sehemba Gbaa

Certified Microfinance Banker, Registered Professional with Financial Reporting Council of Nigeria.

[sehemba Gbaa @gsehemba]

@yax_akaba what's your take on this investment option and hedging against Naira fluctuations against the backdrop of the dollar also having fluctuations or even the likelihood of a Freddie Mac and Fannie Mae engineered stock market collapse

[Olúwatósìn Olaseinde @tosinolaseinde]

I did some math this week and it honestly shocked me.

Imagine you had ₦100,000 in 2016.
Back then, that was about $500.

If you left that ₦100,000 sitting in a savings account in naira, inflation and devaluation have quietly eaten it. Today, that same ₦100,000 is only worth about $73.

But what if you had put that $500 into dollar assets instead?

The naira has moved from ₦199/$1 to over ₦1,360/$1.
That crash hurts if your money is in naira.
But it helps if your money was already in dollars.

Here’s what that $500 would look like today if it went into some of the most talked-about stocks and assets:

If you bought NVIDIA, your ₦100,000 would be worth about ₦96 million today.
Bitcoin?About ₦91 million.

Even AMD would have turned it into ₦42 million.

The big names did well too.
Eli Lilly: ₦27M.
Tesla: ₦16M.
Apple: ₦8.4M.
Microsoft: ₦6.4M.
Amazon: ₦4.6M.

And it wasn’t just tech.
The "boring" stuff still won.
The S&P 500 would have turned ₦100k into ₦2.8M.

Gold would have turned it into ₦2.2M.

JPMorgan would have turned it into ₦2.9M.

The point isn’t that you should have predicted NVIDIA 10 years ago.

Nobody did.

The point is this: a diversified portfolio with USD backed assets grew and got a shield from the naira’s decline at the same time. So we aren’t saying don’t invest in Naira, we are saying hold a diversified portfolio.

You can’t go back and invest in 2016.
But you can decide what you do with your money in 2026.

If you want to learn how to start building a portfolio with dollar exposure the same kind of exposure that protected and multiplied wealth over the last decade

Comment "YES" and I’ll send you the guide👇

https://t.co/aPIoTbdhNZ
You can download and save on Ladda to get FREE financial guidance.

[sehemba Gbaa @gsehemba]

Thanks Yaks,
Remember back in the day when it was drilled down to call superiors by first name only, though must of us resisted.
I don't blame her at all if they where taught so in training school.

[yaxxx.eth @yax_akaba]

@gimbakakanda I really don’t blame the lady. If Tony has changed how he prefers to be called, then it’s a new thing.

[True Score @truescoreglobal]

WHY DOES ZLATAN IBRAHIMOVIĆ KEEP MOCKING CRISTIANO RONALDO?

Zlatan Ibrahimović has repeatedly aimed sarcastic comments at Cristiano Ronaldo, but the pattern does not necessarily prove personal hostility. More often, it reflects the character Zlatan built throughout his career: proud, theatrical, provocative and always ready to place himself at the centre of the story.

Cristiano is also the perfect target. He is one of football’s most famous and successful players, backed by a fanbase and constantly discussed in debates about greatness. Any dismissive remark creates headlines. Zlatan understands the attention economy better than most footballers. His jokes are rarely accidental; they are part entertainment, part self-promotion and part competitive ego.

There is also a reason behind the comparisons. Ibrahimović grew up idolising Brazil’s Ronaldo Nazário and has described him as the greatest player in history. He has argued that the Brazilian was a more natural footballer than Cristiano, whose greatness was built through extraordinary discipline, athleticism and relentless improvement. When Zlatan appears to downgrade CR7, he is often elevating his childhood hero rather than denying Cristiano’s achievements.

The 2014 World Cup play-off gave their relationship an unforgettable sporting backdrop. Sweden and Portugal were competing for one ticket to Brazil. Ibrahimović scored twice in the second leg, briefly reviving Sweden’s hopes, but Cristiano responded with a hat-trick. Portugal won 3–2 on the night and 4–2 on aggregate, leaving Zlatan outside the World Cup.

Afterwards, the Swedish striker produced a perfectly Zlatan-like response: “A World Cup without me is nothing to watch.” It sounded arrogant, but it also revealed how he turned disappointment into theatre.

Ultimately, Ibrahimović mocks Ronaldo because both men possess enormous confidence, but express it differently. Cristiano answers through records and relentless ambition; Zlatan answers through wit, exaggeration and provocation. The “feud” is therefore less a genuine war than a clash between two constructed versions of footballing greatness.

[sehemba Gbaa @gsehemba]

Absolutely

[Abba Otowo @AlphaBruv]

Deserved.

[COFI @cofi_online]

“Christ is not only a person, Christ is a place. When you come into Christ, you don't come into a person; you come into a place.”
― Chris Oyakhilome

[sehemba Gbaa @gsehemba]

Not a fair game at all. Double standard refereeing

[ESPN FC @ESPNFC]

VAR overturned this incredible Egypt goal for a foul at the very beginning of the move.

[Dr Mike Smalley @DrMikeSmalley]

Never Forget.

[sehemba Gbaa @gsehemba]

Great, but how about d effects of inflation. When compared to Pre May 2023 numbers after factoring inflation, what is the real value of these numbers. Cost of carrying out projects more than doubled, so where r d real gains. While d removal is good, let's dig deeper for d gains

[BBC Sport @BBCSport]

The award for the most stylish World Cup arrival goes to DR Congo 😎🇨🇩

[sehemba Gbaa @gsehemba]

The undisputed pioneers

[Nostalgic Naija @NostalgicVibeNG]

The New Masquerade is one of Nigeria's most iconic and longest-running television sitcoms, dominating Tuesday night airwaves on the NTA network from the mid-1980s to the mid-1990s.

Created by James Iroha as a means of healing and unifying the nation after the devastating Nigerian Civil War, the show used biting satire and hilarious domestic drama to critique societal corruption and government failures.

Centered around the pompous, brilliantly witty Chief Zebrudaya famous for his signature broken English and an unforgettable cast of characters like Ovularia, Chief Jegede Shokoya, Giringori, and Clarus, it became a cultural touchstone that successfully united Nigerians across different ethnic and generational lines through the universal language of laughter.

Do you remember this show?

[Chidi Anselm Odinkalu, CGoF @ChidiOdinkalu]

Abdulsalami Abubakar's place in #Nigeria's history was secure long before he was prevailed upon to ensure the return to #CivilRule in 11 months between June 1998-May 1999.

In October 1979, just returned from service with UNIFIL in Lebanon, he commanded the parade that pulled out Gen Olusegun Obasanjo on his last regimental tour of duty as Nigeria's military Head of State.

20 yrs later, now as Military Head of State, he was present again in handing over to Olusegun Obasanjo on his return to office as Nigeria's elected president.

In the 27 yrs since he retired from active service, Gen. Abdulsalami has been a Continental peace-maker & statesman. He served with Thabo Mbeki on the African Union High-Level Implementation Panel #AUHIP on Sudan.

Born #OnThisDay in 1942, Gen. Abdulsalami is 84 today. #HappyBirthday, sir.🎂🙏🎂

[sehemba Gbaa @gsehemba]

@BobEcheonwu @ProfTyoden Prof. Tyoden is of blessed memory. Certainly not him.

[sehemba Gbaa @gsehemba]

@AlphaBruv They lost game 4

[Olusegun Adeniyi @Olusegunverdict]

https://t.co/RnWN584X9t

[sehemba Gbaa @gsehemba]

Even with the misgivings about the book going by what was written and what wasn't written. Is it not a worthy addition to the body of work that already exists on the civil war.
Also after 59 years should we still be blaming the woes of the country on that era.

[Chidi Anselm Odinkalu, CGoF @ChidiOdinkalu]

At the end of the #CivilWar 56 yrs ago in 1970, then Head of State, Yakubu Gowon, said there was #NoVictorNoVanquished.

He promised a programme of #3Rs - Rehabilitation, Reconstruction & Reconciliation - but his regime knowingly failed subsequently to provide for or invest in it. They hardly even mentioned it.

56 years should be enough time to bury a war. But after 56 yrs, the man who promised reconciliation & to #BindTheWounds of the country finally chose to exhume the war all by himself.

So it is that, in #Nigeria, the Civil War refuses to die. It lives in ballots, in agitations, in every argument about who belongs, who doesn’t & whose turn it is or is not, writes @marcelmbamalu.

https://t.co/fG6xwqNzCN

[naijafemalefarmer @naijafemalefama]

Yesterday, Chinese Ambassador to Nigeria posted on Twitter that Nigerians can now export cow bones duty-free to China.

Under the comment sections, some Nigerians were asking the ambassador to tell them what they are using the cow bones for😁

Some were telling the ambassador to tell his people to come and setup the processing facility here in Nigeria, so they can create jobs.

Funny people. I laughed at our inability to do simple Google search.

As a livestock farmer and Agro commodities trader, I already know the uses of cow bones.

And about building a factory here in Nigeria? Nigerians are the ones to do it, but sadly everyone is building hotels😁

Let me tell you a few uses of cow bones.

Here are 4 major uses of cow bones you can mention in your content;

✍🏻Bone meal fertilizer: Cow bones are processed into bone meal, rich in phosphorus and calcium, used to improve soil fertility.

They prefer this to fertilize their soil not the chemical sold to our rural farmers.

✍🏻Animal feed supplement: Processed bone meal can be used as a mineral supplement in livestock feed, especially for calcium and phosphorus.

We use this for chicken feed, pig, and fish feed production.

Verify the price per kg and you’ll be shocked.

✍🏻Gelatin production: Cow bones can be processed to extract gelatin, used in food, pharmaceuticals, capsules, and cosmetics.

Just imagine the volume of cow bones wasting in your village?

Pharmaceuticals companies are paying billions of dollars to buy it from those processing it.

And I believe those Chinese companies will focus more on this.

It is big money wasting away in Africa because we don’t know anything about value addition.

✍🏻Activated carbon / bone char: Burnt bones can produce bone char, used in filtration, sugar refining, and water purification.

Pause here and think deeply with me. They use bone char for water purification in their country.

But they produce capsules and sell to us for water purification😳

Let’s not blame them. We take responsibility.

Now, let’s be honest. This is a golden opportunity for us. Let’s export the cow bones and cash out.

Also, let’s learn how to process the cow bones locally and export the finish product too.

If I tell you now that chicken feed producers in Nigeria import bone meal, you won’t believe. Research it yourself.

A ton of bone meal is around $200 - $750 currently.

Bro, just imagine earning over $200 from wastage thrown around our local markets in Africa.

Business opportunity for you. Do your research and see how you can position to serve this market

[Liverpool FC @LFC]

Conquered it all.

[sehemba Gbaa @gsehemba]

See how people take insults all in the name of politics.

[TheCable @thecableng]

"Sometimes, ambition can be taller than someone. Muritala Ajaka's ambition was taller than him. I have told Muritala where he erred politically, culturally, religiously, and otherwise; he has accepted and apologized. I want to use this opportunity to welcome him back into the fold." — Yahaya Bello

[sehemba Gbaa @gsehemba]

@AlphaBruv Alpha Bruv, it was a mismatch. But Efe Ma no try. With the height advantage he should have given Portable a TKO though Portable was just all over the place like a headless chicken 🤣🤣🤣🤣