MING HUI

Hi!你好

[MING HUI @hungminghui1]

@dorisyincpa https://t.co/EqyGRUMvP4
https://t.co/pgRGWFy7Q5
XRPFi

[𝗕𝗮𝗻𝗸XRP @BankXRP]

🏈 CLARITY Act at the 1-yard line Blockchain Association CEO Summer Mersinger says vote could come as early as next week.

60 votes needed for cloture. Ethics language Dems wanted is still missing from the merged draft.

Closest crypto market structure has ever gotten. 👀

[stellarmintio @StellarmintlO]

The CLARITY Act's decisive week is finally here

Senate Republicans released the updated bill text Friday, straight out of the White House meeting with Trump, exactly one year after the House passed its version. A floor vote is expected as soon as this week.

The math is simple: 60 votes needed, seven Democrats to win over, three working weeks before August recess. Polymarket odds of passage this year nearly doubled to 45% on the release.

[Stellar Rippler🚀 @Stellar_Rippler]

🇯🇵😳 RIPPLE JUST CONFIRMED THIS ABOUT JAPAN

Japan is NOW building CROSS-BORDER ENTERPRISE RAILS as part of the national payment overhaul with Ripple!

More than 50 banks in Japan have partnered.

Not some tiny partnership… FULL NATIONAL-SCALE INTEGRATION. SBI’s been secretly building this for YEARS and the pieces are finally connecting.

Japan has always been early adopters… and they’re going ALL IN on XRPL Ecosystem.

Doppler Finance for institutional yield and @DNAOnChain for institutional privacy.

This is the ignition switch for the biggest XRP adoption wave in history.

Banks. Remittances. Tokenized assets. Enterprise payments.

ALL flowing through XRP.

[Healthy Alfred 🌴🥥 @HealthyAlfred]

mastic gum ELIMINATED a stomach cancer trigger in 14 days.

I didn’t believe it either.

H. PYLORI.

38% complete eradication. mastic gum alone. 14 days. (19879118)

but that was just one bacteria.

→ P. gingivalis — 9/10 Alzheimer’s brains. killed. (16822220)

→ F. nucleatum — INSIDE colorectal tumors. killed. (Koychev 2017)

→ S. mutans — rotting your teeth. killed. (16343417)

→ Candida — brain fog, sugar cravings. killed. (8808717)

five pathogens. zero harm to good bacteria. no antibiotic can do that.

and it doesn’t just kill:

→ heartburn — 25/32 improved (19961914)

→ Crohn’s — 7/10 remission in 4 weeks (17278198)

a tree resin did what $7,000/month Humira does. for $1/day.

one island. Chios, Greece. 3,000 years. zero resistance. published in NEJM.

I take it EVERY day.

do what you want with this information.

🧵 where I get mine in the comments ↓

[🇬🇧 ChartNerd 📊 @ChartNerdTA]

📚 $XRP: I've tried to incorporate the most reliable information available to build this #RipplePrime & #DTCC tokenization connection flow. The focus is primarily on Ripple's clearing and settlement role within the service, aligning with the DTCC AppChain launch expected Q4 2026.

[Rob Cunningham @KuwlShow]

Liquidity is one of the foundational properties of every financial market. If price is the heartbeat of a market, liquidity is its bloodstream. Without sufficient liquidity, markets become slow, expensive, volatile, and ultimately unreliable.

Drip. Drop. Ripple. Swell. Liquidity

Got XRP?

Global Currency Refinance?

@Ripple @The_DTCC @USTreasury @IMFNews @BISgov @BlackRock

[𝓐𝓶𝓮𝓵𝓲𝓮 @_Crypto_Barbie]

💥 WOW: U.S. SENATOR MARK WARNER COMMENTS ON THE CLARITY ACT:

„I WANT THIS DONE, I‘M TIRED OF BEING IN CRYPTO HELL! I WANT AMERICA TO LEAD IN DIGITAL ASSETS!“ 🇺🇸

IT NEEDS TO BE DONE UNTIL 08/07 BEFORE AUGUST RECESS ⏳

[X Finance Bull @Xfinancebull]

🚨 THE CLARITY ACT MOMENT OF TRUTH 🚨

If you hold $XRP, $XLM, $HBAR or other utility assets, understand what is really changing.

For years, every question about these assets got the same answer.

Custody? We need clarity first.
ETF approvals? Clarity first.
Bank adoption? Clarity first.

That excuse expires the day the Senate votes yes.

The merged draft gives qualifying tokens commodity treatment under the CFTC while the SEC keeps investment contracts.

In plain language: the assets that do actual work on actual networks finally get treated like it.

Holders carried these bags through lawsuits, delistings and years of being told they were wrong.

Not because of hype. Because the thesis was always about what happens when the rules arrive.

The rules are one floor vote away from arriving.

The assets positioned to benefit first share two things:

Real-world transaction usage and American roots.

Ripple, Stellar, and Hedera have both, with $XRP, $XLM, and $HBAR powering the networks behind them.

DO NOT PANIC HERE!
OUR TIME IS COMING!

THE MASSIVE PUMP WE’VE BEEN WAITING FOR IS CLOSE.

[🇬🇧 ChartNerd 📊 @ChartNerdTA]

Across the last 3 $XRP cycles, time-to-cycle-high has averaged roughly 1,410 days. Each cycle also printed 70-90%+ drawdowns to mark macro bottoms. Therefore, a 2029/30 peak aligns for the next .Trends are there to broken. No certainty, just a historical consistency guideline.

[ALLINCRYPTO @RealAllinCrypto]

🚨EUROPE NOW HAS 294 CRYPTO FIRMS LICENSED UNDER MiCA AS NEGATIVE HEADLINES SHIFT!

The past few weeks, MiCA headlines have surrounded how Binance and 1,700+ unlicensed firms could be pushed out of Europe. Now 294 firms are licensed, including Ripple and a state-owned bank.

This is a big step in the right direction for European adoption.

[X Finance Bull @Xfinancebull]

EVERYONE IS ARGUING ABOUT WHETHER THE CLARITY ACT PASSES.

ALMOST NOBODY IS ASKING WHAT HAPPENS TO $XRP $LINK AND $HBAR THE DAY IT DOES 👀👇

So let me answer it.

Custody desks that could not touch XRP get a rulebook. The XRPL already runs tokenized Treasuries with RLUSD settling redemptions. Add regulated US liquidity and the bridge asset finally gets used like one.

Chainlink wins in every direction because it does not care which chain the assets live on. Robinhood Chain picked it this month. DTCC goes to production with it in Q4. More regulated tokens means more demand for the rails underneath them.

Hedera skipped the waiting room. Digital commodity status since March. Over 100 million dollars into its ETF. Real banks doing real trades on the network.

The bill is the starting gun, not the finish line.

Some will read this after the vote and wish they read it before.

[𝓐𝓶𝓮𝓵𝓲𝓮 @_Crypto_Barbie]

🇺🇸 CLARITY ACT NEWS: RIPPLE CLO STUART ALDEROTY URGES SUPPORT AS TRUMP TO MEET SENATORS TODAY! ⏰

https://t.co/Lfxjiw66LL

[The Eagle flies free @Fa21519230]

🚨🚨 Uno de los secreto para vivir más de 100 años es tener el colesterol alto...
Un estudio sueco masivo que siguió a más de 800.000 personas durante 35 años revela que todos los centenarios tenían colesterol total alto...Cuanto más alto sea el LDL, más longevo será el paciente.
Conclusiones del estudio AMORIS de Suecia:
• Todos los centenarios: Colesterol total alto, hierro alto, glucosa baja.
• Los niveles más altos de colesterol LDL = vidas más largas (respaldado por el Dr. Uffe Ravnskov y el Dr. Malcolm Kendrick).
Peligros del colesterol bajo:
• LDL <70 mg/dL → Riesgo 3 veces mayor de sufrir accidentes cerebrovasculares con hemorragia cerebral.
• Total <180 mg/dL → Aumento vertiginoso de las tasas de cáncer y demencia.
• < 150 mg/dL → Aumento de enfermedades crónicas como cáncer y autoinmunidad.
🚨El colesterol:
• Construye cada célula y la central eléctrica, las mitocondrias.
• Absorbe las vitaminas vitales A, D, E, K.
• Potencia la digestión a través de los ácidos biliares.
• Aumenta la inmunidad contra infecciones, virus, bacterias, patógenos e incluso el cáncer.
• Combate la depresión, el suicidio, la demencia y el deterioro cognitivo.
• Protege contra toxinas, metales pesados, accidentes cerebrovasculares, enfermedades cardíacas y osteoporosis.
• Alimenta TODAS las hormonas esteroides (nivel bajo de colesterol = testosterona baja y libido baja).
• Reduce el riesgo de mortalidad por cualquier causa...
Dr. Ben Bikman.

[🇬🇧 ChartNerd 📊 @ChartNerdTA]

🇬🇧 Ripple —&gt; EMI licence ✅️
🇬🇧 Ripple —&gt; FCA ✅️
🇬🇧 Ripple —&gt; Bank of England ✅️

Modulr, powered by RipplePayments, hold direct settlement accounts at the Bank of England; allowing to process &amp; settle payments in central bank money without traditional bank middlemen: $XRP.

[🇬🇧 ChartNerd 📊 @ChartNerdTA]

📣 $XRP: A document from the SEC has recently disclosed that Franklin Templeton hold over 118,000,000 XRP 🔥

[🇬🇧 ChartNerd 📊 @ChartNerdTA]

🔥 $XRP: Through Modulr, RippleNet PLUGS Into The Bank of England! 🇬🇧 LISTEN CLOSELY to CEO Myles Stephenson:

Modulr Is a Strategic "Clearing Partner" in The UK &amp; Europe 🌐

"We Are 1 of The few Non Bank Financial Institutions That Have DIRECT ACCESS to The Bank of England" 🤯

[Ondo Finance @OndoFinance]

We’re excited to announce that Ondo has launched the first tokenized stock representations based on DTC tokenized entitlements to DTC-held securities generated through the DTCC Tokenization Service.

The Depository Trust & Clearing Corporation (DTCC) is the premier post-trade market infrastructure for the U.S. securities markets, processing approximately USD 4.7 quadrillion in securities transactions in 2025.

Ondo joins DTCC’s largest tokenization initiative to date alongside BlackRock, J.P. Morgan, Goldman Sachs, Nasdaq, & NYSE.

How the landmark issuance works:

1. The DTCC Tokenization Service enables the recording of DTC tokenized entitlements (also referred to as digital twins) to DTC-held securities such as CRCL and SPY, which can be delivered to DTC Participant wallets for use in connection with customers such as Ondo.

2. In our case, the DTC tokenized entitlements associated with CRCL and SPY serve as digital twins of the securities underlying existing CRCLon and SPYon Ondo Stocks.

3. DTC-held securities can be converted between traditional and tokenized forms, enabling greater flexibility, access to new liquidity opportunities, and additional digital asset use cases.

4. That additional functionality can enhance the utility of assets such as CRCLon and SPYon (Ondo Stocks) held across Ondo’s global partner network of exchanges, wallets, & DeFi platforms.

Ondo Finance CEO Ian De Bode on what comes next:

“As tokenized securities markets continue to evolve, Ondo expects to play a leading role in bringing these assets onchain for investors.”

[X Finance Bull @Xfinancebull]

🚨 DTCC TOKENIZATION IS LIVE 🚨

Quadrillions will flow into crypto in the coming months.

Remember these utility assets:

$XLM $LINK $CC $XRP $QNT

They have some of the closest connections to DTCC.

IYKYK.

[𝓐𝓶𝓮𝓵𝓲𝓮 @_Crypto_Barbie]

📝 THE DTCC FILED A PATENT OUTLINING A FRAMEWORK FOR TOKENIZING LIQUIDTY ACROSS ASSET CLASSES, INCLUDING DIGITAL ASSETS LIKE ripple:native &amp; stellar:native 👀

https://t.co/m0sq4rXW22

[Rob Cunningham @KuwlShow]

By my assumptions, one can build a simple liquidity model. It is not my prediction of market price, it is simply a contextual framing by the parameters I’ve selected.

KUWL Assumptions:
1) Total tokenized RWA ecosystem: $3 quadrillion
2) XRP available for global liquidity: 40 billion XRP
3) Average XRP utilization (velocity): 10× per day
4) Collateral haircut: 25% (meaning only 75% of market value is recognized as lending collateral)
5) Treasury philosophy: conservative reserve holdings
6) Standard AMM liquidity requirements assumed to require meaningful idle liquidity.

Step 1 - Effective Daily Capacity
With 40 billion XRP moving 10 times daily:

Effective settlement capacity = 400 billion XRP settlement events/day

To support $3 quadrillion of economic activity:
{$3,000,000,000,000,000} /{400,000,000,000}
=
$7,500

This produces a base implied value of approximately $7,500/XRP before reserve and collateral adjustments.

Step 2 - Haircut Adjustment
If institutions only recognize 75% of XRP’s value because of a 25% collateral haircut:
{7,500} x {0.75}
=
$10,000

So collateralization alone increases the implied value requirement to roughly
≈ $10,000/XRP

Step 3 — Treasury Reserve Philosophy
Large banks rarely deploy every dollar of collateral.
If institutions collectively maintain:
operational reserves,
liquidity buffers,
stress reserves,
regulatory capital,
AMM inventory,
then only about 60–70% of available XRP may actually circulate continuously.
Let’s assume 65%.
Effective circulating supply:
40B x 65%
=
26B

Effective daily throughput:
26B times 10 cycles/day
=
260B

Now:
{$3Q} / {260B}
=
$11,538

Haircut adjustment:
{$11,538} / {0.75}
=
$15,384

Estimated Range
(using only these assumptions)

Implied XRP Values:
1) Pure velocity model
~$7,500
2) With 25% collateral haircut
~$10,000
3) Conservative treasury reserves + haircut
~$15,000
4) More conservative reserve assumptions
~$18,000–22,000

🔥 Opportunity Cost

The largest driver isn’t the haircut.
It is the Opportunity Cost of scarce settlement liquidity.

If XRP becomes one of the preferred bridge assets for a significant fraction of a multi-quadrillion-dollar tokenized financial system, institutions will be optimizing for:

• instantaneous settlement
• finality
• regulatory certainty
• collateral efficiency
• liquidity reuse
• balance-sheet optimization
• capital velocity
• counterparty risk reduction

If the available liquid XRP float were insufficient, market prices would tend to rise until enough holders were willing to supply liquidity. This is a basic market-clearing principle rather than a blockchain-specific one.

Important Caveats

1) Real-world valuation will also depend on factors such as:
the actual fraction of the $3 quadrillion RWA ecosystem using XRP vs. other settlement assets

2) Observed transaction velocity (which could be higher or lower than 10× daily)

3) Institutional custody practices,
lending and collateral rules,
competition from other digital assets, stablecoins, tokenized deposits, and CBDCs (n/a in U.S.)

4) Market behavior and regulatory developments

These figures should be viewed as outputs of my hypothetical model, not as my prediction of future XRP prices

Here’s a caveat to consider: let’s apply a “14% market share” based solely on Brad Garlinghouse’s “guesstimate” of how much market share Ripple might earn from SWIFT

Reducing the above XRP price estimates to reflect “only” a 14% earned market share looks like:

$10,000 to $22,000
times 14% market share
equals. $1,400 to $3,080
per XRP

If it were to take 5 years for XRP value to reach $1,400 to $3,080, from today’s price of $1.12, the gross ROI returns would range from 124,900% to 274,900%

A 5-year compounded annual growth rate (CAGR) would range between 316.3%/yr to 387.3%/yr

In other words:

$10,000 invested at $1.12/XRP (≈8,928.6 XRP) would be worth approximately:
$12.5 million at $1,400/XRP
$27.5 million at $3,080/XRP

Happy @The_DTCC Day, @Ripple Fans!