GOPI KRISHNA KUNCHI

All tweets posted by me are my own and Retweets / Likes just mean something interested me.

[R.K. @ipo_mantra]

𝗕𝗢𝗢𝗞𝗠𝗔𝗥𝗞 𝗧𝗛𝗜𝗦 𝗠𝗘𝗦𝗦𝗔𝗚𝗘

There is lot of buzz in IPO Market regarding Jio Platforms IPO and many invetors intend to apply in it. Apart from regular IPO Investors, few new investors may also come forward to apply due to history of its parent company.

I request IPO Investors to check the following basic things before applying in this IPO:

· Demat and trading account must be in ‘Active Mode’. It should not opened on the last day. Verify that it is working fine before the issue opens.

· PAN must be linked with demat.

· Only one application per PAN is allowed. Multiple applications on the same PAN are typically rejected. However, Shareholders may apply dual application as well

· UPI ID should be linked to a bank account in your own name. PAN in Bank and PAN in demat should be same. A family member's UPI ID will not work.

· Price band, lot size and dates: checked from official sources. Use the exchange or your broker's own page, not a forward.

· Amount: decided within your own budget and decide it before you open the app.

· UPI mandate: approved before the closing-day cut-off. Until you approve it, the application is not complete. Once approved, the amount is only blocked, not debited, until allotment.

Note the allotment date, and check status only on the registrar's website, the exchange, or your broker app. No panic-refreshing.

I am once again writing the key dates of Jio Platform IPO:

Issue Opens: 21 Oct 2026
Issue Closes: 23 Oct 2026
Allotment: 26 Oct 2026
Refunds and Share Credit: 27 Oct 2026
Tentative Listing: 28 Oct 2026 on BSE and NSE

If there is any query, you may ask in the comments.

[Nithin Kamath @Nithin0dha]

I think MDR on UPI was probably inevitable at some point, especially given how widespread UPI adoption has become. It could also lead to more competition, instead of just three apps accounting for more than 95% of the market.

That being said, there are some use cases, like investing and broking, where the proposed MDR structure doesn’t really make sense.

The problem with broking is that there is no guarantee that money transferred to a broker will actually result in a transaction.

As brokers, we can’t force a customer to trade after transferring money. And if we can’t pass the UPI charge on to the customer, there is essentially no limit to the cost a customer can impose on a broker without generating any revenue.

Just as an example, 10,000 customers could each make 50 UPI transfers of ₹2 lakh in a month without executing a single trade. At the proposed MDR, this could potentially cost the broker around ₹2 crore, without generating any business.

What makes this even more challenging is quarterly settlement (QS). This is a SEBI regulation that requires brokers to send unused funds back to clients every month or quarter.
Most customers then transfer these funds back to their broking accounts, with more than half of these transfers happening through UPI. So regulation essentially forces this movement of money every month or quarter, and the broker could end up bearing the cost when the money comes back, without any incremental benefit or revenue.

By the way, we currently don’t charge brokerage on equity delivery trades because the economics allow us to offer them for free. But if every UPI transfer starts carrying an additional cost, irrespective of whether the customer actually trades, I don’t see how we can absorb this indefinitely.

I think having an MDR is okay. It still doesn’t solve the problem of customers transferring money without transacting, but something like 0.02% with a cap of ₹5 or ₹10 per transaction seems much more reasonable for broking, instead of a cap as high as ₹300.

[Sachin Tendulkar @sachin_rt]

Some rallies never end. Our friendship is one of them.

Always a pleasure spending time with you, Roger. Until we meet again.

[ashishkashyap @ashishkashyap]

1. We at #INDmoney pioneered US stocks investing for Indians. As US stocks investing became mainstream - another problem emerged. #TaxFiling

[GOPI KRISHNA KUNCHI @gkkunchi]

@AlfieJCarter AGENTS

[Alfie Carter @AlfieJCarter]

R.I.P. manual outbound. Claude is your free B2B revenue team now.

I compiled every agent, every skill, and every install command we use to run research, outreach, content, qualification, onboarding, and proposals into one playbook.

They're the same 9 agents and 47 skills behind the B2B Revenue Squad that handles the work that used to fill entire days.

Like this post + comment "AGENTS" and I'll DM it to you for FREE.

(Must follow to receive.)

Available for the next 48 hours.

[GOPI KRISHNA KUNCHI @gkkunchi]

@report_with_ai Gemini

[Alejo @ecommartinez]

He pasado más de 200 horas exprimiendo Gemini.

El resultado: Una biblioteca en Notion con los 400 mejores prompts avanzados para clonar tu cerebro y automatizar tu negocio.

Te ahorra semanas de trabajo en:
• Creación de contenido masivo
• Automatización de sistemas
• Copywriting que vende solo
... Y mucho más en 20 categorías.

GRATIS solo hoy.

Like + RT
Sígueme (para abrir DM)
Comenta "400"

[GOPI KRISHNA KUNCHI @gkkunchi]

@ecommartinez 400

[Alaxie @Alaxie_Ai]

NO MORE SPENDING HOURS IN EXCEL.

Claude can analyze spreadsheets, write formulas, build dashboards, uncover hidden insights, and generate executive reports—all from simple prompts.

Here are 8 powerful prompts that turn Claude into your personal Excel analyst: 👇🧵

[GOPI KRISHNA KUNCHI @gkkunchi]

@Alexie_Ai Very useful

[GOPI KRISHNA KUNCHI @gkkunchi]

@MashraniVivek CYLINDER

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[Chandana 🌻✨ @CuriousOnTech]

Meeru emaina property konali ani anukuntunnara?
Konemundu ee 15 important Documents ni tappakunda check cheyyandi.

1. ENCUMBRANCE CERTIFICATE (EC)

Ee property meeda emaina hidden loans unnayemo, leda mortgaged ga undemo ani idi chepthundi. EC check cheyyakapothe, vere evari daggara unna debts ni meeru kattalsi vasthundi.

[VVK @VKrishna_V]

స్పష్టంగా తెలుగు పాట
మలయాళీల నోట
బాలు గారి జయంతి పూట

[B’ Madhav 🐘 @binduamadhav]

The interviews we need .

ప్రతి పకోడీ గాడ్ని పిలిచి ఇంటర్వ్యూ లో చేస్తారు తెలుగు ఛానల్స్ వాళ్ళు,, వీళ్లని ఇక మర్చిపోయారు?

#telugu

[Spotify India @spotifyindia]

One man, an unmatched legacy. Here’s to remembering SPB one picture at a time. #SPB80

[ani @vengayaleviosa]

🥺❤

[K S Chithra @KSChithra]

You are wonderfully made by God... delightfully gifted for His purpose... generously blessed with his love... Happy Birthday Balu sir 🙏
#KSChithra #SPBalasubrahmanyam #SPB

[Ilaiyaraaja @ilaiyaraaja]

No one understood a composer's vision faster, and no one poured more focus into a song than SPB. Celebrating the life, friendship, and the unmatched achievement of 50,000 songs. Happy Birthday, SPB.