dylan

USAF-UARK

[Kevin Durant @KDTrey5]

I remember asking assistant coach Mo Cheeks, what’s harder to do? Workout after practice or before?? I only asked cuz by time I would get to the gym, Russ was already done in the morning and I usually got mine in after practice. Mo like, “coming in before practice is probably harder”…since then, it’s been my routine….a lot of people looked at the emotions on the court and thought Russ was loud, nah to me, he was quiet and methodical. He lead by example and once the lights were bright, he let everything out and experienced pure freedom. It was inspiring as his teammate and everywhere I went, I seen it inspire people from all walks of life, crazy thing is, he didn’t say much, he just showed up. For 18 years. This basketball life is sacred to us as professionals, what we put into that court means everything. Some of us wish we could go back and do things with a little more intent and some can just wipe their hands and be satisfied with the time spent. Who u gonna be? We know what zero was on…keep inspiring in the next phase of life champ. I don’t care what happens, can’t erase what it was…The first YNs, finals run in our early 20s, all star games, seeing each other get injured and bounce back, the bus rides, plane rides, card games, jokes and arguments, the whole thing, memorable!! …to the whole Westbrook family, Nina, the kids, mama Westbrook, big Russ, Ray, Donnell, everybody from luezinger high and ucla and many more that I’m forgettin, much love and Congratulations on a iconic career.

[dylan @dylanfergvson]

Sutton Smith is gonna be a HAWG this year

[Eric 🐇 @Mammoth]

The moment that fourth chute popped you know pilot group chats were spinning up the meme machines

[PJ Ace @PJaccetturo]

This is one of the best short films I've seen in years.

Very soon, we'll stop calling it "AI film" and just call it film.

[SportsCenter @SportsCenter]

No-dip 3 in the air 😭🔥

Devin Vassell is cold for this 🥶

[dylan @dylanfergvson]

The strongest man curses the weakest man until the day they meet, often in front of the mirror

[Mark Cecchini, CFP® @markcecchini]

COMMANDER: We’re fighting for freedom. And part of that freedom… is the freedom to retire with dignity. So we’re going to start accounts called 401(k)s.

SOLDIER 1: What’s a 401(k)?

COMMANDER: It’s a retirement account. You put money in, it grows tax-free, you take it out when you’re old.

SOLDIER 2: So I don’t pay taxes on it?

COMMANDER: Well, you pay taxes later. When you withdraw.

SOLDIER 2: So it’s not tax-free.

COMMANDER: It’s…tax-deferred.

SOLDIER 2: What’s the difference?

COMMANDER: You pay taxes later instead of now.

SOLDIER 1: What if I want to pay taxes now?

COMMANDER: Then you do a Roth 401(k).

SOLDIER 3: What’s a Roth?

COMMANDER: You pay taxes now, and it grows tax-free.

SOLDIER 2: That’s what I thought the first one was.

COMMANDER: No, the first one you pay taxes later.

SOLDIER 1: Which one’s better?

COMMANDER: Depends on your tax bracket in retirement.

SOLDIER 1: …How would I…know that?

COMMANDER: You don’t. You just guess.

⸻

SOLDIER 4: What if I don’t have a 401(k) through my employer?

COMMANDER: Then you open an IRA.

SOLDIER 4: What’s the difference?

COMMANDER: One’s through your job, one’s on your own.

SOLDIER 4: Can I have both?

COMMANDER: Yes.

SOLDIER 4: Should I?

COMMANDER: Maybe.

SOLDIER 3: Can I do a Roth IRA?

COMMANDER: Only if you make under a certain amount.

SOLDIER 3: What’s the limit?

COMMANDER: Changes every year.

SOLDIER 2: What if I make too much?

COMMANDER: Then you do a backdoor Roth by putting it in a Traditonal first.

SOLDIER 2: …Is that legal?

COMMANDER: Surprisingly, yes.

SOLDIER 1: What’s a backdoor Roth?

COMMANDER: You contribute to a traditional IRA, then convert it to a Roth…but watch out for “pro rata”.

SOLDIER 1: Why wouldn’t I just contribute to the Roth directly?

COMMANDER: Because you make too much money.

SOLDIER 1: But this way I can?

COMMANDER: Yes.

SOLDIER 1: That feels like a loophole.

COMMANDER: It is. But the IRS is cool with it.

⸻

SOLDIER 5: I just changed battalions. What do I do with my old 401(k)?

COMMANDER: You roll it over.

SOLDIER 5: Into what?

COMMANDER: An IRA. Or your new 401(k). Depends.

SOLDIER 5: On what?

COMMANDER: The funds. The fees. Whether your new plan accepts rollovers.

SOLDIER 5: What if I just take the money out?

COMMANDER: You’ll pay taxes plus a 10% penalty.

SOLDIER 5: What if I’m 59?

COMMANDER: Penalty.

SOLDIER 5: 59 and a half?

COMMANDER: No penalty.

SOLDIER 5: …The half matters?

COMMANDER: The half matters.

⸻

SOLDIER 3: What’s a mega backdoor Roth?

COMMANDER: Okay. So. Your 401(k) has a limit of how much you can contribute.

SOLDIER 3: Right.

COMMANDER: But the total limit including employer contributions is higher.

SOLDIER 3: Okay…

COMMANDER: So if your plan allows ~after-tax~ contributions, you can put in more, then convert that to Roth.

SOLDIER 3: Does my plan allow that?

COMMANDER: I don’t know. You have to ask Betsy.

SOLDIER 3: Will Betsy know?

COMMANDER: Probably not.

⸻

SOLDIER 2: Can I deduct my IRA contribution on my taxes?

COMMANDER: Are you covered by a retirement plan at work?

SOLDIER 2: Yes.

COMMANDER: Then only if you make under a certain amount per year.

SOLDIER 2: What’s the amount?

COMMANDER: Depends if you’re married.

SOLDIER 2: What if my wife has a plan but I don’t?

COMMANDER: Different limit.

SOLDIER 2: What if neither of us has a plan?

COMMANDER: Full deduction.

SOLDIER 2: So it’s better to not have a 401(k)?

COMMANDER: No…

⸻

SOLDIER 1: Can I just keep my money in a sock?

COMMANDER: You could. But inflation will slowly destroy it.

SOLDIER 1: What’s inflation?

COMMANDER: (sighs)…

[Dj Omega Mvp @DjOmegaMVP]

I remember hearing a story about a pastor saying to his congregation “Every few seconds while I’m speaking to you a child in a poor country will die of fucking hunger.” Then he paused and went on “And some of you in here are more shocked that I said fuck than you are by the child’s death. And that’s a problem.”

[duck @ExtremeBlitz__]

And suddenly the man waking up for work at 5AM is no longer your dad

It’s you

[A I S H A @EemanBintSulaym]

A Palindrome is a word that reads the same forward and backwards. E.g Madam, Level, Radar.

An Emordnilap is a word that forms a different valid word when spelled backward. E.g, Stressed (Desserts) Evil(Live)

Palindrome spelt backwards is…

There you have it 🤭

[paw @pawcord]

i’m genuinely in love with this ad
a french one? for a SUPERMARKET?? like woah

[dylan @dylanfergvson]

@mashxtowin @MadsPosting 100% wrong 😂😂

[Boze Herrington, Library Owl 😴🧙‍♀️ @SketchesbyBoze]

I'm glad the villain of the new Toy Story is a child's tablet. I hope the film conveys how screens eat up a child's hobbies, interests, literacy, ability to function socially. I hope it provokes millions of parents to think twice before making the iPad a babysitter.

[SNY Jets @snyjets]

Garrett Wilson opens up on his feelings after the Jets traded away Sauce Gardner and Quinnen Williams:

"I don't get paid to have a vision, [the Jets] do - and they've got one. I've got to trust it, man. I do.

My emotions, that side of it...I hate it. I hate it. I play football, I play with my brothers, I get to know my brothers...I hate it.

But I'm paid to play football. No one cares if I hate it, go catch the ball. That's how I see it. That's what I'm going to do - I'm going to do my job to the best of my abilities so that stuff like that, they feel like they can keep us all together.

That's the reality - you don't win games, things change."

[Gunner Dobbins (Vox Machina era) @GunnerDobbins]

You know: sometimes I think Ben Affleck and Matt Damon get a little too much credit for this film, but then I watch it and man, this is a REALLY solid script

[DiscussingFilm @DiscussingFilm]

Christian Bale was asked which of his movies he would show to kids

“‘Howl's Moving Castle’... masterpiece”

(Source: joy.of.everything/IG)

[Rain Drops Media @Raindropsmedia1]

Railroaded! Kyren Lacy was recently proven innocent of causing a fatal crash. Police officers coached a man on how to implicate Kyren Lacy, even though the man/witness said, ‘That’s not what happened; it was the woman who caused it.’ Officers turned off their body cams before a statement was written by an unnamed person, Lacy would go on to take his own life.😳 🕊️ 💔

[Rei @rlevi]

The masculine urge to launder money here