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A bank won’t approve a $900,000 mortgage for someone earning $95K a year. A dealership won’t finance an $80,000 truck for someone making $38K. But an 18 year old can take on $180,000 in student loans for a degree that leads to a $42,000 salary. No one stops to ask whether the numbers make sense. We let teenagers sign up for debt that can follow them for decades before they’ve even started their careers. Then we wonder why they can’t afford a house. The bank protects itself. The dealership protects itself. The university gets paid. And the student is left holding the debt.

Today's political lesson... When a fly falls into a cup of coffee. The Italian – throws the cup, breaks it, and walks away in a fit of rage. The German – carefully washes the cup, sterilises it and makes a new cup of coffee. The Frenchman – takes out the fly and drinks the coffee. The Chinese – eats the fly and throws away the coffee. The Russian – drinks the coffee with the fly, since it was extra with no charge. The Israeli – sells the coffee to the Frenchman, sells the fly to the Chinese, sells the cup to the Italian, drinks a cup of tea, and uses the extra money to invent a device that prevents flies from falling into coffee. The Palestinian - blames the Israeli for the fly falling into his coffee, protests the act of aggression to the UN, takes a loan from the European Union to buy a new cup of coffee, uses the money to purchase explosives and then blows up the coffee house where the Italian, the Frenchman, the Chinese, the German and the Russian are all trying to explain to the Israeli that he should give away his cup of tea to the Palestinian so there will be peace.