As we start a new month, I think I should share with you, again, an ancient secret that has transcended eras.
If you woke up this morning with clouds of palpitations, exhausted because your repeatable actions aren't fruiting -- you might want to open this.
Again, up to you.
YouTube Documentaries to Watch
1. The Most Powerful Man in the US You've Never Voted For —Al-Jazeera.
2. Pablo Escobar's Wife Breaks Her Silence: Life After The Cartel — Star Power Doc
3. How This Seemingly Timid Accountant STOLE $45M and Almost Got Away with It —True Crime Central
4. Inside The Darkest Criminal Networks: Trafficked With Mariana Van Zeller — Nat Geo
One time Warren Buffet was invited to Columbia business school to debate Prof. Michael Jensen
The topic, to put it simply, was whether rich people are just lucky or there is a reason they are rich.
Prof Michael Jensen said if you give many people a coin to flip, few of them would flip head 20 times in a row
So, successful investors are just lucky winner of statistical theory.
Warren Buffet responded by saying if the few people who flipped the head 20 times in a row all came from the same exclusive club or group chat
Then you can’t say they got lucky, it’s a testament that there is something they know in that group chat that many others that failed did not know
Warren Buffet said, if you look at the people who are successful, they all know one another
They belong to the same friends group or grew up together in the same community.
This debate happened in 1984 and the lesson is still valid till date.
Rich people are rich because they work together.
Saraki used to be a banker before he went into politics
They’ve been grinding together for years, and now their kids have also created a GC that many of us would never have access to.
It’s a virtuous cycle.
My iPhone was hot, slow, and lagging on everything. I was already pricing out a new one.
A repair shop owner took it, swiped through four screens, and handed it back.
"Your phone is fine. Four settings are choking it. I see them every day."
Here is what he changed:
She just handed you a blueprint most people will scroll past.
Owning US stocks is how everyday earners quietly build real wealth, and it’s far simpler than it looks.
Here’s the complete beginner’s guide, broken down from zero 🧵
I shared this negotiation strategy in 2023. Sharing again.
Two steps:
1. Pretend you didn’t have the full cash. Agree a payment plan of say 6 - 12 months. Negotiate fully and get as much general discount as possible. Seal the payment plan and pay deposit as required.
2. Go back after few days or weeks and say “Oga, you know what? I want to squeeze myself and empty my savings and possibly even borrow from friends to just pay the balance at a go, rather than over 6 -12 months. It’s not convenient but I just want to get this transaction closed. But I will like to request that you knock off N3m from the balance. Not convenient for me, but I may be able to run around and raise the funds within a week”
Most sellers will agree with this, having put their mind in receiving the balance in piecemeal over 6-12 months, now they want to give you at once. They may not give you the entire discount amount you asked for, but it works in high value transaction.
A friend I taught this negotiation strategy saved N8.5m in a purchase in 2023.
1. Never ever disrespect ladies (even your ex)
2. Speak at event even for 5 mins
3. Buy a watch in your early 20s
4. Never buy distressed and ripped jeans
5. Read about Chhatrapati Shivaji Maharaj at any cost
6. Do not comment on other's religious practices
7. Buy a gold for your mum
8. Love and care street animals
9. Post about whatever you know in a public
10. Never share exact income number
11. Lift weights, eat eggs, sunlights, and cold water baths
12. Visit beaches and mountains most
13. Educate people around you about recent tech
14. Find a lady with character, looks can be manipulate but not a behaviour
15. Start grooming beard and body hairs
16. Invest 50% in Index or large cap, 30% in new age companies, 20% into small cap risky sectors
17. Pick one freelance client and learn negotiation
18. Control sexual urges by going to a run
19. Keep a smile in every situation
20. Do not share personal things to anyone, no one cares
21. Do not please girls, recruiters, and clients. If you are worth of getting something then universe will take care of you
22. Feed your family first before taking life risks
23. Listen more in life
24. Play with children
25. Show infinite love to your nation
26. Read history, philosophy, SF stories, and finance
27. No drugs, alcohol, and casual sex
28. Start connecting on personal level with your social media friends
29. Spend time alone every week
30. Ask your gf/wife what are their fantasies and explore them
QUICK NOTE
I am glad Nigerians are engaged in discussions about the management of the economy, both fiscal and monetary. This matters even more as we head towards the polls, dealing with the gains, pains and fears of the reforms implemented thus far.
The post below is useful, but it also shows why economic issues require nuance beyond headlines. See...., the claim that the #IMF asked Nigeria to impose fuel and telecom taxes is substantially true, but incompletely framed. That framing may reflect the trust deficit that has built up over time with such statements, but we should not deepen it. We should help reduce it.
The IMF did not simply say “impose fuel and telecom taxes now.” In its 2026 Article IV Staff Report, it said Nigeria may need further tax policy changes over the medium term, including increasing VAT, extending VAT to fuel products, rationalising tax exemptions, and introducing telecom excises.
But it also added an important caveat. The timing of such reforms must consider poverty and food insecurity, and ensure that the cash transfer system is in place and funded.
Paragraph 20, Fiscal Policy, page 17, states:
“Further tax policy changes will likely be needed, such as increasing the VAT rate, extending VAT to fuel products, rationalising tax expenditures … and introducing telecom excises, to complement administrative gains. The timing of reforms must consider the poverty and food insecurity situation and ensure that the cash transfer system is in place and funded.”
See: https://t.co/bob1Omdcdb
The Executive Board summary also notes that additional tax policy measures may be needed over the medium term, including to fund a scaled-up cash transfer programme for vulnerable households.
Nigeria’s Executive Director also made the balancing point clear. The authorities are open to further tax policy adjustments, including possible VAT increases, VAT on fuel products, and telecom excises, but only when the cash transfer system is fully funded and operational, so the burden does not fall disproportionately on the vulnerable.
See: https://t.co/xPjiuUoL9j via @proshare
So, to the good people at @NigeriaStories, the “breaking news” version is not false. Perhaps, due to the editorial summary, it unwittingly overstated the message by omitting the IMF’s caveats on timing, sequencing, and social protection.
Without holding brief for the @IMFNews or the @NigeriaGov, and without prejudice to the wider debate on whether taxes are the right solution, the more accurate framing is this:
The IMF recommends that Nigeria consider further medium-term revenue measures, including extending VAT to fuel products and introducing telecom excises, but says timing should depend on poverty conditions and the readiness of funded cash-transfer protections.
My regards.
After watching this video, I now have an understanding of why the Nigerian military has a budget of over 400 billion and yet insecurities still have a place in the country.
I also understand why our corrupt leader squanders public funds and has the confidence that nobody will judge them.
Our heroes lied to us, they made us feel Abacha was the villain in the whole story.
The Nigerian military has been a scam right from the onset.
Sharing my PwC Assessment Centre experience for young graduates out there 💼
PwC graduate trainee programme is very competitive, but here’s what I learnt:
1. Arrive early, register fast and stay calm. It helps you settle in and observe the room.
2. ICAN certificate is NOT necessary, but having it really helps you stand out from other candidates. I had mine ready and it gave me an edge.
3. We had a one-on-one interview first before the group case study. Expect different questions — be ready for competency-based ones like “Tell me about a time you…” 😂
4. Then we were put in groups for case study and had to present solutions. They’re not just judging your answer — they watch how you collaborate, listen, build on others’ ideas, and show leadership.
5. Even if you’re not the main presenter, contribute actively. Assessors notice people who facilitate good discussion, not just the loud ones.
Extra tips that helped me:
1. Research PwC’s current focus areas (digital transformation, ESG, audit quality etc.) and tie your points to them.
2. Use simple frameworks like SWOT or “Issue → Impact → Recommendation” when speaking.
Only the top candidates get called for bootcamp. Treat every moment as part of the assessment — even during breaks.
Stay focused and good luck to every young graduate applying.
#PwC #GraduateJobs #CareerTips #ICAN #Nigeria
This is free advice from an expensive psychologist. If you’re an anxious person, do everything for fun. Go to a job interview for fun. Submit documents for fun. Start a blog for fun. Anxiety feeds on importance. Don’t make everything a matter of life and death.