Shantanu Jain 🍉

All things Payments @indmoneyapp | Product Management | Ex- @atlanhq | 🇮🇳

[Shantanu Jain 🍉 @hello_shantanu]

"If I had always done what I was 'qualified' to do, I'd be pushing a broom somewhere" @naval

[UN Human Rights @UNHumanRights]

#India: We are concerned by reports of mass detentions of demonstrators, protest leaders, members of civil society organisations, lawyers and journalists, before and during today’s large-scale demonstrations in Delhi.

We call on the authorities to ensure that the right to peaceful assembly is fully respected and fulfilled.

https://t.co/tqrQyZoXBJ

[Shantanu Jain 🍉 @hello_shantanu]

@BJP4India

[Shantanu Jain 🍉 @hello_shantanu]

@charles_maddock Remove packages and moves to CDN

[Shantanu Jain 🍉 @hello_shantanu]

@malpani That's the only "human" in loop , everything else is just machine

[Shantanu Jain 🍉 @hello_shantanu]

It's now Muse vs Instinct vs Dots vs whatever the Google's agent is called

Sleepless night incoming🫡

[OpenAI @OpenAI]

Introducing dots, powered by GPT-6 Astra.

Remarkably capable, always-on agents built to handle everything.

[Shantanu Jain 🍉 @hello_shantanu]

@vaibhavbetter INR billing : Yes
Cheaper than SOTA models but equal in performance.
Indian Support : Not required any sort of support till now, the models are smart enough to figure out the integration issue etc, not faced any technical issue which required the support intervention.

[Shantanu Jain 🍉 @hello_shantanu]

@mukeshb123 @rishibagree Check the podcast she did on Indian express today

[Shantanu Jain 🍉 @hello_shantanu]

@mukund @Muse Yes, Please

[Shantanu Jain 🍉 @hello_shantanu]

@vadapavpaglu @mehulmpt If you would have a little more understanding then youbwould know

Cred app collects the money using a payment aggregator and then process the bill payment via BBPS 🪛

[Shantanu Jain 🍉 @hello_shantanu]

@vadapavpaglu @mehulmpt How is the merchant Bank if I payy credit card bills via cred app or cheq app ?

[Shantanu Jain 🍉 @hello_shantanu]

@MattPRD Waiting for it in India

[Shantanu Jain 🍉 @hello_shantanu]

@vadapavpaglu @mehulmpt It is mention MDR will not be applied on payments via credit card and not cc bill payments 🪛

[Shantanu Jain 🍉 @hello_shantanu]

@TheAdwaithVarma @Muse Pls send bro

[Shantanu Jain 🍉 @hello_shantanu]

@vadapavpaglu @mehulmpt Dumbass, point me to the clause where it says credit card bill payments are not P2M

And also point the same for Autopay

[Shantanu Jain 🍉 @hello_shantanu]

@vadapavpaglu @mehulmpt I recharge via private company which for my society, the transaction gets tagged under maintenance and not electricity itself, so flat 5 won't apply

- why will cc bill payment with UPI none ?
- why will you be exempted from Autopay ?

Why are you delusional about this ?

[Shantanu Jain 🍉 @hello_shantanu]

@Escapeseeker27 @mehulmpt Not just bad, extremely bad

[Shantanu Jain 🍉 @hello_shantanu]

@VijayGajeraO Why do NPCI need 20000cr to run UPI.

Let the bank absorb the cost.

[Shantanu Jain 🍉 @hello_shantanu]

@Escapeseeker27 @mehulmpt Fuck NetBanking, i will better write cheques then use NetBanking, its such a degraded experience

[Shantanu Jain 🍉 @hello_shantanu]

@mehulmpt Electricity recharge: 5k- 20rs
Credit card bills (imo platforms will introduce a fee in future): 50-60k: 240rs
Investment: 4 SIP, 200000- 300rs
Misc >2k: 20000rs: 80rs

In total 640rs/month
7680 in total