dinakarmarella

#human being

[ANI @ANI]

#WATCH | Delhi | Malayalam cinema legend Mammootty awarded the Padma Bhushan by President Droupadi Murmu

(Video source: Rashtrapati Bhavan)

[dinakarmarella @dinakarmarella]

The Core Betrayal,15 YEARS of loyalty completely exploited by @HyundaiIndia. My friend Ramesh trusted the brand blindly since 2007 (driven an Accent). In 2022, he bought a Creta Diesel for ₹15.8L. Now? It’s a life-threatening nightmare. 👇 #ShameOnHyundai #HyundaiCreta

[bhatnaturally  🇮🇳 @bhatnaturally]

Oh wow! Kunal Shah of CRED is now WhatsApp’s global boss.

[Chandra R. Srikanth @chandrarsrikant]

BREAKING: Moneycontrol scoop onMeta and CRED confirmed AND ITS EVEN BIGGER
Kunal Shah to become new global CEO of WhatsApp, replacing Will Cathcart
Meta to invest a billion dollars in CRED

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[dinakarmarella @dinakarmarella]

@Dinscrypto @puligoruramesh

[dinakarmarella @dinakarmarella]

The Core Betrayal,15 YEARS of loyalty completely exploited by @HyundaiIndia. My friend Ramesh trusted the brand blindly since 2007 (driven an Accent). In 2022, he bought a Creta Diesel for ₹15.8L. Now? It’s a life-threatening nightmare. 👇 #ShameOnHyundai #HyundaiCreta

[dinakarmarella @dinakarmarella]

@nch1915 @JoshiPralhad #CorporateApathy #MakeInIndia #hyundiaseoul @hyundia #josemunoz @PGPortal @PralhadJoshiOfc

[dinakarmarella @dinakarmarella]

The Core Betrayal,15 YEARS of loyalty completely exploited by @HyundaiIndia. My friend Ramesh trusted the brand blindly since 2007 (driven an Accent). In 2022, he bought a Creta Diesel for ₹15.8L. Now? It’s a life-threatening nightmare. 👇 #ShameOnHyundai #HyundaiCreta

[dinakarmarella @dinakarmarella]

They won on technicalities, leaving a consumer numb. #ConsumerRights Winning a case via legal loopholes doesn't make your cars safe @Tarun_Garg @HyundaiIndia. A ₹15.8L premium asset shouldn't stall during a medical emergency. Requesting urgent intervention. @jagograhakjago

[Aryan @justbyte_]

This looks accurate 😂😀

[Abhishek B R @abhitwt]

life before this tweet:

[Santi Torres @SantiTorAI]

Un desarrollador ucraniano creó un agujero negro en su terminal para obligarse a tomar descansos.

Cuanto más trabajas sin parar, más crece y deforma tu código con su lente gravitacional. Descansas y se encoge.

[Shubhangi Tiwari @ShubhangiYaps]

One-shotted a live traffic tracker for Bangalore using Claude Fable and a single line prompt.
I’m impressed!

What do you guys think?

[SriSathya @sathyashrii]

Traffic constable pushes a moving helmet less biker... This actions needs to be stop.. get bike number issue challan.. pushing people is totally unwanted..

Share this incident maximum.

📍Latur, Maharashtra

[dinakarmarella @dinakarmarella]

@Dinscrypto

[dinakarmarella @dinakarmarella]

#Grievance Absolute mental agony! My father underwent a major surgery with a total bill of ₹8,00,000. My corporate insurance (@Niva_Bupa ) capped out at its max limit of ₹3,00,000. I submitted the remaining ₹5,00,000 balance to my personal policy at @StarHealthIns expecting

[dinakarmarella @dinakarmarella]

#Grievance Absolute mental agony! My father underwent a major surgery with a total bill of ₹8,00,000. My corporate insurance (@Niva_Bupa ) capped out at its max limit of ₹3,00,000. I submitted the remaining ₹5,00,000 balance to my personal policy at @StarHealthIns expecting

[dinakarmarella @dinakarmarella]

if your panel doesn’t even understand basic insurance law?

[dinakarmarella @dinakarmarella]

#Grievance Absolute mental agony! My father underwent a major surgery with a total bill of ₹8,00,000. My corporate insurance (@Niva_Bupa ) capped out at its max limit of ₹3,00,000. I submitted the remaining ₹5,00,000 balance to my personal policy at @StarHealthIns expecting

[dinakarmarella @dinakarmarella]

Claim No:CIR/2027/141124/0127254 immediately. @irdaindia @jagograhakjago @FinMinIndia please look into how these companies harass citizens during medical emergencies. @HDFCERGOGIC, @CareHealthIns, @Niva_Bupa #InsuranceOmbudsman #IRDAI #InsuranceComplaint #PolicyholderRights