Sir Aika

Certified teacher, Certified Start and Improve your Business trainer, Adventist,mentor, life member Red Cross Society of Kenya .

[Sir Aika @ian_aika]

@sammykaranja123 Human resource management

[Sir Aika @ian_aika]

Do you remember when you joined X? I do! #MyXAnniversary

[Eric @amerix]

I want to say this,

Before you marry a woman,

• Understand her family's taboos, traditions, values, morals and beliefs. This is important.

• Take her to your home, and leave her there for a while to bond with your traditions, values, morals and beliefs.

• Go to her home and introduce yourself. This is not you going. It is your uncle, siblings and aunts. You remain behind.

• Invite her brothers, uncles, aunts and otheŕ relatives to your home. This is when they see you for the first time. This is when you interact with them for the first time.

• After this, plan and go to her home. This is the first time you go there. Go with your friends, siblings and parents. This is where bride price talks are introduced. This is when you meet her father and mother for the first time.

Why do all these?

To protect yourself and your children's future.

But most of you are ignorant. You live in the city like vagabonds.

You meet a woman in the city and hide her in your city's house.

Impregnate her in the city.

Have children in the city.

Then, when things fail and her family take her away, you throw tantrums, loiter around court corridors and jeopardise your children's future.

Some of you shamelessly meet your father-in-law for the first time in a funeral.

Or some of you, casually meet your father-in-law in a bar.

Your children don't even know their village.

When will you be straightforward and subservient to our cultural norms as an African?

Stop being a bladifakin man.

[Eric @amerix]

Every season ends.

The difficult one you are in will end.

The good one you are in will also end.

Endure the hard ones without despair.

Appreciate the good ones without clinging.

That is wisdom.

[Eric @amerix]

I am here,

September is here.

Eight months are gone.

What has not worked, correct it.

What you started, finish it.

Only four months remain, therefore, use them well.

Happy New Month.

[Eric @amerix]

Isn't it embarassing when during holidays your children ask you why they are not going upcountry like their neighbours?

How long will you continue living in rented houses in the city?

This year, buy land, own soil, build a home.

Don't live like a vagabond.

[GISTE @ggiste]

Kwambiwa ununue shares is the easy part.

Kizingimkuti is knowing which shares to buy.

Hapo ndipo watu wengi wanalemewa.

When buying stocks, I consider four things.

1. Is the company profitable?

First, I check whether the company has been making money consistently. I look at the last five years. Has it been profitable? Has its profit been growing year after year?

2. How long will it take to recover my investment?

If I invest my money today, after how long will the investment pay for itself? This is what is called the Price-to-Earnings (P/E) Ratio.

Let’s use Equity Bank as an example.

In 2025, Equity Bank made KSh 75.5 billion in profit. The bank has 3.773 billion shares outstanding. This means each share earned approximately KSh 19.

Today, 30th July, an Equity Bank share is trading at around KSh 87.

If you buy a share for KSh 87 and that share earns KSh 19 every year, it would take about 4.5 years to recover your investment, assuming the bank continues making the same profit every year.

Let me explain it in a simpler way.

Suppose you have KSh 1 million and you build two bedsitters that each rent for KSh 7,000 per month. You’ll collect KSh 14,000 every month in rent.

At that rate, it would take almost 6 years to recover your KSh 1 million investment.

With Equity Bank shares, you’re recovering your investment in about 4.5 years.

3. Am I getting value for my money?

The third thing I consider is whether the share is being sold at a discount or at a premium. This is measured using the Price-to-Book (P/B) Ratio.

In simple terms, if Equity Bank were sold today and all its assets were distributed to shareholders, what would each share be worth?

Based on the bank’s book value, each Equity Bank share is worth about KSh 90. Yet today, it’s trading at around KSh 87.

That means you’re buying a share worth about KSh 90 for KSh 87—a bargain of roughly KSh 3 per share.

4. Will the company share its profits with me?

Finally, I look at whether the company pays dividends and what return I’ll earn from those dividends. This is known as the Dividend Yield.

In 2025, Equity Bank paid a dividend of KSh 5.75 per share, which translated to a 6.61% dividend yield.

In other words, if you had invested KSh 1 million, you would have earned approximately KSh 66,100 in dividend income.

These four factors—profitability, P/E ratio, Price-to-Book ratio, and dividend yield—are the first things I look at before buying any stock. They don’t guarantee a winning investment, but they help me make informed decisions instead of buying shares blindly.

Kama ni wewe ungebuy Equity Bank?

I hope umeelewa jomba..

[Abojani Investment 🇰🇪🇺🇬🇹🇿 @TheAbojani]

The Journey to Financial Freedom

1. Financial survival - Your income covers your basic living expenses, but you have little or no savings and are vulnerable to financial shocks.

2. Financial stability - You have a stable income, save consistently, maintain an emergency fund, and have adequate insurance to protect yourself and your family.

3. Financial flexibility - You have built meaningful savings and investments. Your investments generate additional income, and you can comfortably afford some of your wants.

4. Financial independence - Your investments generate enough income to cover your living expenses. Work becomes a choice, not a necessity.

5. Financial abundance - Your wealth far exceeds your needs & wants. You have the freedom to pursue your passions, support causes you care about, and build a lasting legacy for future generations.

[Abojani Investment 🇰🇪🇺🇬🇹🇿 @TheAbojani]

If you aspire to build wealth through investing in stocks, bonds, and other financial instruments it is important to first establish a solid financial foundation.

A thread! 🧵

[Abojani Investment 🇰🇪🇺🇬🇹🇿 @TheAbojani]

For age 20 - 30:

- Invest heavily in all the different baskets of life like social, finance, physical fitness etc
- Invest your finances consistently starting with an emergency portfolio
- Create a money bucket for investments preferably in a money market fund then use part of it to experiment on other investments like stock market

[Kitheka @invest_cashflow]

They don't teach money in school. These books do.

Bonus: One lesson per book.

1. Richest Man in Babylon — pay yourself first, before rent, before Debt repayment, before groceries.

2. Rich Dad Poor Dad — assets put money in your pocket. Liabilities take it out.

Your car is not an asset. Your house is not an asset.

3. Money Master the Game — asset allocation matters more than stock picking.

4. Psychology of Money — being good with money is behavior, not intelligence.

5. I Will Teach You to Be Rich — automate it or you won't do it.

6. Millionaire Next Door — most wealthy people don't look wealthy. Most broke people do.

7. Total Money Makeover — debt is not a tool. It's a leash.

Lesson: A strategy that works for you is more important than a perfect plan that you don't implement.

[Sir Aika @ian_aika]

@FaibaJTL Kuna network Marurui?

[Eric @amerix]

Raising children with discipline is not cruelty.

It is the highest form of love.

Raising children without structure leads to:

• Adults who can't tolerate discomfort or delayed gratification

• Entitlement that nobody will accommodate

• Anxiety - because a child without boundaries has no sense of safety

Hold the standard even when they resist it.

[Sir Aika @ian_aika]

@amerix Moe eyemo, momete eyende

[Sir Aika @ian_aika]

@amerix Good morning

[Sir Aika @ian_aika]

@amerix Happy Birthday Amerix

[Eric @amerix]

Men,

Reminder:

Keep a diary of sex with your woman.

If she says she is pregnant, do the calculation.

- Get the last menstruation

- Add 7 to the date

- Add 9 to the month

Eg 4/July/2026

Estimated Date of Delivery = 11/4/2027

Don't be ignorant.

#MasculinitySaturday

[Eric @amerix]

A woman can leave.

Money can leave.

Friends can leave.

Status can leave.

But a man who knows himself can rebuild from the ruins.

Because the strongest man is not the man who never collapses.

The strongest man is the man who rises from the ruins with his soul intact.

[Sir Aika @ian_aika]

@amerix I acquired my first wife.

[Sir Aika @ian_aika]

@IEBCKenya @InteriorKE At what time do you open constituency offices? I'm an in one and it's closed