Fherum

Confidential DeFi lending powered by FHE, with Aave V4-inspired architecture on Robinhood Chain.

[Fherum @Fherumfi]

What if DeFi lending could protect your positions without hiding the market?

Introducing FHERUM, a confidential money market built around Fully Homomorphic Encryption (FHE).

CA: 0x8665f6e7ce1df1abe042d4b044e681be98a62974

FHE brings a different approach to onchain privacy: computation over encrypted data, without exposing the underlying positions.

Combined with an @aave V4-inspired modular architecture, FHERUM brings together confidential positions, curated lending markets, and transparent market-level risk.

[Fherum @Fherumfi]

Introducing the Agentic Layer for FHERUM.

We're working on bringing a new layer of intelligence and automation to lending and borrowing, integrated with @CircuitAI

The goal is to make FHERUM more than just a place to supply and borrow.

Think automated USDG allocation, smarter market rebalancing, 24/5 market awareness, borrower health monitoring, liquidation support, and dividend intelligence.

All working toward a more automated and coordinated lending experience.

There's a lot more behind this. More soon.

[Fherum @Fherumfi]

Been working on something new for FHERUM.

We've been working on something that could bring a whole new direction to lending and borrowing.

Can't say much yet, but it's something worth waiting for.

More soon.

[Fherum @Fherumfi]

Yes, liquidations pause when the underlying market is closed too.

We recognize the gap risk, so each market uses conservative, market-specific LTVs and risk limits. The session guard isn't designed to eliminate that risk, but to manage exposure when reliable market pricing isn't available.

During closed hours, users can still add collateral and repay. When the market reopens, risk-increasing actions require a fresh oracle price before resuming.

A significant price gap can still result in bad debt. We don't claim otherwise. It's a risk we account for in the market's parameters and design.

[Bloqarl | Zealynx @TheBlockChainer]

@Fherumfi @strato_net do liquidations pause too when the market closes? USO or GLD can gap at the open straight past the liquidation threshold, and a big enough gap leaves bad debt before any keeper can act. curious how you size the LTV for that

[Fherum @Fherumfi]

The commodity markets are live on FHERUM, and I've tested the full flow myself.

Using GLD as collateral, I successfully borrowed 0.1 USDG, repaid it, and withdrew the collateral.

Everything worked on Robinhood Chain mainnet.

This isn't just a deployment announcement. The markets are live and usable.

Every step is publicly verifiable:

Add GLD collateral:
https://t.co/Yrsk6EdE1Z

Borrow 0.1 USDG:
https://t.co/USTzsL7wBh

Repay:
https://t.co/Qdm2SXW1oM

Remove GLD collateral:
https://t.co/waUVdeYp1N

Four transactions. One complete lending and borrowing cycle. All onchain.

[Fherum @Fherumfi]

The 24/5 session guard is also deployed:

SessionPolicy:
https://t.co/0XqXcQpWdu

CompositeStatus:
https://t.co/xv8fD6ZM4l

Deployment transactions:

SessionPolicy: https://t.co/DAFx0c4C6b

CompositeStatus: https://t.co/snVLWvfhUN

Market deployments:

GLD: https://t.co/YFIqcH9X1A

SLV: https://t.co/Jc7FVnJbZr

USO: https://t.co/MF9Rftx2JQ

Safe execution (18 calls):
https://t.co/pWFu8D3Z2F

Everything is verifiable on-chain.

[Fherum @Fherumfi]

Commodity markets are now live on FHERUM.

GLD, SLV, and USO are officially deployed on Robinhood Chain mainnet.

You can now use commodity ETF exposure as collateral to borrow USDG, while USDG suppliers can participate in each market.

We also deployed dedicated 24/5 session controls to account for the underlying market hours.

This is something I've been looking forward to shipping. More markets, more ways to use FHERUM.

All contracts and deployment records below.

[Fherum @Fherumfi]

All three commodity markets are live:

GLD / USDG
https://t.co/zSSsVmKdHJ

SLV / USDG
https://t.co/I32nQ1DEJD

USO / USDG
https://t.co/mGf3H4LbKW

Each market has its own FeeController:

GLD: https://t.co/8LLGT9K9Oa

SLV: https://t.co/ZY9GUt2Qln

USO: https://t.co/mLJxIrbO2Z

[Fherum @Fherumfi]

We've been working on bringing commodity exposure into FHERUM.

Inspired by @strato_net approach, we're extending our lending markets to support GLD, SLV, and USO as collateral for borrowing USDG.

The mechanics are simple:
• Supply USDG and earn interest.
• Post commodity ETF exposure as collateral.
• Borrow USDG without selling your position.

There's also a market-session mechanism: borrowing pauses when the market closes, while adding collateral and repaying remain available.

A new direction for lending and borrowing on Robinhood Chain

[STRATO | The blockchain for HardFi @strato_net]

Keep the metal. Unlock the capital.

Gold and silver have preserved wealth for centuries. STRATO gives them a new role in an onchain economy.

$GOLDST and $SILVST bring physically backed gold and silver onto STRATO, with each token backed 1:1 by vaulted metal.

Here’s how you put that value to work:

1. Get your metals onchain.
Fund your STRATO account and buy GOLDST or SILVST through Buy Metals. Supported bridge routes can also convert incoming funds into metal tokens on arrival.

2. Unlock liquidity.
Use your GOLDST or SILVST as collateral to mint USDST. Your metal position stays in place while you access capital against it. ↗

3. Put that capital to work.
Deposit USDST into the Savings Vault, provide liquidity to earn a share of trading fees, or swap into other supported assets. Choose how you participate in the economy built on STRATO.

The metal is the foundation. Credit and onchain applications expand what you can do with it.

Start here: https://t.co/CaZsoWnhtQ

[Fherum @Fherumfi]

Commodity exposure is coming to FHERUM.

Inspired by the approach behind @strato_net , we're expanding our lending markets to include commodity ETF exposure.

GLD. SLV. USO.

The idea is simple: use commodity exposure as collateral and borrow USDG without selling your position.

Another step in expanding what can be built on FHERUM.

More details soon.

[Fherum @Fherumfi]

Something interesting is coming to FHERUM.

We're preparing a new addition to our lending and borrowing markets.

Can't share much just yet, but it's worth keeping an eye on.

[Fherum @Fherumfi]

Dividend Yield is working on FHERUM.

I just completed an end-to-end test of the Dividend Yield Lending flow on the FHERUM web app, with every step confirmed on Robinhood Chain Mainnet.

The test covered:

Added 0.001 SPY as collateral.
Borrowed 0.1 USDG, with ASSAY checking the position.
Approved and repaid the USDG.
Removed the 0.001 SPY collateral, with ASSAY checking again.

Here are the onchain proofs:

Collateral deposit
https://t.co/z9qT0Mnc8a

Borrow + ASSAY check
https://t.co/w4OYXJXwzq

USDG approval
https://t.co/rjMxHMpsKf

Repay
https://t.co/GAnLij3sV0

Collateral withdrawal + ASSAY check
https://t.co/LexL4UxYIV

This is no longer just an idea or a demo of isolated features. The full flow is working on the FHERUM web app.

Still building, but this is a milestone I'm genuinely happy to share.

[Fherum @Fherumfi]

ASSAY Dividend Yield is now live on Robinhood Chain Mainnet.

The registry is deployed, 12 stocks are registered, and the OracleAdapter hook is active.

We've also started recording dividend updates onchain.

Initial records:
SPY: +0.1718%
NVDA: +0.0775%
QQQ: +0.0701%
AAPL: +0.0566%
META: +0.0541%
MSFT: +0.0413%
GOOGL: +0.0194%
MU: +0.0183%

A meaningful milestone for FHERUM. Glad to finally see this live onchain.

Mainnet contracts & transactions:

Registry: https://t.co/crQcf7mTeA

Deployment: https://t.co/dQ3DYuYMiT

Activation: https://t.co/kcvIZK6YZo

Dividend records:

SPY: https://t.co/QI7YFXJqoH

NVDA: https://t.co/S4QklgfA0s

QQQ: https://t.co/7NJ6rgKpRS

AAPL: https://t.co/GTfUfQ7MDk

META: https://t.co/VVYpWfDKu3

MSFT: https://t.co/RJXRgRkDW5

GOOGL: https://t.co/2smBiOKtLo

MU: https://t.co/74y9CFebbR

[Fherum @Fherumfi]

Introducing ASSAY.

Dividend Yield Lending, built around one simple idea: your stock collateral shouldn't have to give up its dividend yield just because you're borrowing against it.

A new chapter for FHERUM.

Here's what we've been building.

[Fherum @Fherumfi]

Something big is coming to FHERUM.

I've been working on something that could change how people use their stock collateral in lending.

[Fherum @Fherumfi]

Mobile access is fixed.

I saw your feedback about FHERUM not working properly on mobile, and we've been working on it.

Here's a quick look at the updated mobile experience.

Thanks for pointing it out. We're still improving things.

[Fherum @Fherumfi]

@CanuckInvesting @greenbackschool on it

[Fherum @Fherumfi]

10 tokenized asset markets. Now deployed on mainnet.

This is another milestone for FHERUM. We've expanded beyond WETH/USDG, and these markets are now deployed on Robinhood Chain Mainnet.

Every market address is public. You can verify each deployment yourself:

SPY/USDG:
https://t.co/7e7GEy2T6F

SPCX/USDG:
https://t.co/JnozJ5pmJ1

GOOGL/USDG:
https://t.co/xdG95NqzNQ

QQQ/USDG:
https://t.co/DwKgkA9c10

META/USDG:
https://t.co/e8irVdYfCM

AAPL/USDG:
https://t.co/Wur9tHCDCJ

AMZN/USDG:
https://t.co/VgWk2K74pk

MSFT/USDG:
https://t.co/xfWqWteSEF

MU/USDG:
https://t.co/rTjsm7jJos

COIN/USDG:
https://t.co/iJyHotXCJo

I've wanted to bring more tokenized assets into FHERUM for a while. Seeing these markets deployed on mainnet is a meaningful step forward.

[Fherum @Fherumfi]

The new markets are not just deployed. They're usable.

Here's a COIN/USDG supply on FHERUM, completed on Robinhood Chain Mainnet.

Public transaction records:

Approve USDG:
https://t.co/8IToiFiq2m

Supply to COIN/USDG:
https://t.co/0uzfnrTzn7

This is the direction behind FHERUM V2: tokenized asset markets, @SentoraHQ -inspired external curation, and an @aave V4-inspired Hub & Spoke architecture, with FHE as the foundation for confidential lending.

[Fherum @Fherumfi]

FHERUM's lending markets are expanding.

We've now added 10 tokenized asset markets, covering names like SPY, QQQ, AAPL, GOOGL, META, MSFT, and COIN.

Each market has its own configuration, while maintaining consistent risk limits across the system.

I wanted FHERUM to grow beyond a single lending market, and this is another step in that direction.

More assets. More markets. Still building.

[Fherum @Fherumfi]

The curator system is not just a dashboard anymore. It's working.

Here's a live walkthrough of a curator updating WETH/USDG supply and borrow caps, confirming the transaction, and successfully queuing the change through FHERUM's 48-hour timelock.

I wanted this process to be transparent and verifiable from the start.

One more piece of FHERUM coming together

[Sentora @SentoraHQ]

Sentora-curated markets are now live on @aave v4.

Borrow RLUSD, PYUSD and OUSD against yield-bearing and bluechip collateral, with risk and strategies by Sentora.

🔗https://t.co/DRJ9TJmR0k