Miso

Get credit, earn yield, auto-top up and manage all your crypto cards from one app.

Powered by @sprinter_ux.

Website coming soon.

[Sprinter @sprinter_ux]

Here's what actually happens when you buy a coffee with a crypto card using Sprinter under the hood 👇

[Sprinter @sprinter_ux]

It's time for Credit Check #3: Crypto Card Programmes

Most crypto cards work the same way. User tops up, user spends and balance goes down.

Meanwhile, their DeFi positions sit in a completely separate world -- earning yield but disconnected from their spending.

[Sprinter @sprinter_ux]

What does onchain credit actually mean?

There is onchain lending, and onchain credit.

They sound like the same thing, but they aren't.

A lending protocol gives you a loan against collateral in one pool, on one chain, with one asset. That's a transaction, not infrastructure.

[Miso @get_miso]

Tfw when you have to top up your crypto card vs when Miso tops it up for you.

[DeFi Warhol @Defi_Warhol]

Crypto Cards Weekly Digest: April 20-27

Volume:

RedotPay: $93.03 million
KAST: $16.3 million
EtherFi: $16.45 million
Karta: $6.34 million
Tria: $3.75 million
Gnosis: $2.24 million
Cypher: $2.01 million
Ready: $1.55 million
Other: $6.72 million

Total: $148.4 million (-3.5% WoW)

Transactions:

EtherFi: 202,365
RedotPay: 119,022
Bitget Wallet: 97,735
Gnosis: 47,927
BFinance: 43,112
Safepal: 41,170
MetaMask: 25,196
KAST: 21,732
Other: 56,901

Total: 655,160 (+0.7% WoW)

Users:

RedotPay: 67,373
EtherFi: 20,299
Bitget Wallet: 13,883
BFinance: 11,970
KAST: 7,725
Safepal: 6,571
Tria: 6,085
Gnosis: 5,396
Other: 14,728

Total: 154,030 (+4.8% WoW)

Interesting stats:

Tria was the fastest-growing card by volume (+14.8% WoW)

RedotPay lost quite a big chunk of its dominance to other players (65.6% → 62.7%)

EtherFi strengthened its lead, now accounting for a ~31% share of all transactions.

[Miso @get_miso]

We're what happens when credit actually works onchain 😉

[Sprinter @sprinter_ux]

DeFi has a credit problem. Not a small one, but a foundational one.

And almost nobody is talking about it.

[Nadiem Sissouno @nad_roid]

Every vault risk assessment we do for @sprinter_ux or @get_miso comes down to five questions. Every assessment criteria maps to one of them.

[Miso @get_miso]

If you have ever topped up your crypto card and thought, "there has to be a better way," there is now.

Early access still open 😉 https://t.co/pbh3Qh4rbt

[DeFi Warhol @Defi_Warhol]

Crypto Cards Weekly Digest: April 13-19

Volume:

RedotPay: $100.9M
KAST: $15.81M
EtherFi: $14.91M
Karta: $6.766M
Tria: $3.267M
Gnosis: $2.278M
Cypher: $2.041M
Ready: $1.539M
Other: $6.35M

Total: $153.9M (+9.6% WoW)

Transactions:
EtherFi: 197,960
RedotPay: 122,233
Bitget Wallet: 96,827
Gnosis: 46,972
BFinance: 45,726
Safepal: 41,116
Avici: 27,798
MetaMask: 22,597
Other: 48,860

Total: 650,089 (+2.7% WoW)

Users:

RedotPay: 68,989
EtherFi: 19,926
Bitget Wallet: 13,968
BFinance: 12,866
Safepal: 6,654
Tria: 6,072
Gnosis: 5,399
Ready: 4,233
Other: 8.811

Total: 146,918 (+5.5% WoW)

Interesting stats:

New all-time high in volume.

RedotPay dominance: 65.6% of total volume (+14% WoW).

EtherFi is still leading the activity, with ~30% share of all transactions.

Hope you enjoyed this post and found some new VALUABLE information.

If you wanna support me, I'd appreciate a like, reply, and RT <3

[Miso @get_miso]

@cryptobeamxgr @Mars_DeFi wait until you see what we are cooking...

https://t.co/pbh3Qh4rbt

[Miso @get_miso]

We are almost ready. The question is whether you are.

For early access: https://t.co/pbh3Qh4rbt

[Miso @get_miso]

@andyyy We’re about to roll through with something very exciting. Stay tuned 👀

[itsbobbyz @defibobbyz]

All powered by @sprinter_ux. Web2 in the front, DeFi in the back.

Check out our programmable credit https://t.co/aSpOcf4GVd!

[Miso @get_miso]

@madhavg @KASTxyz @RedotPay Check out Miso. https://t.co/pbh3Qh4rbt

[Nadiem Sissouno @nad_roid]

Selling crypto to buy coffee is a taxable event, a loss of upside, and a drag on compounding. Borrowing against it is none of those. That's what Miso does

[Miso @get_miso]

@0xNairolf You forgot about consumer credit 😉

[Miso @get_miso]

@Defi_Warhol @datadashboards @tstereth Miso about to make number go up.

[Sprinter @sprinter_ux]

Credit is the layer consumer crypto never had. Not any more.

[Miso @get_miso]

@nikitabier We thought so too, this is why we are here.

[Miso @get_miso]

Say less. Miso early access is open.

[Nikita Bier @nikitabier]

Crypto has had a rough year. Maybe we should launch something to fix it.