Harshal Kute

Investor & Capital Allocator

[Harshal Kute @hkutes]

@VishalBhargava5 @zerodha Congratulations Vishal..keep up the good work in Real estate Journalism!!

[Vishal Bhargava @VishalBhargava5]

Number of redevelopment projects in Mumbai

Borivali: 197
Bandra: 154
Malad: 125
Goregaon: 116
Mulund: 110
Ghatkopar: 87
Chembur: 23
Colaba: 8

No coincidence the two toughest markets in the city today are Borivali and Bandra.

[Neil Borate @ActusDei]

Ram and Shyam graduate in 2008. Both get Rs 1 lakh as a gift by their parents.

Ram listens to business channels, digests slick presentations by MFs & invests in the stock market.

Shyam just listens to his grandmother and invests in gold. Cut to 2025 - they've both made the SAME money.

It boggles the mind. Makes you question your existence.

But on a serious note, this means you should have multiple assets in your portfolio - equity, debt and commodities. Gold and equity have negative correlation - having both reduces volatility.

Within equity I do bat for flexicaps. But alongside that, it makes sense to take exposure to debt & gold via hybrids. I personally do it via hybrids and gold ETF.

Data Source: Aditya Birla AMC

[Harshal Kute @hkutes]

@KirtanShahCFP Expense Ratio is just 0.03% for some Pension managers and Tax efficiency is also high .NPS is a great product as an alternate for Balanced Funds/Fixed Income allocation .All you money cannot always be allocated to Mutual Funds . Your analysis in that regard is biased imo.

[sandip sabharwal @sandipsabharwal]

The Nifty Midcap Index moved from 25000 to 58000 in this bull phase which started in July 2022
A 130% plus move in two years
After such a move a few thousand points correction is normal and par for the course and will still keep the bull phase intact
Midcap Investors should always be ready for deep drawdowns over short periods of time

[Harshal Kute @hkutes]

@VishalBhargava5 This view is of IIT Powai from Hiranandani Gardens Powai.

[Harshal Kute @hkutes]

@VishalBhargava5 Kalina

[Harshal Kute @hkutes]

@VishalBhargava5 Is this Snap taken from Tivoli ?

[Harshal Kute @hkutes]

@ActusDei As per my understanding only the income on 40% Annuity is taxable .The 40% passed on to legal heir on death should be tax free?

[Harshal Kute @hkutes]

@VishalBhargava5 It is not very lucrative to buy Residential property for rental in India so rental supply is constrained .I don’t expect rentals to come down in a hurry .It’s just that this dichotomy is getting corrected after years of low rates .Tenants may have to Higher rents in future.

[Harshal Kute @hkutes]

@VishalBhargava5 Rental yields are already very low in India ..At Gross level 2-3%Compared to 4-5% Globally . Post Maintenance cost ,Property Taxes & Higher EMi ( Most Landlords now paying much higher EMI after 2.5% interest hike ) they are not left with much surplus.

[Vishal Bhargava @VishalBhargava5]

Things that happen.....

[Harshal Kute @hkutes]

@VishalBhargava5 Why are you even giving them publicity on your forum ..I have never seen you speak for the project ?

[Harshal Kute @hkutes]

@DiwakarSharmaa @mid_day @patel_bhupen They are Ilinformed youngsters ..no city can be great without a world class Public transport. if they care for environment their own residential building may have been forest a few decades back .There should be balance between environment and Development.

[Legacy Investing @starhawkemystic]

@1shankarsharma Stock suggestions by CA Rachna Ranade from 2021 and their Multibagger return.
Listen to expert always

[Harshal Kute @hkutes]

@LloydMathias @VishalBhargava5 @knightfrank @KnightFrank_IN @CREDAINational @JLLIndia @cmpropertyINDIA @manishanataraj @MCHI_President Data is misleading ..you can represent the data the way you want it ..in fact Rents in Mumbai are among the cheapest among Major Global cities in USD & Purchasing Power Terms.

[Harshal Kute @hkutes]

@Thevarsteffy @RoadsOfMumbai Does that mean people travel like animals in Mumbai locals. 8-10 people die every day on a average in Mumbai locals . This city deserves a world class Public transport. But so called environmentalist stall such projects for their vested intetest.

[Harshal Kute @hkutes]

@VishalBhargava5 If the Metro project remains stuck because of Aarey & does not start soon how will we maintain social distance for millions of commuters in Mumbai .They will continue to travel in packed trains&busses .Millions will be infected with COVID19.Hope we are able to find solution soon.

[Harshal Kute @hkutes]

@satija_amit @IFFIGoa @esg_goa @TourismGoa @DFF_India @Chatty111Prasad @dip_goa @PIB_Panaji Great work Amit & Team!!!

[Harshal Kute @hkutes]

@darshanvmehta1 All the best Darshan in your new endeavor!!!!