Njeri Gitau

Fuck small talk. Show me your soul🌌

[ARROW @phresh_arrow]

Gym progress is weird.
You look the same every day... until one
random Tuesday.

[yimika. @yimikaaaa]

some people enter your life to show you how your boundaries need to be stronger than your empathy and love.

[Jordae @renaiyahjordae]

I desperately need August to be a good month for me in every way

[J. @Joel_6th]

I need to be 15 again, I know what to do this time

[X @Xouy17]

Y'all don't ignore ppl enough. That's why you stressed out.

[🥷 @_iamhabeeb]

August in one picture:

[k ♡ @sarphiribalika_]

Periods 😔

[★₊ @divaghdir]

the final act of love is coming back to yourself

[tendollar @tendollardanny]

the purpose of life is to become as calm as you possibly can

[yimika. @yimikaaaa]

my mom once told me “accountability will always feel like an attack when you are not ready to acknowledge how your behavior harms others” and that shit is real.

[Stunnar @ambrooky__]

Pums is a funny lingo to say pressure

[nyenye👱🏽‍♀️💕 @nyenyeispretty]

I’m stuck between “I need to save money” and “you only live once”

[Macharia Mariga @_storyteller00]

Geukia jirani yako umwambie it's Fridaaay

[Nyakundi Junior🇰🇪 @VictorNyakund10]

A car is a necessary liability.
Before you buy one, don't just look at the purchase price. Anyone can afford to buy a car; the real question is whether you can afford to keep it on the road.

Let’s assume you buy a modest Ksh 3 million car with a 2,000–2,500cc engine. The purchase price is only the beginning.

To keep that car running, you may need:

- Ksh 20,000–30,000 per month for fuel, assuming moderate driving.
- Ksh 80,000–100,000 annually for comprehensive insurance.
- Ksh 6,000–10,000 every three months for routine servicing.
- And, of course, an emergency fund for unexpected repairs and breakdowns.

Over three to four years, the total cost of owning and operating the car can easily approach or even exceed the original purchase price, especially if you're driving a German machine with expensive maintenance and repairs.

That's why, from a financial perspective, it's unwise to use all your savings to buy a car, particularly when the vehicle isn't generating income or being used for commercial purposes.
Parking a car because you are waiting for end month to afford a 50K repair is an indicator that you are living beyond your means and you probably don't need that car.

A car should fit into your financial plan and not consume it.
Before you buy the car, ask yourself: Can I afford the car, or can I afford the lifestyle that comes with owning it?

[Yoriyori-OyokO💕🎀 @Ify__oma]

“New password can’t be your old password”

[Gichuki Kahome @kahome_steve]

IFBs are back!

CBK has re-opened 3 IFBs

1. IFB1/2019/016 - 11.75% coupon rate, 9.3 yrs to maturity

2. IFB1/2021/018 - 12.66% coupon, 12.7 years to maturity

3. IFB1/2021/021 - 12.37% coupon, 16.2 years to maturity

[Sysh @_Ndunge_]

If anyone ever calls you mbwa just bark at them. The confusion on their face will be worth it😂

[𝒩 𝑒 𝒙 @Nexiraluv]

Me. Also me but once in a while.

[Marie🧚 @glitchu__]

I dont knowwwww sometimes i be feeling like i can sing a little

[Hanifa 🇵🇸 🇸🇩 🇨🇩 🇰🇪 @Honeyfarsafi]

😂😂😂😂