalSovereignty #ConsumerRights #DigitalIndia #Visa #Mastercard #Accountability #India @khurpenchh @narendramodi @RahulGandhi @FinMinIndia @SuparnaSharma @VivekGa54515036 @NaukarshahiGems

[AYUSH CHATURVEDI 🇮🇳 @desipanditjee]

@voicesindians Hahahah

[AYUSH CHATURVEDI 🇮🇳 @desipanditjee]

@lakshaymehta08 Maro saley ko chappal se

[AYUSH CHATURVEDI 🇮🇳 @desipanditjee]

@IndianGems_ Is desh mein Automobile sector ek majboot sector tha isko bhi iski bhi is Govt. ne aisi taisi ker di...

[AYUSH CHATURVEDI 🇮🇳 @desipanditjee]

@FinMinIndia @nsitharamanoffc @DDNewslive @PIB_India @PIBFactCheck @DFS_India Pehle failao achey se fir samette raho 😆 Wah Modiji Wah 😊

[AYUSH CHATURVEDI 🇮🇳 @desipanditjee]

@gupta_rekha Please har traffic signal pe haqq mangney waley transgenders ka bhi ilaj keriye kuch

#JaiHind

[AYUSH CHATURVEDI 🇮🇳 @desipanditjee]

@Ravisutanjani Not possible... Rather, we are moving towards a more uncivilised nation.

​In India, govt officials & politicians must behave like public servants, but they hardly care about serving people. What they do care about is serving themselves & their families.

​#JaiHind

[Ajeet Bharti | Point Blank @AjeetBhartii]

500 में से 11 अंक वाला शिक्षक, आपके बच्चों को पढ़ा रहा है;
800 में से 1 अंक लाने वाला डॉक्टर, अपनी प्रैक्टिस शुरू कर चुका है;
लेकिन आरक्षण पर बात नहीं होनी चाहिए!
टैक्स कौन सा वर्ग सबसे अधिक दे रहा है? देखें इस वीडियो में...

[AYUSH CHATURVEDI 🇮🇳 @desipanditjee]

@ImHydro45 😆

[Anand Ranganathan @ARanganathan72]

BREAKING: Bill tabled in Parliament making it mandatory for the President, the Prime Minister, the Chief Justice, and all their near and dear ones to be treated for their medical needs and emergencies only by doctors who obtained -40 marks out of 800 in NEET-PG medical exam.

[AYUSH CHATURVEDI 🇮🇳 @desipanditjee]

@ImHydro45 Arey toh bol kahe rahe ho fir itnaa..maun hi raho 😆