Gaurav Mehta

A speck in the cosmos | Views personal

[Gaurav Mehta @drhrgdm]

When implementation of an agenda item actually made an impact, of magnitude beyond measure :)
Alma mater _/\_

[Gaurav Mehta @drhrgdm]

@SwipeTheory @suvendu_owner For Axis Cashback, both 5947 and 7311 eligible? Or only 7311?

[Gaurav Mehta @drhrgdm]

@iSatishAgarwal @justcardz @cardio_guy So withdrawal from HSBC ATM is free? I had inquired last year and they told me DCC charges apply. Didn't mention HSBC or non HSBC.

[Gaurav Mehta @drhrgdm]

@iSatishAgarwal @justcardz @cardio_guy Does HSBC Premier DC have free withdrawals at overseas ATMs?

[Gaurav Mehta @drhrgdm]

Aam zindagi : It's official—I just bought a house!

#ccgeek zindagi : I bought an ergonomic mouse as well as a few other items and got paid for it. This is part of my desk setup at my new home 😃

Congratulations @SartanparaYash

[Yash Sartanpara @SartanparaYash]

So Basically people got ₹5k worth of mouse and ₹14k worth of GVs like fk, amazon, blinkit, Bigbasket at ₹14k!

Sweet!

I personally got the mouse as per need and just now used all the Supercoins to get blinkit and Amazon fresh GVs.

New Home - New Setup BTW

[Gaurav Mehta @drhrgdm]

@DealDigger_ Thanks for highlighting. Didn't think about this. Any way to manage this part?

[Gaurav Mehta @drhrgdm]

@MadhanMaverick This seems to be for the Amazon Pay digital wallet which is separate from the Gift card balance. You can load this wallet with some amount to keep it active. I use it regularly for all my UPI payments, loading with H SBC P remier.

[Gaurav Mehta @drhrgdm]

My feed is filled with people claiming 10 Cr is not enough money. Some even said 25 Cr is the minimum. Guys, how do you write such things on a Sunday evening and wake up Monday morning to clear 47 emails, attend 6 meetings and make 3 PPTs - all this without questioning your life?

[Gaurav Mehta @drhrgdm]

@KettleAndTravel @thetrickytrade I think that's for the TRV based Premier account. For the salary route, it's a porter service (at least that was the case when I last used it in November).

[Gaurav Mehta @drhrgdm]

@spendwiselyx Your article could have been the length of this tweet, and this tweet could have been in the original 140 character long format 😅
Seems you have a strong preference for hitting milestones, not just with credit cards but also with text 🫡

[Gaurav Mehta @drhrgdm]

@spendwiselyx Good effort but the article is basically a few points repeated in different words. Could have been 3 tweets instead. Also, this itch to compare Atlas with "other premium cards" (Infinia implied) and claim its superiority is funny. Even with Accor, Atlas was no match to the king.

[Gaurav Mehta @drhrgdm]

@wittysiddharth Status nights, loyalty benefits, option to pay for food and services using points, using 100% of the points, most hotels in Smartbuy are more expensive than on OTAs. Also, now with Infinia 18L requirement, this could be a good option to park points if a large stash is available

[Gaurav Mehta @drhrgdm]

@ccg33k I emptied my Atlas stash thanks to this post. The dilemma is with HSBC Premier points now. Transfer the accumulated points now, and also periodically going forward, or wait for a transfer bonus offer similar to what they gave last year. What would you suggest?

[Gaurav Mehta @drhrgdm]

@RakshitSomani Two weeks back, finalized HDFC Ergo Optima Super Secure after going down the rabbit hole on this topic. Heard very good things about them, both first hand and online. It's a bit expensive than the others but definitely worth with the peace of mind.

[Gaurav Mehta @drhrgdm]

@YourCardJourney I applied and received the card today. Spent 30k. Enrolled for Accor and Taj memberships. Do I need to wait till the hotel membership codes arrive or I can downgrade as soon as the MR points are credited?

[Anish Moonka @anishmoonka]

Better: Stay with your parents.

Shaan's list is great. But in India, most of this is just Tuesday.

You don't schedule a call when you're eating dinner together. You don't send a pic when they're literally watching you work from the next room.

The West optimizes for independence. The East optimizes for proximity. Fascinating difference.

[Gaurav Mehta @drhrgdm]

@man1sh_golcha @ankitdewan Received this email today. Haven't logged in yet but it seems they will ask for 500 rupees :)
Also, some of my family pool members don't have 2 unique PNRs. Not sure how they will be treated in the "enhanced" program

[Gaurav Mehta @drhrgdm]

@CardNiti But the same thing happening with 3 different accounts? The other two Amazon Pay accounts are barely used. They don't even have Amazon Pay gift card or shopping voucher added.

[Gaurav Mehta @drhrgdm]

@CardMintz Every time I try to add money to Amazon Pay using Zomato / Blinkit, it gives me this msg. Wallet full KYC. This appears even with small amounts.

You have exceeded the transaction limit for your Credit card(s). Please use an alternate payment method to complete your transaction.