Dave

[Dave @dwhite6610]

@VitalVegas @MResort Almost identical to the NOLA version. Missing turkey necks, that’s probably more regional to New Orleans. Don’t sleep on the meatballs, boudin balls, gumbo or cheeseburger. This locale probably missing ace bar manager Sidiqui of Meril New Orleans fame. Should be a must in Vegas

[Randy Crabtree @widespreadpanic]

24 years ago today, miss you Mikey

[Dave @dwhite6610]

@ChampionsTour how do I watch your tournament? Should be a tweet everyday you all have a match being played

[Dave @dwhite6610]

@ChampionsTour @dicksopengolf @BobPapa_NFL @johncookgolf yall, we need a tweet out every tournament day on how to watch. Understand champions got bumped by women, but audience needs to know early how to watch or nobody will. Every day a round is televised, there should be a daily tweet on how to watch.

[Brian Lasley @bllasley]

Petition to Reinstate Men’s and Women’s Tennis at University of Arkansas - Sign the Petition! https://t.co/8A6HgEnSig via @Change

[Dave @dwhite6610]

@JohnPhelps65 @TheCinesthetic You had disadvantages. What disadvantages? You’re insane…

[Dave @dwhite6610]

If you’re drinking red Budweiser, can you put a lemon in it. My ruling is no….

[Dave @dwhite6610]

#thothsunday float 25, street side. See you on the parade route

[Long River Holding @longriverCM]

A hard 10% cap on credit card interest rates sounds consumer-friendly, but it would quietly break the system that funds credit access. Credit cards price risk—if lenders can’t charge higher rates to offset defaults, fraud, and unsecured lending, they simply stop lending to riskier borrowers.

Banks would slash credit limits, close subprime accounts, and tighten approvals, pushing millions toward payday lenders, BNPL traps, or outright cash shortages. Rewards programs, fraud protection, and grace periods would get cut because they’re subsidized by interest income. Small banks and fintechs would feel it first, but consumers would feel it longest.

As Dimon implies: price controls don’t eliminate costs—they just hide them until access disappears.

He is a smart man. Trump’s cap decision on rate is not.

[Nick Veronica @NickVeronica]

Bills are -2 in turnover margin at halftime. Defense gave up 6 of 9 third or fourth-downs and can’t contain Nix on scrambles. It’s a winnable game but the Bills are making the mistakes you can’t make. Allen is gonna need to get on a heater and defense needs to create turnovers.

[Dave @dwhite6610]

If not now, when. Let’s bleeping go

[SurfSkateThrash @SurfThrash]

Movie: Pump Up the Volume (1990)
Written and directed by Allan Moyle
Song: Wave of Mutilation (UK Surf) by the Pixies

[Community Banker Guy @commbankerguy]

Reminder to myself and others: we work very hard all year long with very little break. Take time to just breathe for a few days, reflect on the year, get off your phone, don’t check email as often, have fun with family.

Have a Merry Christmas everyone!

🎅🏼 🎄

[Punkrock History @PunkRockStory]

23 years ago today, one of the greatest died

In memory of Joe Strummer 🖤

... gone but not forgotten...

📸 Anthony Saint James

#punk #punks #punkrock #punklegend #joestrummer #theclash #punkrockhistory #history #otd

[Community Banker Guy @commbankerguy]

I continue to think on scenarios for next year. Be ready for anything.

1-Aggressive Fed cuts, long end does nothing steepens curve, QE commences, event horizon 🕳️

2-Fed continues slow pace, long end comes down with it (stubbornly)

3-Fed holds, long end comes down to flatten.

[Community Banker Guy @commbankerguy]

Really enjoyed debating with my top lender that 1-4 family spec construction loans are not profitable for the bank anymore without other pieces of the builders business. He refused to believe that was true but it is.

[Barrett Linburg @DallasAptGP]

Big banks waste your time. It shouldn’t take half a day to send a wire. Here is how to fix it.

Most business owners stay with a bank that treats them like a number.

They think all banks are the same. They are not.

Big banks put endless “holds” on your money. They move slow. They trap you in phone trees.

Your city has a strong banking market. You can use that. You have more choices than you think.

Local banks want your business. They give you real people. They pick up the phone.

What you could get:
• Your banker’s cell number
• Staff who know your name
• A team that wants you to grow

Here is an AI prompt I wrote that finds the right banks and the right people:

“List community or regional banks with branches in [Your City] and total assets between $1B and $25B that serve [your industry] businesses. Find the Market President or a senior local banker. Give me their email and phone number.”

Take the list. Call the bank. Set a short meeting. You will learn more in 30 minutes with a local banker than in 30 days on hold with a call center.

You do not have to stay stuck. Better banking is in your city right now.

[Dave @dwhite6610]

@notthefakeSVP @jimrome SVP did you just go Jim Rome jungle Tourette’s on Jags lady “steal the show, by the beach” during the Houston/jax highlights?

[Dave @dwhite6610]

Can’t take bourbon shots at Texas Roadhouse. Take it to the real bar. Jeez