Don Brown

Don Brown is a recognized voice in the FL's property ins market debate. Don speaks before biz and civic groups on the insurance crisis facing FL homeowners.

[Don Brown @dondbrown]

America is investing in AI labs, data centers, and advanced manufacturing. Our edge will come from the innovation at scale being done by companies like Google and others. We should support that growth, not drain the platforms that power it. https://t.co/JLZdaeJ3wz"

[Don Brown @dondbrown]

Florida's insurance crisis isn't about high premiums—it's about high risk. "You can't reduce premiums until you reduce the losses. And you can't reduce the losses until we stop building in ways and places that guarantee catastrophe." Learn more about sustainable solutions: https://t.co/hithlBTEGg
#FloridaHomeowners #FloridaInsuranceCrisis #the9guidelines.com #dondbrown.com

[Don Brown @dondbrown]

"Pre-funding catastrophe risk through capital reserves, reinsurance, and mitigation is both more economically efficient and socially responsible than post-event recovery financed through debt." - Don Brown's compelling thesis on Florida's insurance crisis makes a powerful case for change. Read the full white paper here: https://t.co/hithlBUcvO
#FloridaHomeowners #FloridaInsuranceCrisis #the9guidelines.com #dondbrown.com

[Don Brown @dondbrown]

Post 8: "Lessons from the Past, Hope for the Future"
Every hurricane leaves a mark—on our landscapes, our communities, and our policies. From Hurricane Andrew’s devastation to Hurricane Ian’s challenges, Florida has faced immense trials. But each storm teaches us valuable lessons about resilience and preparedness. Code Plus is an opportunity to turn those lessons into action.
By adopting higher building standards, we can create homes that are not only stronger but also better suited to withstand future storms. These standards incorporate wind-resistant materials, innovative designs, and smarter construction practices to reduce damage and save lives. Code Plus isn’t just about weathering the next hurricane—it’s about ensuring a brighter future for generations to come.
Let’s honor the past by taking bold steps forward. Advocate for Code Plus and join the movement to build a safer, more resilient Florida: https://t.co/RQZv5UeRP4
Hashtags:#LessonsLearnedFL #CodePlusVision #FloridaFutureReady #dondbrown

[Don Brown @dondbrown]

Post 7: "Insurance Markets Need Resilience Too"
Florida’s property insurance market is in crisis—skyrocketing premiums and insurer insolvencies are leaving homeowners vulnerable. Hurricanes don’t just destroy homes; they destabilize financial systems that are vital to recovery. That’s where Code Plus comes in.
By adopting stronger building standards, we can reduce property damage, cut down on costly claims, and stabilize insurance markets. Homes built to Code Plus standards are designed to withstand the fiercest storms, lowering risk for insurers and homeowners alike. This creates a ripple effect—affordable premiums, reliable coverage, and resilient communities.
We have an opportunity to change Florida’s insurance landscape for the better. Code Plus isn’t just a construction standard; it’s a foundation for economic and personal security. The time to act is now. Learn how you can help make Florida safer and more secure: https://t.co/RQZv5UeRP4
Hashtags: #FloridaInsuranceFix #StrongerStandards #ResilientEconomy #dondbrown

[Don Brown @dondbrown]

Post 6: "Investing in Florida’s Future"
Every dollar spent on better building standards saves Florida $6 to $11 in damages. Code Plus isn’t just a concept; it’s an investment in safety, resilience, and long-term stability. Imagine a Florida where homes can resist the harshest storms, insurance premiums drop, and recovery efforts are faster and more efficient. This isn’t just a vision; it’s achievable with Code Plus.
Enhanced standards mean stronger structures and fewer disruptions to families and businesses alike. By using advanced materials and smart construction practices, Code Plus protects lives, reduces financial losses, and builds confidence in Florida’s future. Investing in these standards today will yield benefits for generations, saving both lives and money.
Let’s work together to create a state that stands strong no matter what challenges it faces. Join the movement to ensure Florida’s resilience: https://t.co/RQZv5UejZw
Hashtags: #InvestInResilience #CodePlusFlorida #HurricanePreparedness #dondbrown

[Don Brown @dondbrown]

I am at the #InsuranceSummitFL. Looking forward to a great program.

[Don Brown @dondbrown]

Post 4: "Hurricane Recovery Starts Before the Storm"
Building stronger homes isn’t just about recovery—it’s about preparation. Florida faces hurricanes year after year, and each storm season brings billions in damage. But with Code Plus standards, we can significantly reduce this impact. Studies show enhanced building techniques can cut storm-related destruction by over 50%.
These techniques include reinforced roofs, impact-resistant windows, and elevated foundations that guard against wind and water damage. Every storm season serves as a reminder that preparation is our best defense. By adopting Code Plus, we create homes that endure, families that recover faster, and communities that thrive even after disaster strikes.
The adoption of Code Plus across Florida would mark a transformative step in hurricane resilience. Join the movement to make Code Plus the standard for homes statewide. Together, we can prepare Florida for the storms ahead. Learn more at https://t.co/RQZv5UeRP4
Hashtags: #PreparedFlorida #CodePlusSolutions #StrongerTogether #dondbrown

[Don Brown @dondbrown]

Post 4: "Hurricane Recovery Starts Before the Storm"
Building stronger homes isn’t just about recovery—it’s about preparation. Florida faces hurricanes year after year, and each storm season brings billions in damage. But with Code Plus standards, we can significantly reduce this impact. Studies show enhanced building techniques can cut storm-related destruction by over 50%.
These techniques include reinforced roofs, impact-resistant windows, and elevated foundations that guard against wind and water damage. Every storm season serves as a reminder that preparation is our best defense. By adopting Code Plus, we create homes that endure, families that recover faster, and communities that thrive even after disaster strikes.
The adoption of Code Plus across Florida would mark a transformative step in hurricane resilience. Join the movement to make Code Plus the standard for homes statewide. Together, we can prepare Florida for the storms ahead. Learn more at https://t.co/RQZv5UejZw
Hashtags: #PreparedFlorida #CodePlusSolutions #StrongerTogether #dondbrown

[Don Brown @dondbrown]

Post 3: "Preparing for the Storms Ahead"
Florida’s future depends on resilience. With climate change intensifying storms and increasing coastal risks, it’s time to rethink how we build. Code Plus offers a transformative approach that strengthens our homes and stabilizes insurance markets. Enhanced building standards protect against severe weather, minimizing damage and reducing long-term costs for homeowners.
Imagine a Florida where homes withstand storms, recovery is swift, and families feel secure knowing their investments are protected. These higher standards not only shield properties but also help create sustainable communities. With Code Plus, we shift from reactive repairs to proactive preparedness. Every storm season serves as a reminder that action now ensures safety later.
The time to prepare is now—before the next storm strikes. Join the movement to safeguard Florida’s future and learn how you can make a difference: https://t.co/RQZv5UeRP4
Hashtags: #FloridaClimateAction #CodePlusNow #ResilientCommunities #dondbrown

[Don Brown @dondbrown]

Post 2: "Stronger Homes, Safer Families"
Every storm reminds us of what’s at stake. Florida families deserve homes that can stand up to even the fiercest hurricanes. Code Plus isn’t just about stronger structures—it’s about safeguarding the lives and dreams of Floridians. These enhanced standards use wind-resistant materials, secure connections, and advanced designs to protect against nature’s worst.
Hurricanes don’t just damage homes—they uproot lives. Recovery can take months or even years, but with Code Plus, we can significantly reduce these disruptions. By adopting advanced building standards, we can cut damages, speed recovery, and bring peace of mind to millions of Florida residents. The need for stronger standards becomes clearer with every storm season. Code Plus represents the future of safety and resilience in Florida.
Let’s work together to advocate for safer homes and shelters for every family in Florida. Learn more: https://t.co/RQZv5UejZw
Hashtags: #HurricaneSafe #BuildSmartFL #CodePlusVision #dondbrown

[Don Brown @dondbrown]

Post 1: "A Resilient Florida: Building Smarter"
Florida’s hurricanes test our strength year after year. With smarter standards like Code Plus, we can transform our homes and communities into fortresses of resilience. Code Plus sets the stage for enhanced building practices designed to protect families, homes, and the economy. These improved standards go beyond basic codes, using stronger connections, wind-resistant materials, and innovative designs to ensure safety and durability.
Imagine a state where damage is minimized, recovery is swift, and insurance costs are kept in check. With Code Plus, this vision can become a reality, but only if we act. Advocating for its adoption today can prevent billions in damages tomorrow. Florida’s future depends on bold steps to ensure safety and stability. Together, we can build a brighter tomorrow. Learn more and join the movement: https://t.co/RQZv5UejZw
Hashtags: #FloridaResilience #HurricaneReady #CodePlusAction #StrongerHomes #dondbrown

[Don Brown @dondbrown]

Why do insurance markets destabilize? New research shows policy uncertainty drives capital flight faster than climate risk. Data confirms: predictable regulation = stable markets. Full analysis at (https://t.co/TCMBllm2qJ) or on my website (https://t.co/RQZv5UeRP4). #InsuranceMarkets #RiskManagement #dondbrown #the9guidelines #climatechange

[Don Brown @dondbrown]

2/ The real threat? Policy uncertainty. When regulations become unpredictable, capital exits rapidly. See data in my new paper: (https://t.co/v3dYwvOrfL) or on my website (https://t.co/8ZKrSa9Uwy) #FloridaInsurance #InsuranceMarkets #dondbrown #the9guidelines #climatechange

[Don Brown @dondbrown]

1/ What Hurricane Andrew taught us about insurance markets:
· 11 insurers became insolvent
· Market crisis followed
· Led to crucial reforms But we're repeating old mistakes. #climatechange

[Don Brown @dondbrown]

Why do insurance markets destabilize? New research shows policy uncertainty drives capital flight faster than climate risk. Data confirms: predictable regulation = stable markets. Full analysis at (https://t.co/TCMBllluBb) or on my website (https://t.co/RQZv5UejZw).#InsuranceMarkets #RiskManagement" #dondbrown #the9guidelines

[Don Brown @dondbrown]

Post 2
🔥 **The Plan for a Leaf-Burning Adventure** 🔥It was a crisp autumn day when I hatched my grand plan to create a blazing spectacle. As a young boy, the thrill of setting a pile of leaves on fire with a dash of gasoline seemed like the ultimate adventure. I imagined the flames rising high and the excitement of my friends gathered around. With gasoline in one hand and a match in the other, I was determined to execute my vision. But as I would soon learn, ambition needs to be tempered with caution and a respect for safety. Little did I know that this innocent plan would quickly spiral into a learning experience about the consequences of unchecked ambition. 📖 Discover how this adventure unfolds in *The 9 Guideline Principles to Enact Change*.

🔗 [Purchase Here](https://t.co/1k0uZip7Fr)

#FloridaHomeownersInsurance #My9Principles #Leadership

[Don Brown @dondbrown]

Post 1: Introduction
🌿 **The Leaf-Burning Misadventure: A Journey of Learning** 🔥
I'm excited to embark on a series of posts sharing stories from my book, *The 9 Guideline Principles to Enact Change: A Legislator's Memoir - From Outhouse to State House*. This week, I invite you to explore a memorable childhood adventure—the "Leaf-Burning Misadventure." This tale from my youth is filled with humor and humility. It began with an ambitious plan to turn a pile of leaves into a spectacular blaze. With gasoline and youthful enthusiasm in hand, I was ready to make my mark on the world. But as you’ll discover, things didn’t go quite as planned. Stay tuned as I recount a story filled with lessons in responsibility, courage, and the wisdom of listening to those with more experience. These stories shaped the principles that guide me today.
👉 Follow along and SHARE this journey with your friends!
For the Rest of the Story, Please Purchase the Book at:
https://t.co/23Wa17J91e
#FloridaHomeownersInsurance #My9Principles #LeadershipMatters

[Don Brown @dondbrown]

@InsuranceBizUS For a different prospective please see: “The 9 Guideline Principles to Enact Change: A Legislator's Memoir - From Outhouse to State House. “
Available at: https://t.co/9wQFdcqtaD

[Don Brown @dondbrown]

👨‍👩‍👦Family is the foundation of our values. This week, explore stories from my book highlighting the impact of family on shaping character and principles. #FamilyValues #My9Principles #Leadership

🔗 [Purchase Here] (https://t.co/YDLvk6VlbX)