Exactly Protocol 𝚵

Exactly is a decentralized, self-custodial, open-source protocol for depositing and borrowing crypto assets at variable and fixed interest rates.

[Exactly Protocol 𝚵 @ExactlyProtocol]

https://t.co/oLDmcBQ82Z

[Uphold @UpholdInc]

ICYMI: Turn your XRP into instant credit 💳

Keep your positions intact and spend against your crypto holdings in the real world.

See how it works ↓

Now available in select U.S states. Powered by Exactly Protocol. See terms for rate, payment and other details. Crypto assets are volatile and high-risk.

[David Tso (dave.base.eth) @davidtsocy]

cbXRP on @base is now accepted collateral for the @Exa_App Credit Card, powered by @ExactlyProtocol

Spend against your position at 150M+ Visa merchants without touching your stack

[Gabriel Gruber 𝚵 @GabrielGruber]

Behind the scenes:
1. Users deposit XRP on @UpholdInc "Instant Credit"
2. @ExactlyProtocol receives cbXRP on @base
3. Collateral powers fixed-rate the Exa Credit Card

[Exactly Protocol 𝚵 @ExactlyProtocol]

Powered by the Exactly Protocol

[Uphold @UpholdInc]

New for XRP holders → Get liquidity without the exit.

Access the value of your XRP and keep your position with the Exa Credit Card.

◾ Use XRP, BTC, ETH, USDC to access credit
◾ Accepted at 150M Visa merchants
◾ Choose your payment plan

Unlock instant credit on Uphold without selling 📲

Now available in select U.S states. Powered by Exactly Protocol. See terms for rate, payment and other details. Crypto assets are volatile and high-risk.

[Exa App @Exa_App]

The Exa App is about to scale much faster 🚀
More soon 🔜

[Exactly Protocol 𝚵 @ExactlyProtocol]

The EXAIP-32 proposal for the Exactly DAO reorganization has been approved ✅

[Exactly Protocol 𝚵 @ExactlyProtocol]

Voting is now open for EXAIP-32 🗳️

[Snapshot.eth @SnapshotLabs]

@ExactlyProtocol is voting to split in two: the lending protocol stays fully on-chain with the DAO, while the consumer Exa App and Exa Card business moves into a private company ("NewCo") that can raise outside capital.

The app side needs things a DAO can't easily do on its own: hiring, partnerships, and integrations like cards and fiat rails. NewCo is the wrapper for that work.

The protocol's smart contracts, brand, and open-source code stay with the DAO. No outside investors get protocol governance rights.

In return, the DAO receives off-chain equity-linked instruments in NewCo (likely subordinated convertibles). The size of the stake, the valuation, and the investor identities are deferred until after the vote and financing close.

NewCo would service the protocol for up to ~2 years, with the DAO retaining discretion to end the arrangement.

4 wallets have voted, all in favor, totaling 251,924 $EXA. Quorum is cleared at 251%. Voting closes May 22 at 13:09 UTC.

Proposal: https://t.co/mOvYOlLMNP

[Uphold @UpholdInc]

ICYMI: USDC just got a powerful upgrade.

Lend your $USDC to turn it into an active, yield-generating asset and watch your earnings grow live on your dashboard.

Access the benefits of DeFi lending right from your wallet.

See how it works ↓

*Based on reasonable assumptions and beliefs in light of the information available at the time the statement is made. Funds are deposited to, and yields are paid by, the Exactly Protocol, a decentralized protocol on the Base blockchain. Financial forecasts, even those presented with numerical specificity, are estimates based on subjective and variable assumptions that are inherently subject to material uncertainties, risks, and other changes in circumstances that are difficult to predict. Actual results may differ materially from any stated projections, and there is no guarantee of returns unless your funds are borrowed. Past results do not predict future results. Uphold cannot guarantee future performance and undertakes no obligation to assess the veracity of any stated projections. Users are cautioned not to rely on these projections when making a decision regarding Exa Earn.

Available in select U.S. States. Powered by Exactly Protocol. Yield is variable and not guaranteed. Returns depend on protocol performance and network activity. Past performance does not guarantee future results.

High credit demand means you may not be able to withdraw all your funds. You can withdraw your assets at any time as long as there is available (unborrowed) liquidity in the asset pool. Terms apply.

[Exactly Protocol 𝚵 @ExactlyProtocol]

Voting is now open for EXAIP-32 🗳️

[Exactly Protocol 𝚵 @ExactlyProtocol]

Exactly became two things: a decentralized protocol, and a consumer app on top.

The EXAIP-32 formalizes it:
1. The Exactly Protocol stays decentralized, and DAO governed.
2. A NewCo runs the Exa App, built to scale.

Voting starts tomorrow 🗳️
https://t.co/eoXLn2X8cf

[Exactly Protocol 𝚵 @ExactlyProtocol]

@eldarcap EXA holders are aligned through two channels:
1. The DAO structure receives participation in the NewCo.
2. Protocol fees from onchain activity keep accruing to the DAO treasury with every Exa Credit Card transaction.

[Exactly Protocol 𝚵 @ExactlyProtocol]

Exactly became two things: a decentralized protocol, and a consumer app on top.

The EXAIP-32 formalizes it:
1. The Exactly Protocol stays decentralized, and DAO governed.
2. A NewCo runs the Exa App, built to scale.

Voting starts tomorrow 🗳️
https://t.co/eoXLn2X8cf

[Paige Horinek @HorinekPM]

Uphold Exchange just enabled USDC Earn for its users via @Base powered by @ExactlyProtocol

Institutional onchain integrations like @UpholdInc’s depend on high bars of security, auditability, and permissioned programmability. Base was designed for that

CEXs can’t keep customer assets in harbor forever. As they say “a ship in harbor is safe, but that is not what ships are built for”

[Exactly Protocol 𝚵 @ExactlyProtocol]

Fintech in the front, DeFi in the back (powered by Exactly Protocol)

[Uphold @UpholdInc]

Earn yields up to 7%* on USDC 🔵

New Earn feature is live! Turn your $USDC into an active, yield-generating asset in just a few taps.

→ Earn yield through on-chain lending
→ Watch your balance grow live
→ Easy DeFi access

Put your crypto to work 📲

*Based on reasonable assumptions and beliefs in light of the information available at the time the statement is made. Funds are deposited to, and yields are paid by, the Exactly Protocol, a decentralized protocol on the Base blockchain. Financial forecasts, even those presented with numerical specificity, are estimates based on subjective and variable assumptions that are inherently subject to material uncertainties, risks, and other changes in circumstances that are difficult to predict. Actual results may differ materially from any stated projections, and there is no guarantee of returns unless your funds are borrowed. Past results do not predict future results. Uphold cannot guarantee future performance and undertakes no obligation to assess the veracity of any stated projections. Users are cautioned not to rely on these projections when making a decision regarding Exa Earn.

Available in select U.S. States. Powered by Exactly Protocol. Yield is variable and not guaranteed. Returns depend on protocol performance and network activity. Past performance does not guarantee future results.

High credit demand means you may not be able to withdraw all your funds. You can withdraw your assets at any time as long as there is available (unborrowed) liquidity in the asset pool. Terms apply.

[Exactly Protocol 𝚵 @ExactlyProtocol]

Uphold has just enabled XRP as collateral for the Exa Credit Card. Uphold users' deposits as collateral, which are supplied to Exactly Protocol's $cbXRP market on @base (with KYC). That position automatically opens a fixed-rate USDC credit line on the Exa Credit Card.

[Paul U. @PaulWavelength]

DeFi is creating more accessible financial services. When I was younger, I financed a car I thought I could afford, but couldn’t. I was naive and brought it back to the dealer, which destroyed my credit. For years, all I could get were predatory offers - huge upfront fees and high interest rates with low credit limits. The @ExactlyProtocol card, which is now integrated into Uphold’s app, solves this - it offers low cost credit secured by the assets I am a long term holder of, and don't have to sell. I wish this existed 20 years ago, but better now than never!

[Exa App @Exa_App]

We're hiring a Senior Solidity Dev for Exa.
Apply here pls:
https://t.co/ARdVABq8l1

[jesse.base.eth @jessepollak]

@ExactlyProtocol @GabrielGruber 🫡

[Exactly Protocol 𝚵 @ExactlyProtocol]

The increase of cbXRP’s supply cap to $1.5M, as approved by EXAIP-31, was executed today. Over the next few weeks, we plan to raise it up to $15M. Base tx hash:https://t.co/BkVYqIyuCC

[Exactly Protocol 𝚵 @ExactlyProtocol]

The [EXAIP-31] cbXRP Collateral Cap Increase was approved. Implementation next week.