Harshil

Love Sports & Music. Tweet's anything that interests me !

[mememandir @mememandir]

Blended Ethanol full music video

[Piyush Rai @Benarasiyaa]

Priyanka Gandhi took ANI, PTI and IANS to cleaners!

[Abhijeet Dipke @abhijeet_dipke]

The silence of mainstream media on Sonam Wangchuk’s hunger-strike will never be forgiven.

[Dhruv Rathee @dhruv_rathee]

One guy is looting money by forcing Ethanol
Another is land grabbing for his real estate empire
One is making money from leaking exam papers
Another is looting by selling the Nicobar Island

Top to bottom, everything is corrupt and compromised in this Modi govt.

[Arfa Khanum Sherwani @khanumarfa]

VHP goons disrupts a Christian prayer gathering, harassed worshippers, accused them of religious conversion and handed them over to the police.
Yes,now these goons run the law and order system in India.
“India is the safest place for minorities on earth”

[Kashish Sharma @kashskskl]

2568 crore, i repeat 2568 CRORE
not on education but THIS

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[Telegram Messenger @telegram]

Over 300,000 people die of drowning each year. In order to protect society, it is now illegal to consume or possess water.

Your government is also considering banning solid food, as it presents a needless choking hazard.
You are not an adult.
You are a baby.
Eat the baby food.

[वरुण 🇮🇳 @varungrover]

Living in 100% Amrit Kaal,
driving 80% ethanol cars,
breathing 60% polluted air,
drinking 40% adulterated milk,
in an education system with 20% credibility,
to get killed with 0% dignity, by USA missiles, by mob lynchings, by a badly made bridge or a pothole, or just a stampede.

[Mohammed Zubair @zoo_bear]

Bina naam liye bhai ne sab kuch bol diya... 👏👏
Via : Bhupendra Singh Khidia (Instagram)

[Rio Ferdinand @rioferdy5]

Shout out the Japanese fans! Respect

[Real Madrid C.F. 🇬🇧🇺🇸 @realmadriden]

👋 Welcome, Mourinho 👋

[Dhruv Rathee @dhruv_rathee]

BJP is desperately trying to make India into a one party dictatorship.

Shiv Sena, NCP, AAP, BJD, TMC..

They are breaking up one political party after another using money power, bribery, threats of arrest, extortion. This is not just highly undemocratic but it is setting a new precedent for the future.

It is pretty much a guarantee now that the day BJP goes out of power in centre, they will also be broken up into multiple pieces.

[Sabeer Bhatia @sabeer]

No words. Just data.

[Elon Musk @elonmusk]

😂

[Manchester United @ManUtd]

Luke Shaw appreciation post.

Our no.23 has started every single #PL game this season, a significant milestone and testament to his fitness, durability and resilience.

❤️ @LukeShaw23

[Helle Lyng @HelleLyngSvends]

Primeminister of India, Narendra Modi, would not take my question, I was not expecting him to.

Norway has the number one spot on the World Press Freedom Index, India is at 157th, competing with Palestine, Emirates & Cuba.

It is our job to question the powers we cooperate with.

[Neha Singh Rathore @nehafolksinger]

सुनो बच्चों, NEET का एग्जाम बाद में भी हो सकता है लेकिन तुम्हारे मम्मी-पापा ने जो शेर पाला है वो दोबारा नहीं मिलेगा.

शेर अभी तुम्हारे एग्ज़ाम्स खा रहा है, कल करियर खायेगा और परसों पूरा फ्यूचर खा जाएगा…तो क्या शेर पालना छोड़ दोगे?

[Mohit Chauhan @unmutemohit]

This is brutal.😭😭

@GauravGcomic

[Abhishek AB @ABsay_ek]

You remember the auction room of 2018. Some kid from Patiala, barely old enough to vote, zero first class games to his name, suddenly worth 4.8 crore. It looked like the kind of punt that destroys franchises.
7 years on, that same kid is hitting sixes like his life depends on it. Because it does.

From 2019 to 2022, Prabhsimran played just 6 IPL games. Punjab kept the chequebook open, kept him on roster, kept whispering about potential. But potential without release rots you. You spend nights in hotels carrying water bottles. You watch Gayle & Dhawan do your job. You start believing the auction price was a curse, not a blessing.

He ran to stay human. 7 kilometers, then 8. Every morning. The burning in his lungs was better than the silence of the bench.

Sachin Tendulkar told him something once; He said most boys would kill to sit where he sat. Told him to find contentment there. Sounds like advice for a monk, not a cricketer. But Prabhsimran clung to it.

Then 2023 happened. The Impact Player rule dropped. Purists screamed about death of cricket. For Prabhsimran, it was oxygen. He could swing from ball one without worrying about the collapse.

13th May 2023, Kotla. Delhi Capitals had them against the wall. He walked in & played the innings of his life. First 30 balls: 27 runs. Next 35: 76 runs. No other batter crossed even 20 runs for his team while he scored his 1st IPL century. Delhi missed the playoffs. Prabhsimran found himself.

But that is not why he bats like his life depends on it. You need to meet Sardar Surjit Singh, His father. Kidney failure. Three sessions a week hooked to machines. The house in Patiala is heavy with it. The only time the old man lights up is when his son opens for Punjab. They carry him to the couch before every game. Position the TV. For 3 hours, the sickness vanishes.

Think about that weight. Every boundary is not runs for him, It is medication. Every six is oxygen for an old man. When he says he plays for his father, he means it literally. The single joy in a week of hospital corridors & medical debt.

Come the 2025 auction, Punjab retained 2 players only. Shashank Singh & him. 4 crore for a keeper who had spent 4 years doing mostly nothing. He repaid them with 549 runs at 160 strike rate.

Shreyas Iyer gave him something simple; Freedom. Told him he was senior now. Told him one bad game would not end him. Freedom to fail.

Now he is flying. Strike rate pushing 173 this season. 80* against Mumbai off 39 balls. 51 off 25 against SRH. Each innings bigger than the last: 37, then 43, then 51, then 80*.
The boy who waited is now the man who delivers.