Need Pista donations

Just win baby - Al Davis

[Jeremy @jeremyct]

My uncle saved $650,000 for retirement.

Skipped every vacation for 30 years to do it.

Same truck the entire time. Packed his own lunch every single day. Never once ate out unless it was someone’s birthday.

Died with the full $650,000 still sitting there. Never got to touch a dollar of it.

His three kids split it evenly.

Gone in under two years.

New cars. A kitchen remodel. A trip to Cancun nobody needed.

He gave up three decades of small joys to leave behind something that disappeared faster than the sacrifice that built it.

[Mr.Karlous @KarlousM]

You can run a strict program all you want to, that’s why ain’t nobody over there. Y’all ain’t even ranked. Spring game empty as fuck. No fanfare.

[KAPO BRAVADO @ItsBabyGator]

She posted this while in relationships but expected a nigga to take her serious 🤣

[hunter @hxxntrr]

My buddy's LLC has 6 employees, a warehouse, and $340,000 in revenue

...None of that is real

The LLC exists. It's registered with the state. Has an EIN. Has a business checking account at Chase with $1,000 in it

The 6 employees? That's what he typed on the Amex application under "number of employees." Amex didn't call them. Because they don't exist

The warehouse? That's the "business address" he listed. It's a virtual office he rents for $49/month that gives him a real street address and mail forwarding

The $340,000 in revenue? That's "projected annual revenue" for a business that has produced exactly $0 since he formed it 3 weeks ago

Chase gave him $55,000
Amex gave him $75,000
Capital One gave him $40,000
US Bank gave him $25,000

$195,000 total. All at 0% APR. For a business that has never made a single dollar

"That's fraud"

No. Putting KNOWINGLY FALSE information on a credit application is fraud under 18 U.S.C. § 1014. But "projected revenue" is a real thing every startup reports. Every YC company projecting $10M ARR on day 1 is doing the same math. The difference is they project it to VCs and give up 20% equity. He projected it to Chase and gave up 0%

The banks primarily approve based on your PERSONAL credit score for business card applications. The revenue field and employee count are secondary signals that get minimal verification on most standard business card apps

His personal score: 728. Normal. Average

That 728 score on a personal card application would get him $8K-$12K at 22% APR

That same 728 on business card applications got him $195K at 0% APR

Same human. Same credit. Same brain. Different product. Different counter at the same bank

Here's the part that makes finance bros lose their minds:

Business cards don't report balances to personal credit bureaus. He can carry $195K across 4 business cards and his personal credit report shows basically $0 in debt. Utilization at 2%. Score stays at 728

He went and got a personal mortgage 2 months later. The mortgage lender saw a clean borrower with almost no debt. Approved at 6.2%

$195K in business debt. Invisible to the mortgage lender. Two separate credit profiles for the same person. Both legal

He used $80K to actually start the business (marketing agency). Revenue hit $27K/month by month 4. Paid every card off from cash flow. Still has all the credit lines open for round 2

The "projected $340,000 in revenue" is looking pretty accurate now actually lmao

(we build the full entity + credit stack. if your personal score needs work first, we fix that in 30-90 days... then we build the LLC and run the funding sequence. $100K-$250K at 0%. link in bio)

[Dashy™️🦥 @Dashytwo]

How big of a freak you gotta be that you have porn apps downloaded bro

[🦅 @JayZ0verrat3d]

niggas dedicate they life to murder and destruction and wanna act like god care about em 💀💀

[AGTG @BeenServin]

Everybody older believe anything they see on FB & everyone younger believe anything they see on Tik Tok

[K ⚔️ T @Gatsoxo]

Women need to stop acting like they don’t love sex as much as we do , yall literally have a 100 types of sex toys

[JMann_ @JMannsTakes]

In all my life I’ve never seen a gate open like that

[Gabe Owners @CactusShaq]

N LUV definitely the one

[Need Pista donations @ilusional02]

I feel like some things we should keep a secret, what happened to those days?

[Seton Hall Student @sacketology]

Bartenders when you ask them to change the channel from a replay of yesterday’s horse races to the very popular college basketball tournament

[Mesh🇧🇧 @rahsh33m]

When she let them down LMFAOOOOOO

[Princess Barbie Fairy 🧶🧶 @thehookprincess]

No matter how you put it, it is insane that black women have made gluing Asian women’s hair to our heads a beauty standard.
That is a whole body part!
We openly despise the hair that grows from our heads and covet other races’ hair and turned it to a beauty and class signifier.

[wande @blaccmajek]

Nothing in the whole world is better than good health.

[No Fud @NoFud5]

@SaycheeseDGTL Why does he look like The Hooded Fang from Jacob Two-Two in that fit. 😭

[SAY CHEESE! 👄🧀 @SaycheeseDGTL]

Big Baby Davis has been released from prison. He was sentenced to 3 years

[kordell @lledrok]

jayson tatum would’ve subbed himself out at 81 and texted kobe

[Jaymo ✧* @Jayyakamii]

When your boss says "we'll get it done somehow" and you realize you're the somehow