Harsh

[Harsh @harshh36]

@pointperkspicks Customer care told that even if you opened the account when this metal DC was offered with 0 issuance and annual fee, but with the new charges effective July 1st, this card will be charged at Rs. 1499 AMC.

[Harsh @harshh36]

@DoBaniye Still figuring out the best use case of it. I rarely shop on Flipkart.
I think a 2:1 transfer ratio to Magnify could be it. Any other ideas?

[Harsh @harshh36]

@bethalaluka Never received this spend based offer on my Cashback CC 😕

[Harsh @harshh36]

@FinPaal What does cult support say?

[Harsh @harshh36]

@desi_dime For me it's worth Rs 1000 + 30 gems.
No discount on the gift card

[Harsh @harshh36]

@imYadav31 A few hours early for April fools 🤪

[Harsh @harshh36]

@CardNiti As you mentioned if someone wants to see the benefits of another card, we can add the first 8 digits but eventually we don't necessarily have those cards.

[Harsh @harshh36]

@itsMrKPK @ninadnsapre @iSatishAgarwal @ProfessorCardz I'm not gonna use any either way. Took the card just so I can continue the relationship with Axis. And Neo joining benefit of 100% cb for utility bill payment seemed better.

[Harsh @harshh36]

@onpointindia I have sent DM. Kindly check and assist.

[Harsh @harshh36]

@onpointindia I think there's an issue with your Support email. I have an issue with my OnPoints.

[Harsh @harshh36]

@SartanparaYash Seems that this card works best in the Diamond Tier. However, for someone whose annual spends don't exceed 5L, this card won't extract the max benefits. So SBI PhonePe Black seems a better option.

[Harsh @harshh36]

@SartanparaYash @imYadav31 I can see Horizon CC and Select CC (joining and AMC applicable). Now I'm unsure if I should go for Horizon or the Neo (LTF). Any input here? I haven't entered the points scenario yet, only held cashback cards so far.

[Harsh @harshh36]

@CardNiti https://t.co/aZc13wpxC7 I just recalled this. I think we can apply for add-on via the app.

[YourCardJourney @YourCardJourney]

XIII. How to request an add-on card in PNB One App?
A. PNB One App → Apply Debit Card → Select Imperial Debit → Apply.

[Harsh @harshh36]

@YourCardJourney I got my primary card 15 days ago. Can I apply for the add-on card now so do I still have to wait for 1 month ?

[Harsh @harshh36]

@CardsavvyIndia But even if we don't reinvest immediately, in the long run we're still making more than an FD that gives max 8% return. Isn't it?
Like you said, 10.xx on a bond compared to any FD. So it's a 2% profit, no?

[Harsh @harshh36]

@bigulchugh Nice way to put it 😂👌🏼
They seriously need to reconsider this strategy.

[Harsh @harshh36]

@CardsavvyIndia I also made a Zomato tx worth 3k yesterday. So based on current offer, I will get rs. 300 cashback before next cycle statement generates.
Even after doing an Airtel recharge that would fetch nearly rs.200, it wouldn't be enough to overshadow the rs.590 fees