Taking a loan has never been easier. There is almost no friction between wanting something and borrowing to pay for it.
The problem is that income is limited, while the list of things we want is endless. And often, it isn’t even the purchase we want as much as the momentary thrill of buying it.
We are taught how to earn and save, but learning how to spend is just as important. When an impulse purchase becomes an EMI, you are committing future income even before it hits your account. The excitement of spending fades in days, but the debt stays for years.
Borrowing to invest in a home, education, or business makes sense. Borrowing for lifestyle consumption locks you into a loop that leaves no breathing room when an emergency hits.
In this video, @Zero1ByZerodha looks at why household debt in India is rising, how to assess whether your debt is manageable, and practical ways to pay it down.
Congratulations to @PrateekLearnapp, @swati_learnapp, and the team on crossing 800,000 subscribers.
“Self-admiration is always a dangerous thing in an individual. It is equally dangerous in a nation, for it makes it self-satisfied and indolent and the world passes by leaving it behind.”
Jawaharlal Nehru, September 1928.
BREAKING NEWS
The 2025 #NobelPrize in Literature is awarded to the Hungarian author László Krasznahorkai “for his compelling and visionary oeuvre that, in the midst of apocalyptic terror, reaffirms the power of art.”
तथाकथित नेशनल मीडिया देश की संवेदना से किस कदर अनजान व कटा हुआ है इसका प्रमाण यही है कि पूर्वोत्तर के इस शताब्दी के सबसे बड़े शोक से पूरी तरह बेख़बर मीडिया एक क्रिकेट मैच के महिमागान में जुटा हुआ है। दावे के साथ कह सकता हूँ कि मैंने अपने जीवन में किसी कलाकार के लिए यह पागलपन यह प्रेम नहीं देखा जैसा ज़ुबीन को लेकर आसाम और पूर्वोत्तर में है। दो दिन से एक पूरा प्रदेश ग़म में जैसे ठहर सा गया है, गलियाँ-सड़क-चौराहे भरे पड़े हैं उसके रोते-बिलखते चाहने वालों से। मुख्यमंत्री से लेकर गोद में शिशु लेकर रास्तों पर खड़ी माँएँ उसके गाने गा-गाकर रो रहीं हैं। लेकिन नेशनल मीडिया में किसी ने इस महान कलाकार के अपने लोगों से इस कदर जुड़ाव पर कोई विशेष कार्यकम नहीं किया। खैर ज़ुबीन का काम और नाम इन लोगों की आत्ममुग्धता से बहुत बड़ा है 💔🙏
“तुम्हारी बज़्म से बाहर भी एक दुनिया है,
मेरे हुज़ूर बड़ा जुर्म है ये बेख़बरी…।” 👎🏿
🔴 BREAKING!
New inscription on the @UNESCO#WorldHeritage List: Moidams – the Mound-Burial System of the Ahom Dynasty, #India 🇮🇳.
➡️https://t.co/FfOspAHOlX #46WHC
People. Languages. Partition. War. Tea. Rivers. Six ways to read the history of India. These short books are really for both children and grown-ups. In fact, more for grown-ups, going by what I learnt from them about what history is. [5/5]
There's growing evidence to show that air and water pollution increases the risk of type 2 diabetes among Indians.
If the quality of life deteriorates, there will be a tipping point where people just give up and start moving from large cities to places with better living conditions. If this happens, it will cause serious economic damage from reduced tax revenues, falling land values, and further degradation of civic infrastructure among other issues.
Remember that houses and land are among the biggest assets people own in India.
I am framing the problem this way because we are more likely to react if something can affect us financially. While we shouldn't, we somehow tend to postpone concerns that affect our physical and mental health.
Link to the article in the comments.
Chandrayaan-3 Mission:
'India🇮🇳,
I reached my destination
and you too!'
: Chandrayaan-3
Chandrayaan-3 has successfully
soft-landed on the moon 🌖!.
Congratulations, India🇮🇳!
#Chandrayaan_3#Ch3
The stark and uncomfortable truth is that it took a viral video for arrests to be made in horrific Manipur crime. Rather than focus on the case, cover fire is being given by pointing to rapes in other states. Fact is, as per NCRB 2018, one rape reported in India every 15 minutes. Focus on police inaction/complicity in a specific case rather than the familiar BJP Vs oppn ‘your’ state ‘my’ state whataboutery. Women who are victims of sexual crime deserve better surely. Manipur deserves better. India deserves better. THINK.. 🙏
A new beginning…….
Mr Khanindra Choudhury, DC, Goalpara inaugurated the Bikali Academy ,a coaching centre for APSC aspirants at Bikali College,Dhupdhara, established with financial support from Bikali Unnayan Samittee.