Mariyan Velichkov

Helping you to fix your financial statement.
Check the calculator 👇

[Mariyan Velichkov @dev_mariyan]

Quidly just got approved by Apple!

The only finance app that tells you what to do so you get wealthy. 🪴

We’re live. 🔥

Everyone can taste it now:
https://t.co/LltOXAcGAL

#buildinpublic #personalfinance

[Mariyan Velichkov @dev_mariyan]

Not sure if it's just me, but I've had way too many "am I even making progress?" moments staring at a spreadsheet full of random numbers 😅

I kept jumping between bank apps, budgeting tools, random trackers… and still never had a clear picture of where I actually stand financially.

After reading Rich Dad Poor Dad and playing the Cashflow board game a few times, something clicked - the people who reach financial independence all do one thing: they track their personal financial statement. Income, expenses, assets, liabilities. That's it.

The problem? No app actually does this well. So I built Quidly 💰

The idea was simple: give everyone the same financial clarity the rich have - without the spreadsheets.

Here's what I focused on:

- 📊 Personal financial statement at a glance (just like in the Cashflow game, but for real life)
- 💸 Track income, expenses, assets & liabilities in one place
- 🤖 AI advisor that analyzes your numbers and tells you exactly what to do next to get closer to financial freedom
- 📈 Net worth & passive income ratio updated in real time
- 🏁 Rat race progress tracker - see how close your passive income is to covering your expenses
- 🎯 Actionable next steps - not generic advice, but based on YOUR actual numbers

It's basically the tool I wish I had when I first started trying to build wealth.

If anyone wants to try it out:
📱 iOS: https://t.co/Xu7rvHbzd3
🤖 Android: coming soon

Would love to hear - do you track your financial statement? 👇

[Mariyan Velichkov @dev_mariyan]

How do you generate leads for your software/service?

[Mariyan Velichkov @dev_mariyan]

@code_codeforge https://t.co/n3yi5PBmlJ

[Mariyan Velichkov @dev_mariyan]

@heyblake https://t.co/n3yi5PBmlJ

[Mariyan Velichkov @dev_mariyan]

@AditiRajasthan Wrong. Invest in assets that prints money.

[Mariyan Velichkov @dev_mariyan]

Hey Claude code users!

Which model and effort you’re using and which plan you’re on?

[Mariyan Velichkov @dev_mariyan]

@trad_ISABEL It’s not passive but at least you don’t trade your entire time for money. You can take a break without feeling pressured.

[Mariyan Velichkov @dev_mariyan]

@The_Money_Buddy You need assets!

[Mariyan Velichkov @dev_mariyan]

@Tanju_mim ATM machines as well!

[Mariyan Velichkov @dev_mariyan]

You don't have a spending problem.

You have an ownership problem.

Cutting lattes won't fix it.
Meal prepping won't fix it.
A spreadsheet won't fix it.

The only thing that fixes it is buying things that pay you back.

Everything else is rearranging deck chairs.

Built Quidly for people ready to stop rearranging.

[Mariyan Velichkov @dev_mariyan]

You don't need a financial advisor.

You need to understand one sentence:

"Assets feed you. Liabilities eat you".

That's it. That's the whole game.

[Mariyan Velichkov @dev_mariyan]

@The_Money_Buddy Instead of saving it I would put the money in stocks, gold or appreciating assets.

[Mariyan Velichkov @dev_mariyan]

@billgnofficial It's released

[Mariyan Velichkov @dev_mariyan]

Your budgeting app is lying to you.

It calls your car an "asset."

It calls your pay check "income" with no distinction from dividends.

It celebrates when you spend less on coffee.

None of that makes you rich.

Investing in business, real estate, stocks and gold makes you.

[Mariyan Velichkov @dev_mariyan]

I made a free tool that builds this for you in 60 seconds. Link in bio.

[Mariyan Velichkov @dev_mariyan]

I spent 30 days tracking every dollar I spent.

Here’s what I found and what I did about it.

Open ↓

[Mariyan Velichkov @dev_mariyan]

Step 3: I built my financial statement.

One page.

Income, expenses, assets, liabilities.

Ugly but real.

Now every money decision runs through one filter.

Does this move me closer to my passive income covering my expenses or not.

Nothing else matters.

[Mariyan Velichkov @dev_mariyan]

Step 2: I split everything into two lists.

Things that put money in my pocket and things that take money out.

Second list was full.

First list was empty. That’s when I realized I owned zero assets.

Everything I “owned” was costing me money.

[Mariyan Velichkov @dev_mariyan]

Step 1: I wrote down every single expense for 30 days.

Not categories, not estimates.

Every transaction.

The number was 40% higher than what I thought I was spending.

That gap is where your money disappears every month and you don’t even notice.

[Mariyan Velichkov @dev_mariyan]

@JamilKhabir396 Hi 👋