Info meeting R&D this week, next year Malaysia dijangkakan akan capai suhu 40 °C. Semoga kita semua dilindungi-Nya selalu dan dijauhi dari kemudaratan serta bencana.
kebiasaan
Mereka y rumahnya tak terkesan dgn pelarian, dia akan kata isu pelarian ni perlu lemah lembut, hikmah
mereka y rumahnya terkesan dgn pelarian, dia akan keras sikit pasal isu
lembutnya mereka dgn pelarian menyusahkan org lain y terkesan dgn pelarian
Doktor2 ni dulu belajar dpt straight As, study berhempas pulas 6 tahun, pastu join KKM dilayan camni?? While our dumb and taikun puppets politicians entitled to nonsense allowances?
This is downright insulting.
Aku ada instinct yang Ustaz Azlan Shah dah nampak kerosakan masyarakat harini disebabkan oleh sistem perbankan riba termasuk islamic banking tapi dia tengah fikir macam mana cara nak sampaikan kepada masyarakat.
Dulu bila tengok prefix no handphone kita dah tau guna telco mana.
019 - Celcom
017 & 012 - Maxis
016 - Digi
018 - U Mobile
Sekarang dah bercampur2 dah.
Kepada saudara Muhammad Murabbi juga saya cadangkan drpd terangkan hilah baik tengok dulu kerangka bank islam cmana.
Tau tak both bank islam dan bank konvensional tak guna duit sedia untuk loan/finance tapi cipta duit dari ketiadaapaan?
Yang diharuskan oleh mazhab syafie tu ada risiko yang sebenar. Dan ianya tidak dirancang. Apa yang dibuat oleh "Islamic" banking ialah helah yang dirancang & tiada risiko seperti perniagaan. "Islamic" banking tak miliki pun aset-aset yang "dijual" balik kepada pelanggan tu. Mana boleh jual barang yang kita tak miliki lagi. Benda tu basic.
Hadis pasal kurma tu kena faham jual beli kat situ masih ada risiko. Orang yang jual kurma buruk untuk dapatkan cash supaya boleh beli kurma baik tu masih terdedah dengan risiko. Dan dia memiliki kurma buruk tu terlebih dahulu sebelum dijual. Dan apabila dia dapat cash, ada risiko kurma baik yang nak dibeli tu naik harga & dia tak dapat beli kurma baik tu dengan cash yang dia dapat hasil jualan kurma buruk tersebut. Dan kesemua transaksi tersebut tidak dirancang seperti apa yang dibuat oleh Perbankan "Islam". Sangat jauh beza. Perbankan "Islam" tidak terdedah dengan risiko jual-beli sebenar kerana Perbankan "Islam" tidak membuat jual-beli in the first place melainkan hanya helah-helah beberapa saat untuk menghalalkan riba.
Boleh cari sendiri jumlah production kelapa sawit setahun di Malaysia kemudian cari sendiri transaksi "jual-beli" kelapa sawit di Bursa Suq Al Sila on a daily basis kemudian bandingkan. Kemudian cari balik hujah-hujah Ibn Qayyim Al Jauziah tentang helah-helah untuk menghalalkan riba.
Lepastu fahamkan secara asas bagaimana bank mencipta wang daripada tiada kepada ada & bagaimana Perbankan "Islam" pun tidak lari dari method yang sama apabila loan "Islamik" diberikan kepada pelanggan. Benda ni bersepah boleh cari kat internet.
Kalau malas nak cari satu-satu boleh pergi YouTube Ustaz Noor Derus dan habiskan syarahan beliau tentang siri pembokaran riba Perbankan "Islam". Beliau bawakan hujah-hujah daripada ulama salaf & bukti-bukti praktis sebenar Perbankan "Islam" yang jelas hanya menunggang nama Islam untuk menghalalkan riba.
Jangan samakan ulama-ulama salaf yang tidak mencari makan dengan mengambil gaji daripada pemerintah & korporat dengan ulama-ulama moden yang terikat makan gaji daripada pemerintah, korporat & bank. Fahamkan apa itu conflict of interest.
Aku tabik Ustaz Azlan Shah sebab faham kesan-kesan riba & call out kejahanaman sistem riba ni. Credit where it's due.
Namun, aku harapkan beliau lebih tegas dengan "Islamic" banking/finance yang menunggang nama Islam untuk mencelakakan umat dengan penghalalan riba.
Mungkin beliau terhutang budi kerana pernah berkerja dalam industri Perbankan "Islam" sebelum ni jadi beliau masih mengambil jalan selamat dengan memberi benefit of the doubt terhadap "Islamic" banking/finance which tidak sepatutnya begitu.
Jadi suami penat. Jadi isteri penat. Jadi ayah penat, jadi mak penat.
Hidup ini memang tempat kita berpenat2.
Yang membezakan kita bukan penat atau tak, sebab hakikatnya memang semua orang penat.
Tapi yg membezakan kita adalah siapa yang sabar dan bersyukur, atau sebaliknya.
Something that I told my wife otw belanja grocery that I want to document it here.
Masyarakat kita sebenarnya dah tenat dan semakin jauh daripada cara agama mengajar kita melihat kehidupan.
Orang muda nak berkahwin pun ditakut-takutkan.
“Dah cukup duit ke?”
“Kerja dah stable?”
“Rumah dah ada?”
“Macam mana nak survive?”
“Macam mana nak bagi anak bini makan?”
As if marriage only becomes permissible once a man has achieved some arbitrary level of financial certainty.
Sedangkan Allah sendiri berfirman:
“If they are poor, Allah will enrich them from His bounty.”
Surah An-Nur 24:32
Notice what Allah is telling us.
Allah did not say,
“Only marry once you are financially stable.”
Allah explicitly acknowledges poverty as a possibility and then reminds us that poverty is not beyond His ability to remedy.
Kita terlalu yakin dengan financial planning kita, tapi terlalu lemah keyakinan kita kepada Ar-Razzaq.
Selama kita hidup, bukankah selama ini Allah yang cukupkan rezeki kita?
Sebelum kita ada pekerjaan, Allah dah beri makan.
Sebelum kita tahu dari mana duit akan datang, Allah dah tahu apa yang kita perlukan.
Makhluk yang tak mempunyai pekerjaan, bank account, business plan atau financial security pun Allah bagi makan.
Anjing liar pun Allah bagi makan.
Anak yatim yang kehilangan mak ayah pun Allah bagi makan.
Tiba-tiba bila seseorang nak berkahwin, kita pula yang sibuk bertanya:
“Siapa nak bagi mereka makan?”
Who exactly have we been relying on all this time?
Our salary?
Our employer?
Our savings?
Or Allah?
Of course, this does not mean seorang lelaki boleh kahwin secara reckless, malas bekerja, tak mahu belajar, tak mahu merancang, kemudian label semua itu sebagai tawakkul.
That's not tawakkul.
Tawakkul means you take the means and then place your reliance upon Allah, not upon the means themselves.
Jadi ya, lelaki wajib berusaha mencari nafkah, belajar mengurus kewangan, bersedia memikul tanggungjawab dan buat keputusan dengan matang.
Tetapi menjadikan takut miskin or whatever other reasons sebagai alasan untuk menakut-nakutkan orang daripada perkahwinan adalah sesuatu yang sangat berbeza.
And if marriage eventually turns out to be the wrong decision for someone, so what?
Adakah manusia sejak lahir sampai mati tidak pernah membuat keputusan yang salah?
Of course we do.
Human life is literally a sequence of decisions, consequences, corrections, failures, lessons and improvements.
Some decisions turn out beautifully.
Some decisions turn out terribly.
Some decisions look foolish in hindsight.
Some decisions hurt the person who made them.
And sometimes, the consequences are also felt by the people around them.
That's life.
What does a healthy community do when someone makes a bad decision?
If they're wise, they guide, advise, assist and help the person recover.
If they're foolish, they condemn the person as though they themselves have never made a single mistake in their entire life.
Bukankah begitulah manusia belajar?
Bukankah begitu keluarga berfungsi?
Bukankah begitu komuniti membantu anggotanya?
Bukankah sebahagian besar kemajuan manusia sejak awal peradaban datang daripada manusia membuat kesilapan, mengalami consequences, belajar daripada kesilapan itu, kemudian memperbaiki diri?
So why do we suddenly treat marriage as though every possible negative outcome must be eliminated before a person is allowed to take the first step?
And this is where our hypocrisy becomes even more obvious.
Look at how society treats riba.
Kita hidup dalam sebuah masyarakat di mana household debt sangat meluas, lebih 80% isi rumah membedal riba. Kalau kau jalan kat public, 8/10 daripada orang yang kau jumpa bedal riba.
But people will casually discuss:
“Loan mana paling murah?”
“Ambil berapa tahun?”
“Credit card mana paling banyak cashback?”
“Macam mana nak maximise points?”
“Ambil loan dulu, nanti refinance.”
“Macam mana nak build credit score?”
In other words, masyarakat bukan sekadar tolerating riba. Sometimes they actively teach people how to optimise it.
Yet Allah's warning regarding riba is not:
“Be careful, nanti susah sikit.”
Allah says:
“If you do not, then be informed of a war from Allah and His Messenger.”
Surah Al-Baqarah 2:279
That is the severity of the warning.
But somehow, our society is often more terrified of a young man/woman getting married while poor than a person entering a transaction that Allah describes in terms of war against Him and His Messenger.
A young man says:
“Aku nak kahwin, tapi aku ada duit sangat.”
“Jangan! Nanti susah!”
A young man says:
“Aku nak ambil loan.”
“Okay, jom kira interest, tenure, cashback and monthly instalment.”
What happened to our priorities?
Why are we so terrified of the possibility that marriage might lead to temporary financial hardship, but so comfortable normalising a financial system explicitly condemned by Allah?
And here's something even more disturbing, Allah Himself tells us who whispers this fear into our hearts.
“Satan threatens you with poverty and commands you to immorality, while Allah promises you forgiveness from Him and bounty.”
Surah Al-Baqarah 2:268
Syaitan menakutkan kita dengan kemiskinan. Allah menjanjikan kita keampunan dan kurniaan.
Read that again.
So when a society constantly tells young people:
“Don't get married, nanti miskin.”
“Don't have children, nanti tak cukup duit.”
“Wait until you're financially perfect.”
“Wait until everything is guaranteed.”
We should at least ask ourselves:
Are we teaching people wisdom and responsibility or are we inadvertently teaching them the very fear of poverty that Allah attributes to the whispers of Shaytan? Are we trying to become Shaytan?
And why are we so terrified of being poor anyway?
Miskin bukan dosa. Susah bukan kehinaan. Hidup miskin bukan failure.
The Prophet ﷺ himself lived through periods of severe material hardship.
Aisha رضي الله عنها narrated that two months could pass without a fire being lit in the households of the Prophet ﷺ, and their food would be little more than dates and water.
Would the modern “provider police” look at that and say:
“Nabi tak cukup provide.”
“Nabi patut kerja harder.”
“Nabi patut bagi lifestyle yang lebih comfortable.”
Of course not.
Because deep down, we know something our modern riba consumerist mindset keeps trying to make us forget:
Being a good husband is not synonymous with making your wife rich.
Providing does not mean guaranteeing your family a life free from hardship.
A man can fulfil his responsibilities and still be poor.
He can work hard and still struggle.
He can provide what he is capable of while his family lives simply.
And none of that automatically makes him a failure.
The companions رضي الله عنهم likewise included many who lived through poverty, hunger and extraordinary hardship.
Yet they did not measure the worth of a life by how comfortable it was.
Because they believed in something we increasingly struggle to believe which is this dunya is temporary.
We are not promised a life without hardship.
We are promised that hardship has meaning when endured with iman and obedience.
And for the believer, the final calculation is not made at the end of this month.
It's made in the Akhirah.
Imagine reaching Jannah by the mercy of Allah after a lifetime of hardship.
The hunger.
The financial struggles.
The tiny house.
The cheap food.
The difficult years.
The sacrifices.
All of it becomes insignificant compared to what Allah has prepared.
Allah says:
“No soul knows what joy has been hidden for them as a reward for what they used to do.”
Surah As-Sajdah 32:17
And no, this isn't an argument for irresponsible marriage. It is an argument against turning financial uncertainty into a religion of its own.
Plan.
Work.
Save what you can.
Learn.
Take responsibility.
Choose your spouse wisely.
Fulfil your obligations.
But after you've done all that, understand one fundamental reality:
You are not the provider.
You are merely one of the means through which Ar-Razzaq provides.
And perhaps that's the part modern people has forgotten.
We have become so obsessed with making sure we can guarantee tomorrow that we have forgotten:
Tomorrow was never ours to guarantee in the first place.
Jadi jangan sampai kita terlalu takut miskin sehingga kita mula meragui janji Allah.
Because poverty is not the greatest disaster.
The greatest disaster is becoming so afraid of poverty that you lose your trust in Allah, normalise what He has forbidden, and abandon what He has made lawful.
These pictures were taken at Isabelle glacier during the same time of year (August 15th) 7 years apart.
The glacier is gone. Climate change is happening.
New from @vantortech, absolutely astonishing images of the China-Nepal Gyirong Port/Rasuwagadhi border post.
Literally nothing is left.
(Before 19 April, After 27 Aug)
Sistem elektronik patutnya boleh proses jumlah sebenar sampai sen terakhir. Tanpa perlu dibundarkan langsung sebab tiada isu “tiada syiling kecil” dalam transaksi digital. Jadi masih patut ke premis bundarkan walaupun pengguna membuat bayaran secara digital? 🤔
Thats why bila aku explain kat wife aku yang property / car salesman ni secara tak langsung agents of riba. Banks want people to loan so rasuah la sikit salesman untuk encourage orang loan.
Tu sebab kita diajar untuk bersangka baik, jaga percakapan, jangan selalu fikir negatif2, mengeluh, mencaci, pukul rata dan sebagainya.
Kalau kita selalu suap and latih otak kita dgn benda2 buruk, itu je lah yang akan diulang2. Whatever thing yang kita selalu buat, otak akan emphasizes lagi
So think wisely
Dah akhir zaman yang kita pun tak tahu bila kita mati, dunia kiamat, normalisasikan pilih benda yang buat kita gembira dan tenang.
Tak nak kerja jauh? Tak apa. Tak salah pun.
Tak nak kerja part time? Tak apa, tak berdosa.
Tak nak beli rumah? Tak ada siapa marah.
Andainya kita mengetahui rahsia aturan Allah untuk kita di sebalik perkara ghaib, kita tidak akan bersedih pada suatu hari atas sesuatu yang telah hilang dari kita, dan kita tidak akan memikul kebimbangan di bahu kita, tidak juga dada kita terasa sesak dan tidak juga kita terbeban akibat terlalu banyak berfikir.
Tenanglah, sesungguhnya kita sentiasa berada di bawah jagaan dan perlindungan Allah, dan perancangan tindakan-Nya lebih agung daripada yang mampu difahami oleh akal kita mahupun apa yang dibayangkan oleh fikiran kita...