Fika Khun

Go and love yourself then

[Fika Khun @iamfikasyaf]

Alhamdulillah berjaya clear kan target 100balang cookies dlm masa kurang seminggu. Next batch kita up lagi stock 💪🏼

PRE ORDER OPEN NOW ❣️❣️❣️

Xoxo,
Si penjual Sea Salt Belgian Callebaut Chocolate Chips Cookies ✌🏼

[Kim Aisha ⁷ 🦋 @itzmeaisha_]

reminder that bruno mars is a zionist. he played in israel on october 4th, ignoring bds, jvp, etc. said "tel aviv, i think i wanna marry you", that he'd been waiting a long time to play there and hoped to come back soon... and he was going to play again on oct 7

[𝗛𝗮𝗿𝗮𝗺𝗮𝗶𝗻 @HaramainInfo]

Home Screen Wallpaper & Screen Saver Images #Hajj

[Ahmad Nu'man @numanmazlan]

Satu-satunya yang runtuh hanyalah bangunan, dan bukannya iman mereka.

Hasbunallah Wani'mal Wakil.

Kredit: Prof Dr Zainur Rashid

[Tri Wahyuni Djaya @triwahyunidjaya]

ALL EYES ON RAFFAH #GazaGenocide‌ #AlleyesonRafah

[Zaid Ibrahim @zaidibrahim]

CTOS vs Suriati Yusof

She was given damages by the high court when she successfully sued CTOS. Others had grievances against CTOS but did not have the guts to sue. Suriati deserves our praise. I hope she will win again on appeal

CITOS is a wealthy private company owned by rich foreigners and local institutions. They have access to all your data. Data that are usually given to banks and statutory bodies like SSM. But CTOS have them all.

I am just wondering if the Ministry of Finance / Bank Negara ever asked this question: Is it safe and prudent to allow a data collection company with the overreach and power to assess the creditworthiness of all our citizens in the hands of prominent private equity companies like Creador?

If the bank officers and directors ( despite high pay) are not interested in evaluating and assessing their customers' risk but outsource the job to CTOS, then let the govt ensure that only locals can own CTOS. Not foreigners.

The underclass population with low income and low savings rates will never pass the CTO's test. Their score will be in the red zone. Their loans will always be more than their income. CTOS will not give them a second chance

But a responsible government must give all of us a second chance. Loans must be given to those who, despite temporary difficulties ( and inability to pass the CTO's test), have other attributes and potential to make another attempt at success. Many have become successful after many attempts.

But if local lending institutions are too lazy to do their work and depend on foreigners who understand nothing of the socio-economic background of their customers ( except numbers) to decide if financial help should be extended, then the poverty cycle will never be broken

That’s why I urge our Parliamentarians to pass a law mandating the govt to set up more lending institutions where the decision to extend credit should be left to the individual bank. Let there be real competition. If Singapore can have 200 banks, why do we have only 25? And why the banks must be dictated by foreign-owned credit assessors like CTOS.

The rich's monopoly and vast networking must be broken if ordinary Malaysians hope for a second chance. Shockingly, the Bumiputra Congress did not see this

[Tweet Islamik @TweetIslamik]

Panas tapi benar? Berapa ramai yg sanggup tinggal hobi ni... Nasib baik bukan collector tegar, adalah 2,3 bijik beli dah lama.

#jihadkecil #hotwheels

[Faisal Rahim @acaiijawa]

FIDYAH PUASA.

Esok dah Ramadan. Aku kongsi sikit info tentang fidyah.

1. Di Selangor, kiraan fidyah TIDAK BERGANDA walaupun melangkau tahun.

2. Fidyah tidak berganda adalah pandangan Mazhab Hanafi, Maliki dan Hanbali. Hanya Selangor dan Perlis kiraan Fidyah tidak berganda. Majoriti negeri lain di Malaysia guna kiraan berganda untuk fidyah.

3. Fidyah Selangor tidak berganda berdasarkan fatwa tahun 2001. Namun kiraan berganda masih diterima.

4. Hukum Fidyah? WAJIB. Kalau tak bayar dan anda mati, waris kena selesaikannya.

5. Siapa kena bayar Fidyah?

- Orang tua yang tak mampu berpuasa.
- Orang sakit yang takde harapan sembuh.
- Qada' puasa tak sempat ganti hingga masuk Ramadan tahun depannya.
- Ibu pregnant risau kandungannya.
- Ibu breastfeeding risau anaknya.

6. Sehari tinggal puasa, fidyahnya adalah memberi makan sehingga kenyang kepada 1 orang fakir/miskin.

7. Kalau bagi kepada institusi zakat, mereka akan tukarkan kepada beras sebelum agihkan kepada asnaf fakir miskin. Kadar Fidyah RM2 sehari (Selangor).

8. Perbahasan fidyah ini panjang, ramai asatizah dan fuqaha bincang tentang ini yang boleh dirujuk. Memang ada perbezaan. Selamat ikut fatwa negeri masing-masing.

9. Bila kena bayar?

- Bagi orang tua dan sakit yang tak boleh berpuasa langsung, boleh je bayar Fidyah siap-siap sebulan.

- Bagi yang masih ada 'hutang' puasa, esok dah Ramadan. Maka baki hari yang tinggal dah kena bayar fidyah. Boleh terus bayar awal Ramadan.

--

Nak bayar FIDYAH ONLINE?

https://t.co/4M0gvboiAA

--

Bagi suami dan ayah, pastikan isteri dan anak perempuan anda tidak terlepas pandang. Sama-sama ingat mengingati.

Wallahualam.

[Amar Aziz 🇲🇾🇵🇸🇦🇺 @amaraziz09]

Dua jenis air yang tidak mampu kita bayar dengan wang ringgit.

Air susu ibu dan air keringat ayah.

Ya الله ampunkan dosa ibubapa kami, sayangi mereka dan masukkan ke dalam syurga firdausi-Mu آمين🤲🏻

[berbi @lxstgxrll]

Betul sgt. Women ni emotional based human. Sebab tu orang kata give women a house she give you the home. Bila rasa disayangi memang naturally akan memberi lebih daripada ada yang diberi. Simple je huhu

[Syafiq Jahari SJ @SyafiqJahariSJ]

Negara Temasik ni, staf semakin kritikal, semakin kerajaannya keluar kan bajet utk pujuk staf stay.

Negara pasir berdengung, staf semakin kritikal, semakin lagi dikerah buat kerja extra, elaun dan benefit ditarik balik, semakin ditindas.

[Zac @ZacZakirin13]

Let me explain something simple about prayer in Islam:

1. Performing the 5 daily prayers is mandatory, regardless of your location, and it must be done at specific times.

2. While it's highly encouraged for men to pray in a mosque, it's not obligatory.

3. If unable to fulfil no. 2, ensure you still follow no. 1."

Hope this helps you to understand.

[Fika Khun @iamfikasyaf]

@syasyamrosdan Dah makan wakkk

[ALAN CUBA SABAR @IniAlalalannn]

Bila parents nak checkup, ambik cuti teman depa. Kalau sendiri sakit, ambik MC. Kalau rasa serabut dgn kerja, cari la distraction tenangkan kepala. Sebab at the end of the day, tak ada guna pun jadi hamba dekat tempat kerja. Hari ni kau hilang, esok depa dah cari ganti.

[Fika Khun @iamfikasyaf]

@syasyamrosdan @aahtihah Kiro wi pakai jela kannn hahahah

[Fika Khun @iamfikasyaf]

@syasyamrosdan @aahtihah SY4153 belanjo bulih ko?

[Fika Khun @iamfikasyaf]

@aahtihah @syasyamrosdan Dok eh 10 jari ko nk paka cicin. Sa baru jah beli 2 cicin medinahh

[Jackson Hinkle 🇺🇸 @jacksonhinkle]

🚨🇮🇱 ISRAELI armed bulldozer RUNS OVER a Palestinian civilian in Gaza.

[Jackson Hinkle 🇺🇸 @jacksonhinkle]

🚨🇵🇸 This is a 1947 map issued by National Geographic.

🇵🇸 There was no such thing called “Israel”.

[Fauzan @AjannRosman]

Salam kawan kawan internet, dah nak masuk tiga bulan aku buka kedai ayam penyet dekat Seksyen 7 Shah Alam ni. Alhamdullilah, sambutan so far okay okay la. Jom la layan thread aku jap😆

[Yong Zanariah @NanaZamri]

EVERYONE PLEASE RT WE NEED JUSTICE!!!!

PLEASE BACA ALL THESE POSTS AND TELL ME SHOULD WE JUST DIAM KAN JE?? JUST BECAUSE KAU ADA CABLE KUAT KAU BOLEH BULI IKUT SUKA? KAPLA KEPALA TA*K KO LAH!!! BERANI BUAT BERANI TANGGUNG AH NI NAK MINTAK MAAF JE PASTU?! KAU SERONOK HIDUP KE??