Dipesh Karania

Smile

[Reads with Ravi @readswithravi]

Keep showing up. Effort never betrays you.

[माझी Mumbai, आपली BMC @mybmc]

⛈️🚨भारतीय हवामान विभागाने मुंबई महानगराला सोमवार, दिनांक ६ जुलै २०२६ रोजी मुसळधार पावसाचा (Orange Alert) तसेच सोसाट्याचे वारे वाहतील, असा इशारा दिला आहे.

🏫 या पार्श्वभूमीवर, विद्यार्थ्यांची सुरक्षितता लक्षात घेता मुंबईतील शासकीय, खासगी आणि महानगरपालिका शाळा, महाविद्यालयांना उद्या, सोमवार, दिनांक ६ जुलै २०२६ रोजी सुटी जाहीर करण्यात येत आहे.

🔹आवश्यकता असेल तरच नागरिकांनी घराबाहेर पडावे, असे आवाहनदेखील बृहन्मुंबई महानगरपालिका प्रशासनाकडून करण्यात येत आहे.

#MyBMCUpdates
#MumbaiRains

@CMOMaharashtra
@mieknathshinde
@SunetraA_Pawar
@ShelarAshish
@MPLodha
@TawdeRitu
@misanjayghadi
@AshwiniBhide

[माझी Mumbai, आपली BMC @mybmc]

⛈️ 🚨India Meteorological Department (IMD) has issued an Orange alert warning along with gusty winds for tomorrow, Monday, 6th July 2026 for Mumbai.

🏫In view of this, all Government, Municipal, Private Schools and Colleges in Mumbai have been declared a holiday for tomorrow, Monday, 6th July 2026, for safety of the students.

🔹Brihanmumbai Municipal Corporation (BMC) has appealed to citizens to avoid venturing out if not urgent.

#MyBMCUpdates
#MumbaiRains

@CMOMaharashtra
@mieknathshinde
@SunetraA_Pawar
@ShelarAshish
@MPLodha
@TawdeRitu
@misanjayghadi
@AshwiniBhide

[Vala Afshar @ValaAfshar]

The first gift is life. The second gift is good health.

The third gift is to love and be loved. The fourth gift is peace of mind.

There are no other gifts that matter as much.

The fifth gift is having the wisdom to know what to appreciate most.

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[Dipesh Karania @dipeshkarania]

@thejustinwelsh Like?

[Meenakashi Lekhi @M_Lekhi]

A not so small achievement by our scientists at DRDO was missed by headlines. India is now part of an elite cohort, only the 7th Nation to crack Gallium Nitride Chip Technology. These chips are relevant as they’re used in advanced radar and electronic warfare systems on modern fighters.India’s entry into the GaN #technology club is about Atmarnirbharta. Made possible by #DRDO and #scientist Dr. Meena Mishra.

[Vala Afshar @ValaAfshar]

The problem is not people being uneducated.

The problem is that people are educated just enough to believe what they have been taught, and not educated enough to question anything from what they have been taught.

—Professor Richard Feynman

[Neelesh Misra @neeleshmisra]

A new show.
A Slow Day with Neelesh Misra.

Spend time with leaders.
Get a masterclass on work — and life.

The first episode is with the pioneer of new ideas, former CEO of Oyo, former director of Indigo, co-founder of Akasa, @iamadityaghosh

Watch the full episode on my YouTube channel: https://t.co/dfZbpoZeI2

[Desiree @DesireeAmerica4]

The kids are more than alright, they're extraordinary. And, incredibly, the bus driver has made a 100% full recovery.

Last Wednesday, on a seemingly ordinary day in Mississippi, a school bus driver suffered a severe asthma attack. She blacked out behind the wheel. The bus loaded with 40 children, was hurtling down a busy four-lane highway. Disaster felt inevitable.

But instead of chaos, these kids showed grit and unshakable courage. Five middle schoolers immediately sprang into action in a scene straight out of an edge-of-your-seat thriller.

A 12-year-old seized the wheel, steering the bus away from catastrophe. Another kid slammed on the air brakes, grinding the bus to a halt in the median, averting disaster. One student dialed 911 with trembling fingers but an unshakable resolve. Meanwhile, another hero-in-training searched for the driver’s nebulizer and personally administered her life-saving medication.

None of these kids waited for an adult to save the day. They became the adults right then, right there.

[Fundamental Investor ™ 🇮🇳 @FI_InvestIndia]

This sister has made such a powerful video on what to do if someone blackmails you by leaking private/AI photos & videos online.

This video should go so Viral & Reach every single person. Do the needful folks.

God bless this Girl 🙏

#FI

[Harsh Goenka @hvgoenka]

What a goal! The best I’ve seen.

[Dipesh Karania @dipeshkarania]

@amanmathur_ Let's give it a try!

[The Khel India @TheKhelIndia]

Meet Coach Kuldeep Vedwan 🫡

- Born into a farmer’s family in a small village in UP
- Lost his mother at just 5, joined the Indian Army at 16 🇮🇳
- With the Army’s support, became a National Gold Medalist in archery 🏹
- Founded the Vedwan Archery Academy, India’s first rural archery centre
- Trained 300+ kids, many without limbs, even designing special equipment for them
- Coached Paralympic medalist Rakesh Kumar & sensation Sheetal Devi
- Identified talents like Payal Nag and helped them shine on the international stage

TRULY A BLESSING FOR INDIAN SPORTS! 🇮🇳❤️

[Dipesh Karania @dipeshkarania]

@snakeyesV1 Haha

[anand mahindra @anandmahindra]

Payal Nag.

Daughter of a daily-wage mason from Odisha.
Electrocuted at the age of eight. Lost all four limbs.

And then, found a bow.

Spotted through her paintings by coach Kuldeep Vedwan, the same man who shaped world champion Sheetal Devi.

Defeated her idol Sheetal Devi at the World Para Archery Series Final in Bangkok, April, 2026

Whenever I am feeling low or sorry for myself I will look at these images of Payal & Sheetal again & remind myself what the words: Courage, Resilience & Positive thinking, really mean.

These champions are not just my #MondayMotivation.

They will be a source of motivation Every. Single. Day

[MyGovIndia @mygovindia]

A moment that inspires millions

Payal Nag scripts history, becoming the world’s first double-amputee para-archer to win gold at the World Archery Para Series, defeating world champion Sheetal Devi

#WomenInSports #ParaSports

[Dipesh Karania @dipeshkarania]

@rameshsrivats Hahaha

[Dipesh Karania @dipeshkarania]

@DoctorLFC And cost of maintaining this house will suck away another half!

[Dipesh Karania @dipeshkarania]

@saveshivajipark is parking vehicles here ok?