Kelly Warden

Financial Planner DipPFS.
Bespoke advice for private clients with a personal touch. Erstwhile jazz singer(see itunes). Views expressed are mine alone.

[Kelly Warden @hannayifa2]

From insight to action: The role of the Women's Wealth Alliance https://t.co/tyuGf2Q4In via @profadviser

[Kelly Warden @hannayifa2]

@Sussex5525 Well said James

[Kelly Warden @hannayifa2]

@BBCMorningLive Your expert failed to mention that your pension pot will not be free of IHT after 2027

[Kelly Warden @hannayifa2]

'Designed by men, for men': Are women still being left out of the financial planning conversation? https://t.co/UoLbpplZQR via @profadviser

[Kelly Warden @hannayifa2]

Behind the advice: The hidden mental health struggles of financial advisers https://t.co/juJZD89GoX via @profadviser

[Kelly Warden @hannayifa2]

Behavioural psychology 'even more important' in volatile markets https://t.co/nuIvUJrW77 via @profadviser

[Kelly Warden @hannayifa2]

More female advisers 'key to closing gender advice gap' https://t.co/baFLGl9k6x via @profadviser

[Kelly Warden @hannayifa2]

A quarter of women struggle to find an adviser they trust – report https://t.co/LHDKYghkey via @profadviser

[Kelly Warden @hannayifa2]

Partner Insight: Delivering a smoother era of retirement for clients https://t.co/wRQo4K3BBO via @profadviser

[Kelly Warden @hannayifa2]

This’ll do!

[Kelly Warden @hannayifa2]

Scammers out in force tonight after my query to @lastminute.com

[Kelly Warden @hannayifa2]

Why is it impossible to email/ call @lastminute_com with an issue? The bot is useless 🙄

[Kelly Warden @hannayifa2]

Reform Stamp Duty to help young families! - Sign the Petition! https://t.co/ONojASRBub via @UKChange

[Alan Smith @AlanJLSmith]

𝗠𝗼𝘀𝘁 𝗽𝗲𝗼𝗽𝗹𝗲 𝗵𝗮𝘃𝗲 𝗴𝗼𝘁 𝘁𝗵𝗶𝘀 𝘄𝗿𝗼𝗻𝗴:

It’s clear to me that most people don’t know what real financial planning is – they still think it’s choosing investment funds and recommending pensions.

“𝘞𝘩𝘺 𝘴𝘩𝘰𝘶𝘭𝘥 𝘐 𝘱𝘢𝘺 𝘢𝘯 𝘢𝘥𝘷𝘪𝘴𝘦𝘳’𝘴 𝘧𝘦𝘦 𝘧𝘰𝘳 𝘳𝘦𝘤𝘰𝘮𝘮𝘦𝘯𝘥𝘪𝘯𝘨 𝘢𝘯 𝘪𝘯𝘷𝘦𝘴𝘵𝘮𝘦𝘯𝘵 𝘧𝘶𝘯𝘥 𝘸𝘩𝘦𝘯 𝘐 𝘤𝘢𝘯 𝘫𝘶𝘴𝘵 𝘣𝘶𝘺 𝘢𝘯 𝘪𝘯𝘥𝘦𝘹 𝘵𝘳𝘢𝘤𝘬𝘦𝘳 𝘧𝘰𝘳 𝘱𝘦𝘯𝘯𝘪𝘦𝘴 𝘰𝘯 𝘵𝘩𝘦 𝘱𝘰𝘶𝘯𝘥?”

The reality is that the true value is in so many other areas, and not in investment fund selection:

• Co-creating a lifetime financial plan that provides you and your spouse with a clear framework to help you make smart choices about your family’s future.

- The ability to run multiple ‘what if?’ scenarios and determine the impact ahead of time -
‘what if we helped our kids get on the property ladder?’
‘what if we bought a holiday home?’
‘ what if I retired, or sold the business next year?’

• Getting you financially organised – do you have a Will, is it up-to-date, what about your LPAs? Is everything organised and optimised?

• Helping you become as tax efficient as you can be. Are your assets held in the most effective structures? If you’re taking income is it optimised for tax efficiency?

• Acting as a trusted adviser to keep you accountable, answer your questions, be a sounding board to your latest idea and ensure that you remain on track to achieving all the things that are important to you and your family.

• Becoming the essential point of contact should any family member need help, guidance or assistance, particularly if you were incapacitated or were no longer around.

The list goes on, but it’s clear that there’s a lot more to real financial planning than selecting investment funds - although we can do that as well 😉.

Advisers, what would you add?

[Kelly Warden @hannayifa2]

CGT support from platforms now 'adviser must have' https://t.co/DJ8zSAS4gg via @profadviser

[Kelly Warden @hannayifa2]

Female advisers outpace male counterparts in business growth efforts https://t.co/yYEEyj2Ayh via @profadviser

[Kelly Warden @hannayifa2]

More than two thirds of women prefer female financial advisers https://t.co/jTOrxzkfxV via @profadviser

[Kelly Warden @hannayifa2]

We're all very nice really.
Financial Planning Week: 23% of adults would snub free advice https://t.co/sxdgI8Ndsg via @profadviser

[Kelly Warden @hannayifa2]

PFS/CII saga reignites as ex-board member pens contentious open letter https://t.co/8cW4hQADb5 via @profadviser

[Matt Vosper @vospercfp]

Appointed by couple of clients (Mr and Mrs) following them meeting up with several advisers (I would do the same).

Why did you appoint me I asked.

As you were the only one talking about running our money down and enjoying ourselves, the others just wanted to invest it.