Gaurav

[Gaurav @gazpunk]

@pragyansen @ccg33k @Daksh_k1 Both your disagreement belongs to one argument and that is liability. I never said anything on liability, i just mention about how the transactions appear. Also when a refund occurs, i haven’t seen the credit limit being blocked. May be for a day or two yes, but it gets released.

[Gaurav @gazpunk]

@ccg33k @pragyansen @Daksh_k1 If converted to emi, the principal is credited back, so it is essentially a refund. Even if you go to the RBI BO it will be indefensible. At max, HDFC will have to consider the EMIs that have been charged into the spend calculation, i.g., even then the milestone will be missed

[Gaurav @gazpunk]

@suritalreja That seems to be the only logical reason

[Gaurav @gazpunk]

@ccg33k @sarsjits @ICICIBank @ICICIBank_Care Credit limit is at the discretion of the bank, i don’t think they need to justify why someone gets 10k limit and someone else gets 10L limit. Indefensible even if raised to RBI BO. Instead one would be better off requesting a review if there was some unintentional error

[Gaurav @gazpunk]

@traumatizerr @TheSleepCo_ @Pepperfry Same is the case with almost all the new age mattress start up company. All these warranty is never honoured until one sane soul is going to sue the hell out of these companies. My experience has been with wakefit

[Gaurav @gazpunk]

@traumatizerr I think, basic rule of thumb should always be your purchase price should be within 2% of current market selling price. What people earn as Cashback/reward should not be considered a factor that reduces the acquisition cost. People who do otherwise is just engagement farming

[Gaurav @gazpunk]

@vironikaom UC is just a big fraud. Their policies and services are complete shit. I faced a similar issue in 2021, escalated it for a few months, got fed up and uninstalled the app. Now i just call the authorised service centre, pay a few extra bucks and have a peace of mind.

[Gaurav @gazpunk]

@Kenu73 How does a pure vegetarian even plan for a china trip?

[Gaurav @gazpunk]

@Aadhuprakash @CRED_club @bigbasket_com If i were you i will remove the delivery details from the order summary screenshot which lists your name and phone number to avoid any unnecessary outcomes in future

[Gaurav @gazpunk]

@suritalreja Internet, photocopies everything should be banned

[Gaurav @gazpunk]

@NIKHILLJHA Is there a provision of paying additional amount and converting existing optima super secure to optima super secure + plan or it is also going to be considered as a migration and will take time to go live?

[Gaurav @gazpunk]

@expertwith_AI Drive

[Gaurav @gazpunk]

@water_sprinkle @ThetaVegaCap But new subscription is stopped no?

[Gaurav @gazpunk]

@vini546 Makes no sense to take this plan when optima secure + is already being offered. But agree that medical insurance and life insurance is a must before actually planning investments.

Also a note, just like SIP, medical & health insurance needs to be revisited after every few years

[Gaurav @gazpunk]

@travelforperks Redemption allowed?

[Gaurav @gazpunk]

@Urstruly_Gnana @pointperkspicks @DealsDhamaka How 24k?

[Gaurav @gazpunk]

@ChaiAndMiles So you got lucky that the store allowed you to redeem these vouchers for gold coin. TnC states jewellery

[Gaurav @gazpunk]

@ChaiAndMiles Is there any link which confirms that these vouchers (interest equivalent) can be redeemed for gold coins?

[Gaurav @gazpunk]

@ccg33k @PrateekBaibhav_ @1kakashi_hatak @gosatsapp @roshanaslam21 @withRoshniAslam There is a limit to number of sc that can be converted to sats