@adrhishere@Nuyenggg Tak sis. Kita sama ๐. My sister reminded me, "kita kena belajar maths, science semua balik. Sebab dah berkaratss sangat๐ญ." And yes, memang dah berkarat.
@IkhwanPK2022 I love when you shared: if bayar zakat 100%, retirement fund tak ada, education fund tak ada, protection diri tak ada. Which beats the principle of moderation in Islam.
And that has stick in me not just like normal glue but glitter glue (that perspective shifted!!)
@IkhwanPK2022 Maaf nak tanya, is this statement real.
My mum heard that for our savings in epf, if exceed 1mil, the excess after 1mil is idle money. Ini betul ke or dia salah dengar? ๐คญ
@tattyhassan I would say my disposable income untuk investing time mula kerja was 50%. Tapi allocation kurang bijak, semua ke dlm ASB. Tak utilize other higher risk financial tools. Menyesal disitu. 6 tahun kot. I'm a low time preference person tapi diversification poor ๐I learnt.
@magmalaya This reminded of a recent podcast Ferry Irwandi bahas santet dgn Ustadz Felix.
They bahas about jin and syaitan. Refreshing. I would say, dua orang ini mencerdaskan and menguatkan iman.
https://t.co/wqlKCThe7X
@IkhwanPK2022 I would like to thank you, because of your dissemination of ilmu on estate planning, I started my wasiat. Esp when tgk long term of menaikkan taraf hidup orang berdekatan kita. I suka Islam minta kita untuk kaya. And avoid hoarding. I appreciate that you bridge Islam and wealth.
@haneyfateha @kumhddniel Aduh2 teringat zaman belajar dulu, sekali je gi tarawih kt mosque, after that memang tidaklah. Kat kosan je after that. ๐ Parah bigitss, kek marathon ๐ kalau orang tua yg solat memang kesian ๐
Dah berbuih juga cakap cost of investment hanyalah sales charge. Paling mahal 6.0%. Itu sahaja. Takde lagi dah:
1) Trustee fee
2) Management fee
3) Redemption fee (mostly 0%)
Tolong saya Repost untuk betulkan pemahaman public yang salah teruk di social media tentang cost2 ini.
@SyazaRahizad This! ๐๐ฝlive host plays vital role in me purchasing. I debate dgn adik I kemarin, kalau host tenang, I dgn cepat je I will masuk cart. Yg terjerit2, tak jadi nak beli. ๐
@0xBlockflop If only calling perhilitan is easy ๐ญ tried engaging with them for a few months with videos and list of kerosakan rumah, they datang sekali je๐ญ and time tu the monkeys tak datang, so they went back. No follow ups. They populate heavily and so muscular sekarang takodd๐
@fyq4_ ๐ญ๐ญ sama like kawasan rumah I juga. Byk baiki housing pipes, bumbung pun kena tukar ๐ the amount spent is insane ๐ฅด I feel like exterminating them all dgn cepat. They populate massively๐ญ makin lama, makin gebu2 semua, muscularr ๐