Dehumanizing speech is ungodly, whoever says it and wherever it comes from. It has no place among those who follow Christ.
Every human being bears the image of God. Demeaning someone cannot take that away, but it does reveal something grievous in us. We have forgotten the dignity we share with the person we’re attacking.
James saw this plainly: "With it we bless our God and Father, and with it we curse people who are made in the likeness of God… My brothers and sisters, these things ought not to be so" (James 3:9–10).
We may have a real grievance. We may feel strongly about a cause or a political conviction. None of that gives us permission to degrade another person. Even on the cross, Jesus prayed for those who crucified Him.
Following Him means learning to regard people with that same mercy, especially when we are angry.
Before we speak, we need to remember whose image the person before us bears.
Assumptions never questioned leave us bereft of the questions never asked.
An unexamined premise doesn't just stand there. It quietly decides which questions can come up at all. The disciples assumed the man born blind was being punished, so all they could ask was "who sinned?" Jesus questioned that assumption, and a question they couldn't have asked came into view: what might God be doing here?
An unexamined premise doesn't just stand there. It quietly decides which questions can come up at all. The disciples assumed the man born blind was being punished, so all they could ask was, "Who sinned?" Jesus questioned that assumption, and a question they couldn't have asked came into view: what might God be doing here??
Language brings people together, and sets them apart. It welcomes and excludes, sometimes with the very same words. We often say that Pentecost reversed Babel. There is truth in that, but Acts 2 deserves a slower reading. Luke never says the crowd heard a single language. He says each person heard the mighty works of God in the language they had grown up speaking. The Spirit did not teach the Parthians Aramaic; the Spirit put the nations’ native speech on Galilean lips. Babel’s confusion was undone, but its diversity remained, and more than remained: it was embraced and made holy.
Willie James Jennings places this insight at the heart of his reading of Acts, and I think he is right. The first thing the Spirit does to the Church is teach it to speak the stranger's language. The Spirit does not ask the stranger to learn ours. That turns our usual idea of belonging upside down. We tend to think people belong once they have learned our idiom, our ways, our vocabulary. Acts 2 points in the opposite direction: a Spirit-filled community takes on the work of learning your language.
That is why worship of the Triune God is universal without becoming uniform. Lamin Sanneh argued that this marks the deepest structural difference between the gospel and religions bound to a sacred tongue. The gospel has no single holy language. It can be translated without remainder, and every vernacular it enters becomes a fitting vessel for the praise of God. John sees the same vision at the throne in Revelation 7: every nation, tribe, people, and tongue is present, and no tongue disappears into another. Unity lies in the One being worshiped, not in the language used to worship Him.
Language’s power to divide is real, and so is the cost of crossing that divide. It takes years to learn another people's speech well enough to pray in it, laugh in it, and accept correction in it. That cost is no detour from the Spirit’s work; it is part of the Church’s Pentecostal shape. The Word Himself learned Aramaic as a child before He ever preached in it. Every tribe and kindred speaks a language that reveals the astonishing creative genius of the One who calls each of us by name, and calls us by the name our mothers gave us, in the language they spoke.
@markchironna “Genuine revelation is always born on the path of transformation, which is never a shortcut but always a three-day journey: death, burial, and resurrection, again and again and again.”🔥🔥🔥🔥🔥
After more than fifty years of preaching, I have come to recognize that perhaps the greatest temptation along this journey has been to speak of an experience before it has truly had the time to become one in me.
I have learned that this is a particular hazard for those of us entrusted with the call to preach, perhaps especially in the Pentecostal tradition.
When you have walked through seasons when your presence is in demand, you learn, almost by necessity, to turn your experiences into words with a certain urgency, sometimes before they have settled in your soul.
In these latter years, I am learning, albeit slowly, and sometimes with pain, to slow down to the speed of life in order to slow down to the speed of revelation.
In my earlier years, I imagined that revelation was found at the table where preachers compared notes. But I have seen how easily that table can become a place where borrowed or recycled words are mistaken for the voice of the Spirit.
Genuine revelation is always born on the path of transformation, which is never a shortcut but always a three-day journey: death, burial, and resurrection, again and again and again.
I am still trying to catch up to that man who was blinded on the Damascus Road so that he might truly see, the one who confessed, “I die daily”.
Changing your manner changes your outcome more often than changing your directives or your orders. The person who keeps their responsibility but drops their demands, bows, and asks for mercy is not weaker. Force gets narrated in Scripture. It is never handed to us as a method.
@BensonEmmahnuel@Obeten6 Change your approach. ALWAYS send in a Fee Proposal stating Brief, Scope, Fees and Timeline before designing. You deposited value and expect to be compensated via remuneration
YOUR LATE FATHER OR MOTHER MAY HAVE MONEY WITH FMBN THAT YOUR FAMILY HAS NEVER CLAIMED.
Yes, really. If your parent, spouse or relative worked in the civil service or another organisation where National Housing Fund (NHF) contributions were deducted from their salary, there could be contributions due for refund.
Here is something many people don't know: NHF contributions are not lost when you retire. When an NHF contributor retires from employment, the contributions are refundable, together with the applicable interest, in line with the NHF rules.
And if the contributor dies before collecting the refund, the money does not simply disappear. The next of kin or legal personal representative can make a claim, subject to FMBN's documentation and verification requirements.
So, if your father or mother retired after many years in the civil service, or you have a deceased spouse or relative who contributed to NHF, please check. There may be money due to them that the family simply doesn't know about.
What will FMBN need? For a retired contributor, FMBN will generally need information and documents that enable it to identify the contributor, confirm the NHF account and contributions, establish retirement, and process payment.
These may include the NHF registration/account details, means of identification, retirement letter or evidence of retirement, bank account details/BVN and completed refund documentation.
For a deceased contributor, the family should be prepared to provide information such as the contributor's name and NHF details, death certificate, identification of the claimant, evidence establishing the claimant's legal authority or relationship to the deceased, bank details and other documents FMBN may require to verify and process the claim.
Don't worry if you don't have every document immediately. Start by contacting FMBN with the contributor's full name and any employment or NHF information you can find. They can advise you on the records available and the exact documents required for your particular case.
In 2025 alone, FMBN refunded about ₦15.6 billion to more than 55,000 contributors.
If you are a retired NHF contributor, or the next of kin of a deceased contributor, it is worth making that enquiry.
Contact FMBN Customer Service on 0903 633 2566, 0902 323 9419, 0805 788 1824 or 0809 600 0018. You can also reach them on WhatsApp via 0809 999 0027 or 0809 999 0028.
Visit https://t.co/ueYFPd5VLQ or the nearest FMBN office for further information.
Please share this with your family, friends, retirees and especially the children and next of kin of deceased civil servants.
Someone you know may have NHF money waiting to be claimed — and the family may simply not know about it.
This is Homeownership Insights with Mark Chieshe
#HomeownershipInsights #NHF #FMBN #NHFRefund #Retirement #CivilServants
Jesus did not come to give us beautiful teaching about love and leave us to attempt it. He came to live the fully human life none of us manages, and to hand that life over to us as our own. What was impossible for us became possible in Him.
— distilled from the brilliance of the late John Zizioulas
We often talk about “God’s glory” as if it were a slogan. But the truth is, many of us treat it as a cover for our own vanity. We want the world to see us as “holy,” forgetting that true holiness is when the world sees Christ and forgets about us. 🧵
The Passion is not a sequence the Church outgrows. Crucifixion, burial, resurrection, ascension, and Pentecost are not rungs on a ladder where each is left behind once the next is reached. They are the single Christological act of God by which the world is redeemed, and the Cross stands at the center of the whole of it.
The One who ascended is the One who was crucified, and the body now seated at the right hand of the Father still bears the wounds. When John is granted sight of the throne room, what he sees in the midst of the throne is a Lamb standing as though slain. Glory does not erase the marks of the Passion; it displays them.
There is no reign that is not the reign of the Crucified, and there is no throne that is not occupied by the Lamb. God has reigned from the tree, and the tree is not behind Him.
Any teaching that treats Calvary as a finished transaction now superseded by higher revelation, greater glory, or more advanced spiritual experience has not moved beyond the Cross but away from it. The hunger for what lies past the Cross is most often a hunger for a Christianity without loss, without shame, and without dying, which is a Christianity without Christ. The Cross is not the entrance into our life in God. It is the shape of that life from beginning to end.
YOU DON’T NEED ₦50 MILLION TO BUY A ₦50 MILLION HOUSE!
Let me share something that might change the way you think about buying a house. You see a house you like. It costs ₦50 million. You check your savings and say, “₦50 million? I can’t afford this.”
But wait. Who says you must have the entire ₦50 million in cash?
That’s where a mortgage comes in. For example, if you qualify for a mortgage that requires 20% upfront, you need ₦10 million to start — not ₦50 million. The mortgage finances the balance, and you pay it back gradually over several years.
So the next time you see a house you like, don’t immediately ask: “Where will I get ₦50 million?”
Ask instead: “How much do I need upfront?”; “What mortgage can I qualify for?”
And most importantly: “Can I comfortably afford the monthly repayment?”
Those three questions can completely change the way you look at homeownership. So, don’t disqualify yourself before you even find out what is possible.
You may be closer to owning your own home than you think.
I’m Mark Chieshe, and this is Homeownership Insights.
Taking the Name in vain has little to do with profanity. It has everything to do with fastening God’s Name onto one’s own ambition and asking others to call the result revelation.
Jeremiah watched prophets borrow words from each other, stamp them with “thus says the Lord,” and hand them to the people. He called it theft. He didn’t call is sincerity gone sideways. He called it theft.
Homeownership Insights by Mark Chieshe - Executive Director, Housing, Urban Research and Development Initiative (HURDI)
You Have More Options Than You Think.
Over the past two years, four government-backed institutions have been quietly helping thousands of these Nigerians who know and are taking action to finance and own their homes. They are: the Federal Mortgage Bank of Nigeria (FMBN), MOFI Real Estate Investment Fund (MREIF), Nigeria Mortgage Refinance Company (NMRC) and Family Homes Funds Limited (FHFL).
In 2025 alone, FMBN financed the constrution of 6,911 housing units. It also disbursed N8.2 billion in individual NHF mortgages , while another N7.1 billion helped 367 Nigerians acquire homes through its Rent-to-Own programme.
MREIF, had by June 2026 provided about N128 billion in mortgages to 1,859 Nigerian families across 25 states. Family Homes Funds also expanded access through its Help-to-Own programme by facilitating 208 long-term mortgages worth N6.74 billion.
Then there is NMRC, which works a little differently. You don't normally go to NMRC to collect a mortgage directly. Instead, NMRC works behind the scenes by providing long-term funding to commercial banks and primary mortgage banks, enabling them to offer longer-term mortgages to Nigerians. NMRC has deployed about N22.3 billion to finance mortgage portfolios of mortgage lenders.
These are solid government-backed institutions and programmes that are making Nigerians homeowners. And together, they represent some of the most affordable homeownership financing options available in the country today.
With FMBN, an eligible NHF contributor can access up to N50 million at 6% per annum, repayable for up to 30 years. With MREIF, you can access substantially larger mortgages at a current fixed rate of 9.75% per annum, repayable for up to 20 years, with equity contribution starting from 10%. And with Family Homes Funds' Help-to-Own, a qualifying first-time homebuyer can start with just 10% equity, while FHFL and participating mortgage institutions provide the remaining financing.
What this means is that you have more options today to own a home than you did five years ago. So, if you earn a decent and regular income, live in rented accommodation and have never seriously tried to own your home by engaging any of these institutions, I encourage you to try. Don't just conclude that you cannot afford a house simply because you don't have N30 million, N50 million or N100 million sitting in your bank account.
Find out what you qualify for first. You may be surprised that with your income and the right equity contribution, you can begin the journey from tenant to homeowner sooner than you think.
I say this from experience. I have spent over 15 years working in Nigeria’s housing sector as a consultant, strategist and policy analyst.
For those of you who are interested, I have pulled the contact information of these information so you can contact them directly to start.
FMBN
https://t.co/ueYFPd5VLQ
09-2920689, 09-2920690
[email protected]
MREIF
https://t.co/mH9UEoesK0
+234 (0) 201 330 1828 / +234 (0) 201 330 1829
[email protected]
Family Homes Funds Limited
https://t.co/a1qAfbYsKr
+234 (0) 813 988 0390 / +234 (0) 906 000 8043
[email protected]
My advice to you is that: If you are already paying millions of naira in rent every year, find out whether that same income can help you start paying for a home of your own.
You really have more options than you think. Good luck!
So much wisdom in #TheWord.
So much wisdom.
Many of God’s children have a wrong sense of how important Work is to God.
To get the good kinds of outcomes that we desire in Life….. that is, the kinds of outcomes that are not from dishonest gains, God instructs us to “put in the work”.
It is the Work we put in that our God then blesses.
And then His blessing on the Work makes rich without the sorrow that accompanies dishonest gains.
Fools gain wealth dishonestly thinking there will be no consequences but surely as night follows day, treasures of wickedness will be punished if not in the short run but definitely in the long.
The moral legitimacy of wealth matters more to God than people realize.
As it is with people, so it is with nations.
God wants us to “put in the good work” for Him to bless.
Deuteronomy 28:12
“The LORD shall open unto thee his good treasure, the heaven to give the rain unto thy land in his season, *and to bless all the work of thine hand*: and thou shalt lend unto many nations, and thou shalt not borrow.”
Deuteronomy 15:10
“…for this thing *the LORD thy God shall bless thee in all thy works*, and in all that thou puttest thine hand unto.”
Psalm 90:17
“And let the beauty of the LORD our God be upon us: *and establish thou the work of our hands upon us; yea, the work of our hands establish thou it.”*
Deuteronomy 30:9
“And the LORD thy *God will make thee plenteous in every work of thine hand*…”
Put in the Work! ✍🏾✍🏾✍🏾