Christina Chan

Senior Director Ecosystem Growth @ripple @RippleXDev

[XRP Ledger Foundation @XRPLF]

This summer is XRP Ledger summer!

@xrpl_commons is launching Make Waves.

3 month builder challenge. 50,000 XRP in rewards.
Join with your community and project!

Build it. Ship it. Grow it.

Details:
https://t.co/aB0VGqqeL5

[Christina Chan @ghostfacex_0]

Excited to see the next wave of of agentic flows on XRPL

[RippleX @RippleXDev]

AI agents are beginning to transact, pay for services, and settle value autonomously.

Today, we're introducing the XRPL AI Starter Kit, a new set of tools and integrations designed to help developers build agentic payment applications on the XRP Ledger: https://t.co/3tScnkgRCA

Phase 1 includes:
→ XRPL Docs MCP Server
→ Claude Skills for wallet creation, payments, and transaction tracking
→ X402 support for agent-to-agent payments using $XRP and $RLUSD

XRPL's fast settlement, predictable costs, and native payment functionality make it a strong foundation for agentic payments.

[Christina Chan @ghostfacex_0]

Great team!

[Lantern Finance @LanternFi]

🚨 RLUSD loans are now LIVE at Lantern Finance! RLUSD is the stablecoin issued by @Ripple.

You can now borrow against crypto such as XRP and XLM and borrow RLUSD.

✅ Competitive rates
✅ Same-day funding
✅ No credit checks
✅ Keep your crypto exposure

Whether you're managing liquidity, funding a business, or avoiding a taxable sale, holders who prefer RLUSD now have a new option.

Read more: https://t.co/rKn4KehGmq

[Messari @MessariCrypto]

State of XRP Q1 2026

Key Update: XRP’s utility continues to grow as XRPL’s feature set expands, particularly for institutional DeFi use cases such as RWAs, stablecoins, and decentralized liquidity. @XRPLF @Ripple

QoQ Metrics📊

• U.S. Spot ETF XRP holdings ⬆️ 2% to $775.4 million XRP (~1.3% of circulating supply)
• RLUSD market cap on XRPL ⬆️ 45% to $340M
• RWA market cap on XRPL ⬆️ 124% to $2.25B (now #4 among all networks)
• Average daily transactions ⬆️ 35% to 2.48M

Ongoing implementation of identity, compliance, and privacy features is also driving value to XRP, as increased institutional adoption on the XRPL means more operations using XRP (reserve requirements, transaction fees, asset bridging, etc.).

[Christina Chan @ghostfacex_0]

Let’s go red team!

[Mayukha Vadari @msvadari]

We're two months into our AI red team effort for the XRP Ledger. Here's a real look at what we're doing: the tools we use, the bugs we've fixed, and what we've learned so far. https://t.co/m0p4sVXKRZ

[XRPL Commons @xrpl_commons]

Save the date! Next Wednesday, join the conversation.

[XRP Seoul 2026 🇰🇷 @XRPSEOUL]

https://t.co/j06qlXDVJb

[XRP Ledger Operations @XRPLOperations]

The fix amendment in XRPL 3.1.3 is now in 2 week activation period.

Please update your XRP Ledger nodes to 3.1.3 as soon as possible to prevent amendment blocking and service interruption of your users.

Release notes:
https://t.co/a36nnTnFTU

[Christina Chan @ghostfacex_0]

@luke_judges

[Christina Chan @ghostfacex_0]

This lady is a legend.

[Aanchal Malhotra @aanchalmalhotre]

Had an absolutely engaging and fun interview with @krippenreiter and @Vet_X0 ! We dove deep into ZK-primitives, privacy, and why architectural discipline is the key to scaling the XRPL! Thanks for having me on - great energy and even better questions 🛠️🧠

[Christina Chan @ghostfacex_0]

@9oelM @Ripple ❤️

[LJ @luke_judges]

If you’re working on RWAs like Ondo, you should be working with Ripple & the XRPL…

The XRPL ecosystem already offers large-scale distribution for tokenized assets, backed by a 14‑year track record of reliability and uptime.

Its purpose-built, fixed‑function primitives significantly reduce smart contract risk, since core behaviors are implemented at the protocol layer rather than through bespoke, mutable code.

By using XRPL, RWA issuers can focus on asset design, compliance, and distribution instead of reinventing infrastructure and exposing themselves to unnecessary smart contract vulnerabilities.

[Christina Chan @ghostfacex_0]

A new era is upon us

[XRP Ledger Foundation @XRPLF]

https://t.co/tDCMTe5IlS

[a16z crypto @a16zcrypto]

Notes from our Crypto Fund 5 conversation:

1. Successful founders in this next era will tend to be product-focused, go-to-market-focused, and pragmatic rather than ideological.

2. The goal: get a billion people onchain through stocks, bonds, stablecoins, and remittances. Once they're onboarded to the infrastructure, adjacent services can follow naturally.

3. We don't have a global financial network. We have a patchwork of small networks glued together by humans and legacy processes. Stablecoins are global from day one: the WhatsApp moment for money.

4. Stablecoins are leading crypto's mainstream traction. ~$300B issued, transaction volume approaching major payment network levels, and growth uncorrelated with trading.

5. The Genius Act gave stablecoins a regulatory framework, and unlocked builder energy overnight. The Clarity Act (or SEC/CFTC rulemaking) could do the same for the rest of crypto.

6. Crypto is winning the revolution, now it's time to govern. That means working with the system, not overthrowing it.

7, A growing share of transactions (potentially the majority) will be done by AI agents, not humans. If you tell one to save you money on your monthly spending, it will use whatever software does that, and it won't care what gets disintermediated.

8, You cannot vibe code USDC or Hyperliquid. Network-effects businesses are the one thing the model companies can't easily replicate.

9. Privacy may be the most durable moat in crypto. Once an application's state is encrypted, it can't be trivially forked to another chain. Switching costs return.

10. If every human on earth gains access to a dollar-denominated, stablecoin-powered account, that alone would be a generational upgrade to the global financial system.

[Christina Chan @ghostfacex_0]

A layoff isn't a verdict on your worth. It's a decision a company made under pressure. To anyone leaving Coinbase today, your skills haven’t gone anywhere. Ripple is hiring across the company, and I'm personally hiring two directors at RippleX.
https://t.co/LW7IFHbjyd

[Brian Armstrong @brian_armstrong]

This is an email I sent earlier today to all employees at Coinbase:

Team,

Today I’ve made the difficult decision to reduce the size of Coinbase by ~14%. I want to walk you through why we're doing this now, what it means for those affected, and how this positions us for the future.

Why now
Two forces are converging at the same time. We need to be front footed to respond to both.

First, the market. Coinbase is well-capitalized, has diversified revenue streams, and is well-positioned to weather any storm. Crypto is also on the verge of the next wave of adoption, with stablecoins, prediction markets, tokenization, and more taking off. However, our business is still volatile from quarter to quarter. While we've managed through that cyclicality many times before and come out stronger on the other side, we’re currently in a down market and need to adjust our cost structure now so that we emerge from this period leaner, faster, and more efficient for our next phase of growth.

Second, AI is changing how we work. Over the past year, I’ve watched engineers use AI to ship in days what used to take a team weeks. Non-technical teams are now shipping production code and many of our workflows are being automated. The pace of what's possible with a small, focused team has changed dramatically, and it's accelerating every day.

All of this has led us to an inflection point, not just for Coinbase, but for every company. The biggest risk now is not taking action. We are adjusting early and deliberately to rebuild Coinbase to be lean, fast, and AI-native. We need to return to the speed and focus of our startup founding, with AI at our core.

What this means
To get there, we are not just reducing headcount and cutting costs, we’re fundamentally changing how we operate: rebuilding Coinbase as an intelligence, with humans around the edge aligning it. What does this mean in practice?

- Fewer layers, faster decisions: We are flattening our org structure to 5 layers max below CEO/COO. Layers slow things down and create coordination tax. The future is small, high context teams that can move quickly. Leaders will own much more, with as many as 15+ direct reports. Fewer layers also means a leaner cost structure that is built to perform through all market cycles.

- No pure managers: Every leader at Coinbase must also be a strong and active individual contributor. Managers should be like player-coaches, getting their hands dirty alongside their teams.

- AI-native pods: We’ll be concentrating around AI-native talent who can manage fleets of agents to drive outsized impact. We’ll also be experimenting with reduced pod sizes, including “one person teams” with engineers, designers, and product managers all in one role.

In short: AI is bringing a profound shift in how companies operate, and we’re reshaping Coinbase to lead in this new era. This is a new way of working, and we need to leverage AI across every facet of our jobs.

To those who are affected
I know there are real people behind these decisions — talented colleagues who have poured themselves into this company and our mission. To those of you who will be leaving: thank you. You’ve helped build Coinbase into what it is today, and I am sincerely grateful for everything you've done.

All impacted team members will receive an email to their personal account in the next hour with more information, and an invitation to meet with an HRBP and a senior leader in your organization. Coinbase system access has been removed today. I know this feels sudden and harsh, but it is the only responsible choice given our duty to protect customer information.

To those affected, we will be providing a comprehensive package to support you through this transition. US employees will receive a minimum of 16 weeks base pay (plus 2 weeks per year worked), their next equity vest, and 6 months of COBRA. Employees on a work visa will get extra transition support. Those outside of the US will receive similar support, based on local factors and subject to any consultation requirements.

Coinbase prides itself on talent density. Our employees are among the most talented people in the world, and I have no doubt that your skills and experience will be highly sought after as you pursue your next chapters.

How we move forward
To the team that is staying, I know this is a difficult day. We’re saying goodbye to colleagues and friends you've been in the trenches with. But here’s what I want you to know as we move forward together:

Over the past 13 years, we have weathered four crypto winters, gone public, and built the most trusted platform in our industry. We’ve made it this far by making hard decisions and by always staying focused on our mission. This time will be no different – nothing has changed about the long term outlook of our company or industry. And most importantly, our mission has never been more important for the world. Increasing economic freedom requires a new financial system, and we’re building it.

The Coinbase that emerges from this will be more capable than ever to achieve our mission.

Brian

[Soil @soil_farm]

Major testing phase completed for XRP Vaults.

The infrastructure has been tested.
The final checks are underway.
SOIL is moving closer to bringing native XRP yield.

[Mastercard @Mastercard]

Today, Mastercard, @OndoFinance, Kinexys by @JPMorgan, and @Ripple successfully completed a landmark transaction connecting a public blockchain with interbank settlement rails.

Together, we’re laying the groundwork for 24/7 global markets that never close.

[Christina Chan @ghostfacex_0]

Hi XRP Vegas! See you soon.

[Ripple @Ripple]

Good morning, Las Vegas! 🌄
Great week ahead for crypto and $XRP.
Glad we could add to the skyline.

[a16z crypto @a16zcrypto]

https://t.co/9gWWVgitKA