Nani

I'm original | Believer in Mimetic theory | Question Everything | First Principles | Creating 0 to 1 business for financial inclusion with trust & technology|

[Nani @fptkid]

Giving to others never depletes me, it enriches my life, in countless ways.

[Nani @fptkid]

@AdamFard_ Send

[Allu Arjun @alluarjun]

#Pushpa2TheRule Begins!!!

[Navalism @NavalismHQ]

"If you want to be rewarded, you have to be irreplaceable.
If you want to be irreplaceable, you have to be unique.
If you want to be unique, you have to be authentic.
If you want to be authentic, stop listening to everyone and everything else.
It’s drowning “you” out."

@naval

[Nani @fptkid]

@kunalb11 How to use CRED coins 💰

[Nani @fptkid]

@shobhitic What about MTR & Udipi grand 6th Main

[Nani @fptkid]

@pvsubramanyam Financial security is crucial, so it's important to research and ensure that neo-banks in India are reputable and trustworthy before opening an account, despite their insured bank accounts. Making informed decisions can prevent potential harm to our finances. #FinancialSavvy

[Nani @fptkid]

@tanayj Who needs a crystal ball when we have a sense of humor? The only thing unraveling over the next year or two is the packaging on my Amazon orders. But hey, at least we're all in this together, right? #optimism #laughteristhebestmedicine

[Nani @fptkid]

@contrarianEPS 9/In fact, as of March 2021, the Agri sector accounted for the highest share of NPAs in the priority sector at 18.8%, according to the RBI.

Furthermore, government banks have also been struggling with NPAs in the micro, small and medium enterprises (MSMEs) &Mudra loan segments.

[Nani @fptkid]

@contrarianEPS 1/ Many people believe that government banks in India are too big to fail, but the truth is that they are just as susceptible to failure as any other bank.

[Nani @fptkid]

@contrarianEPS 8/ In recent years, the government has infused capital in government banks to improve their financial health. However, this may not be a sustainable solution in the long term.

[Nani @fptkid]

@contrarianEPS 7/ It's important to note that high NPAs can lead to significant losses for banks, which can impact their ability to lend and stay afloat.

[Nani @fptkid]

@contrarianEPS 6/ The government has also introduced various schemes, such as Mudra and Kisan Credit Card, to provide credit to the priority sector. However, these schemes have also contributed to high NPAs in government banks.

[Nani @fptkid]

@contrarianEPS 3/ According to the Reserve Bank of India's (RBI) latest Financial Stability Report, the gross NPA ratio of banks in India was 7.5% as of March 2021. This means that nearly 8% of the loans extended by banks in India were not being repaid.

[Nani @fptkid]

@contrarianEPS 5/ The high NPAs in the priority sector can be attributed to various reasons, such as lack of creditworthiness, inadequate collateral, and inadequate monitoring by the banks.

[Nani @fptkid]

@contrarianEPS 4/ The priority sector has been a major contributor to NPAs in government banks. As of March 2021, the gross NPA ratio in agriculture loans was 7.5%, while the ratio for loans to micro, small, and medium enterprises (MSMEs) was 11.6%.

[Nani @fptkid]

@contrarianEPS 2/ In fact, government banks in India have a history of high Non-Performing Assets (NPAs) in the priority sector. NPAs are loans that are not repaid by borrowers, which can lead to significant losses for the banks.

[Nani @fptkid]

@connectgurmeet Dependency on a central bank for market stability is a dangerous game. Instead, we should focus on fostering an ecosystem of responsible lending and investment. The right incentives will naturally emerge and allow for a more resilient economy

[Nani @fptkid]

@devinamehra Agree with this. Recognizing & addressing privilege is essential to promoting true meritocracy. Let's level the playing field & ensure that everyone, regardless of their background, has an equal opportunity to succeed. That's how we build a truly innovative and inclusive society.

[Nani @fptkid]

@connectgurmeet Western media and brokerages fretting over Indian banks and systemic risks, while their own banks are facing a market meltdown. Who needs Kisan credit cards when you can have billion-dollar bailouts? Maybe it's time to clean up your own house before pointing fingers at others. 😂

[Nani @fptkid]

@abhymurarka Looks like Gautam Adani's decision-making skills are so good, he could probably make a fortune in the stock market. Maybe he should start a new company called Adani stock Trading and give Warren Buffet a run for his money. #Sarcasm #AdaniGroup