If you lock ₦10,000,000 at a 24% auction stop-rate, the CBN pays you your ₦2,400,000 interest upfront on Day One
Take that ₦2,400,000 upfront cash immediately and sweep it into the equity market during mid-week pullbacks. You are essentially using the government's risk-free cash to buy growth assets for zero out-of-pocket cost
Don't ask me if I have ₦10,000,000
stop marrying and committing your lives to people just based on love and love alone. you'll lose every time. respect is important, fidelity is important, FINANCES are important, spiritual growth is important. there is more to marriage than love.
the best thing you can do for yourself is actively increase your surface area for luck to hit you. go outside, try new cafes, museums, events, take a new route home, speak to people, ask questions, side quest. the more you do, the more serendipity and synchronicity will find you.
Competence gives you value, but it does not guarantee that the right people will notice or reward it. You must make your work visible, connect it to outcomes the organisation cares about, and build relationships with people who can support your advancement. Skill creates the opportunity. Positioning converts it into power.
For the next 5 years:
Delete Instagram. Delete Netflix. Quit brainrot. Commit to building a business. Commit to going hard in the gym. Go for long walks in the sun. Don't watch the news. Read good books. Do more side quests. Be productive not busy. Do the things that scare you.