#classofone - Twitter Hashtag

over 2 years ago

@AnthonyLaFauci My 20 year reunion will just be me in a fancy restaurant drinking over priced cocktails. #Homeschooled #ClassOfOne

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Chris Hoeger

@DataDInvesting

over 2 years ago

$SOFI is in a #classofone when it comes to gaining market share in the fintech personal loan market. They are the only lender who has been resilient to the rate hike cycle. A lot of this comes from the timing of their bank charter, but a lot of it is also from execution.

DataDInvesting's tweet photo. $SOFI is in a #classofone when it comes to gaining market share in the fintech personal loan market. They are the only lender who has been resilient to the rate hike cycle.

A lot of this comes from the timing of their bank charter, but a lot of it is also from execution. https://t.co/jtNpCuWfzx

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Chris Hoeger

@DataDInvesting

over 2 years ago

Today's #classofone $SOFI post: SoFi has differentiated results Here is quarterly deposit growth rate since SoFi became a bank: Now this chart deserves a large caveat. SoFi only became a bank in 1Q22, so there is a huge amount of base effects that accounts for the outperformance for the 2022 numbers. However, even when you look at absolute QoQ deposit growth, SoFi is showing differentiated results. Before the banking crisis in 1Q23, it appears all you needed to grow deposits was a high APY, and all these neobanks were growing like crazy. However, starting with the banking crisis, that wasn't enough anymore. Remember also that $DFS and $ALLY total deposits are around 10x SoFis, so the relative growth is still excellent. SoFi is the only bank who are adding more deposits now than they were in 4Q22. In fact, both $LC and $ALLY have had quarters with deposit losses. SoFi is taking over market share and attracting new people to the platform at a record pace, at lower customer acquisition cost, and during a time when M2 is shrinking. People trust their money with SoFi.

DataDInvesting's tweet photo. Today's #classofone $SOFI post:

SoFi has differentiated results

Here is quarterly deposit growth rate since SoFi became a bank:

Now this chart deserves a large caveat. SoFi only became a bank in 1Q22, so there is a huge amount of base effects that accounts for the outperformance for the 2022 numbers.

However, even when you look at absolute QoQ deposit growth, SoFi is showing differentiated results. Before the banking crisis in 1Q23, it appears all you needed to grow deposits was a high APY, and all these neobanks were growing like crazy. However, starting with the banking crisis, that wasn't enough anymore. Remember also that $DFS and $ALLY total deposits are around 10x SoFis, so the relative growth is still excellent.

SoFi is the only bank who are adding more deposits now than they were in 4Q22. In fact, both $LC and $ALLY have had quarters with deposit losses. SoFi is taking over market share and attracting new people to the platform at a record pace, at lower customer acquisition cost, and during a time when M2 is shrinking. People trust their money with SoFi.

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Chris Hoeger

@DataDInvesting

over 2 years ago

Revenue growth since $SOFI went public for the most well-known US fintechs who IPO'd in the 2019-2021 timeframe. $SOFI $UPST $HOOD $MQ $AFRM $COIN SoFi is once again best in class. #classofone (This is TTM. Seeking Alpha didn't have quarterly as an option)

DataDInvesting's tweet photo. Revenue growth since $SOFI went public for the most well-known US fintechs who IPO'd in the 2019-2021 timeframe.
$SOFI
$UPST
$HOOD
$MQ
$AFRM
$COIN

SoFi is once again best in class.
#classofone

(This is TTM. Seeking Alpha didn't have quarterly as an option) https://t.co/Q7DeiWp9LY

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Chris Hoeger

@DataDInvesting

over 2 years ago

$SOFI vs $AFRM #classofone charts: Revenue Net Income SoFi's 2022 growth was higher than AFRM, it's 2023 growth is higher than AFRM, 2024 growth projections are higher than AFRM. 2024 EPS expectations: SOFI: +$0.16 AFRM: -$0.98 AFRM Market cap 7.4B SOFI market cap 6.4B

DataDInvesting's tweet photo. $SOFI vs $AFRM #classofone charts:
Revenue
Net Income
SoFi's 2022 growth was higher than AFRM, it's 2023 growth is higher than AFRM, 2024 growth projections are higher than AFRM.

2024 EPS expectations:
SOFI: +$0.16
AFRM: -$0.98

AFRM Market cap 7.4B
SOFI market cap 6.4B

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Chris Hoeger

@DataDInvesting

over 2 years ago

At the end of the 3Q23, $SOFI CEO said that "SoFi is in a class of one". So I'll be releasing #classofone charts. Here is the first one. Here is quarterly revenue of SoFi compared to its peers that operate in the fintech personal loan space.

DataDInvesting's tweet photo. At the end of the 3Q23, $SOFI CEO said that "SoFi is in a class of one". So I'll be releasing #classofone charts. Here is the first one.

Here is quarterly revenue of SoFi compared to its peers that operate in the fintech personal loan space. https://t.co/SNpffG2yAZ

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Jace England

@JaceEngland1

about 3 years ago

#classofone

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Jace England

@JaceEngland1

about 3 years ago

Good morning. Become a #classofone today

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That's...The Moment! @TravelAgentA

about 3 years ago · Florida

@connoracfc @davidbertinelli @mitchlafon @Roth_Army @1967Rich @NerdHalen @lucyandSean @GregRenoff @Gaz5150 @GeoffRobinson51 @RobHSafc It's a mighty good response, coming from a Bertinelli... #MightyVanHalen #ClassOfONE #ONEBreakComingUp

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Nick @nickinnocent

over 4 years ago

Easy to win best Xsara when you are the only one in one. #ClassofOne #AWinIsAWin (if you own a zx or Saxo you should of gone). 😂

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Ev Strong 🗿⚡ @ecstrong91

over 4 years ago

@TrevonDiggs Every other @nfl teams DB squad, trying to catch this lightning in a bottle, but Tre a #ClassofOne

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UNC Bears Volleyball @UNC_BearsVB

over 6 years ago

Tomorrow Senior Night for our lone senior, Libero @taylorSMels ! We are so grateful that she chose UNC and can’t wait to celebrate her!! Make sure to be at Bank of Colorado Arena tomorrow night to help honor Taylor! #ClassofOne #BearPride #GoUNCBears #BigSkyVB #NCAAVB