@MasterBolaji@Adehvic In this same Nigeria where there is no database if I work for a private small scale business for years how do they track.
Again no matter how long they pay back in the USA they still live life happy while paying for mortgage, get married, utility bills and lots more
@oodusanya02@sowore To be fair on both parties either femi is also arrested or told to step down until an independent investigation is complete.
You can't be a judge in your own case
@sepril23NG I believe the long and short of every transaction should be the receiver confirming on their app or ussd code if you know your last account balance
You have a smartphone? Yes.
Here is a practical, step-by-step guide to change your life even if you start with nothing:
1. Get data.
2. Secure a steady power supply. If you don’t have one, get a power bank.
3. Start doing menial jobs to put money in your pocket. Clear compounds, wash cars, work on building sites, or help neighbors with any honest task. You can also approach people selling clothes, perfumes, or other items, take quality pictures of their products with your phone, and start posting them online for them. Be diligent and honest in everything you do.
4. The goal of step 3 is simple: earn enough to cover your basic needs so you can focus properly on learning without constant distraction.
5. Open your Play Store or App Store and download these learning apps:
-UDEMY: Offers thousands of affordable courses on almost any skill. You can buy courses at discounted prices and learn at your own pace.
- COURSERA: Provides high-quality courses from top universities and companies worldwide. Many courses are free to audit, and you can pay only if you want a certificate.
- SKILLSHARE: Great for creative skills like graphic design, video editing, photography, and more. It uses a subscription model with classes taught by industry professionals.
- GOOGLE CAREER CERTIFICATES (via Coursera): Completely free or low-cost programs in high-demand fields like Data Analytics, Digital Marketing, Project Management, and IT Support. (I highly recommend this).
-edX: Another excellent platform with courses from Harvard, MIT, and other top institutions.
- YOUTUBE: Free unlimited tutorials on every skill imaginable. Use it to supplement other courses.
6. Choose one or two in-demand skills and learn them consistently for at least 3 to 6 months. Consistency beats talent. Put in the hours every single day.
7. Once you’ve gained decent skills, start monetizing immediately. Sell yourself. Let people know what you can do. If you learned video editing, begin creating content with your phone. If it’s graphic design, start making flyers and posts for small businesses. Brainstorm and find your area of interest, then offer real value to others.
8. Network and connect with people in your field. Ask questions, join relevant groups, and learn from those ahead of you.
9. Leverage social media aggressively. Create a foreign TikTok account (not a Nigerian one for better reach), post on YouTube, Facebook, Instagram, and X. Share your knowledge, your learning journey, and your work consistently. Be patient. Results will come if you stay consistent.
10. Always pray and put God first in everything you do. Success without divine backing is empty.
11. Start saving small amounts regularly and be extremely disciplined with your money.
12. As soon as you begin earning consistently, start investing. Use platforms like Bamboo, Cowrywise, or PiggyVest to invest in stocks and other assets. You can also explore crypto if you have properly learned about it.
This is not magic. It is a proven process that requires discipline, consistency, and action.
Stop waiting for the perfect conditions. Start today with what you have. Your smartphone is already a powerful tool. Use it wisely.
The future belongs to those who prepare for it now.
Start. Learn. Execute. Repeat.
You’ve got this!
Above all, love God.