Top Tweets for #tchbpi2019
At the #TCHBPI2019, Upstart Chief Compliance Officer, Annie Delgado, spoke on a panel about how Upstart is using #AI to expand access to affordable credit. Thank you to @bankpolicy and @TCHtweets for having us at the conference. #fintech #ailending
Last tidbit from #tchbpi2019: Fed General Counsel Mark Van Der Weide suggested the Fed is willing to consider tweaking the timing of when it calculates the capital surcharge for megabanks, something that contributes to end-of-year repo volatility. 1/2
Paul Stoddart, President, NPP discusses the learnings he has seen from real-time payment implementation, one of which was that when it is led the regulator, "It brings the industry together to act in one movement & we've been surprised at just how effective it's been."#tchbpi2019
OCC chief counsel Jonathan Gould notes that mortgage servicing is increasingly happening outside the banking system and says regulators should think about whether that’s what they want. “Are we making policy by accident? ... That is a danger.” #tchbpi2019
Offering #FedNow in 2023 or later meets the legal requirement for action — @federalreserve general counsel accidentally reminding audience the Fed doesn’t consider the EFAA’s legal requirement to provide consumers access to their $ as soon as technologically feasible. #tchbpi2019
CFPB Director Kraninger tells audience of bankers about how much she’s been meeting with industry, saying “you are really helping drive the agenda” on what policies need to be made more efficient. #tchbpi2019
Great sessions today at #tchbpi2019! WilmerHale's @dangallagher moderated a panel this morning that discussed what could be upcoming in bank litigation and enforcement @bankpolicy @TCHtweets https://t.co/azD6R00FP8
Fed’s Carol Evans tells bankers to pay attention to diversity and inclusion in terms of who’s at the table in developing new AI for underwriting purposes. #tchbpi2019
What's the role of artificial intelligence and machine learning in consumer credit? We published a discussion draft soliciting feedback on the appropriate regulatory framework. Click the link below or pick up a print copy following the panel. https://t.co/PmBVgS3A93 #tchbpi2019
45% of Americans have access to prime rate loans.
83% of Americans have never defaulted on a loan.
@Upstart wants to use AI to bring more people into the game — chief compliance officer Annie Delgado @TCHtweets #tchbpi2019.
In his remarks, Muzinich stated “the US is one of only a few countries that allows anonymous shell companies.” He said Treasury is working with Congress to find a bipartisan solution that protects national security, minimizes burdens on businesses & protects privacy. #tchbpi2019
The third and final day of the TCH+BPI 2019 Annual Conference is kicking off this morning with remarks by Deputy Secretary of the Treasury Justin Muzinich. #tchbpi2019
As you make your way to the final panel of the afternoon, click on the link below to explore just a few of the many research notes and blog posts published by BPI on the topics discussed today. #tchbpi2019
Chris Feeney, BPI Executive VP and President of BITS, offers insight on how regulators define operational resilience in a global economy. #tchbpi2019
Real-time payments allows for daily payment for workers. Gig workers moving more quickly for this — @Paychex Eric Wade highlighting how RTP can transform old systems like biweekly payroll. #tchbpi2019.
Thank you Bank Policy Institute for inviting Chairman McWilliams to be part of the conversation at your 2019 Annual Conference. #tchbpi2019 #fintech @BankPolicy @TCHTweets
Happening Now: CEOs from Citigroup, Comerica, Regions, Synchrony and U.S. Bancorp are on stage discussing the evolving business landscape, technological shifts and changing consumer demands with moderator Fritz Nauck from @McKinsey. #tchbpi2019
FDIC's McWilliams calls for regulators to support banks' innovation efforts, remove unnecessary regulatory impediments. https://t.co/oldHksFUCJ #tchbpi2019
“If a tech company wants to be regulated like a bank, they’re welcome to come on board...we have 6,000 employees and we will hire 6,000 more.” FDIC Chairman Jelena McWilliams in response to tech companies seeking to exploit ILC charters. #tchbpi2019
FDIC Chairman McWilliams tells bankers that BB&T and SunTrust made it very difficult to decline their merger (someone in the audience, didn’t see who, put a triumphant fist in the air to laughter) #tchbpi2019
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