Mallesh K

[cinee worldd @Cinee_Worldd]

#Irumudi – ఇదేమి దారుణం!!

ఇన్‌స్టాగ్రామ్ ఇన్‌ఫ్లూయెన్సర్లతో పవిత్రమైన అయ్యప్ప స్వామి మాల వేయించి రీల్స్ చేయించడం ఏంటి? 🤯🙏

దయచేసి దేవుడిని సినిమా ప్రమోషన్ల కోసం వాడుకోవద్దు.

[Kunal Shah @kunalb11]

It’s been a minute.

2015–2018
- Exited FreeCharge. Spent time learning and investing.
- Pondered about: Why can't trust be rewarded? Started with $1M of personal capital.
- Launched CRED to reward people for paying credit card bills on time.

2019–2025
- Built a system run by a team that values ownership, judgment, and craft.
- Grew from 0 to 17M members by aligning incentives with behaviour.
- Built several products during COVID lockdowns.
- Raised $900M+ from global investors. Did 4 ESOP buybacks.
- Made Indiranagar and IPL ads slightly more interesting.
- Received a full stack of regulatory licences.
- Lost 35 kilos.
- Scaled from 0 to ~$325M ( ~₹3,200 crore) in annual revenue across payments, lending, insurance, commerce, wealth, and credit cards.
2026
- First profitable quarter (yet occasionally asked what our business model is)
- Raised another $900M from Meta in primary and secondary capital.
- Announcing our 5th ESOP buyback.

Today

CRED is ready for its next phase. I am stepping back and @miten steps in as interim CEO, partnered with an incredibly talented team. He has been heading strategy and finance and suffering me since 2020. I’m stepping away from the operating role and will continue as a shareholder. My commitment doesn’t change. Just the role.

Extremely grateful to our members, partners, regulators, and investors who made this possible. And to our board, Shailendra, Micky, Saurabh for their extraordinary conviction.

Team CRED, I’ll still expect you to be a 10x version of yourselves.

As for me, I’ll be joining Meta to lead WhatsApp globally.

Meta comes in as a minority investor in CRED. No access to member data.

While it’s come very far, the delta between WhatsApp today and its full potential is massive. I look forward to working with Mark, Chris, and the leadership across Meta for the next step in WhatsApp’s journey. Will, thank you for scaling something the world relies on quietly, and for making this transition smooth.

Onwards.

[Mallesh K @imkunda]

@kunalb11 👏

[Mallesh K @imkunda]

@NoBrokerCare What is the point of a paid subscription if I can’t even connect to get basic support? This is extremely disappointing. Please resolve this immediately and arrange a callback.

[Mallesh K @imkunda]

@NoBrokerCare
I have taken a paid subscription using the number 8074788489. I selected a property and requested the owner’s contact details, but instead received a NoBroker contact number that has been continuously busy for the last 3 hours.

[Mallesh K @imkunda]

@venom1s 🫡🫡

[Mallesh K @imkunda]

@flipkartsupport This is the 20th time I am getting this reply in Last 1 week

#uselessflipkart

@flipkartsupport @_Kalyan_K

[Mallesh K @imkunda]

@flipkartsupport
Order ID: OD435046045685608100
The initial delivery date for this order was 31st Jul, which was later rescheduled to 5th Aug. However, the product has still not been delivered, and there has been no update despite multiple calls. Bad experience with Flipkart.

[Mallesh K @imkunda]

@Flipkart @_Kalyan_K

Flipkart is one of the most idiotic platforms in the country, and I’m ashamed to even have its app on my phone

@Flipkart
@flipkartsupport

[Mallesh K @imkunda]

@Flipkart

[Mallesh K @imkunda]

@Airtel_Presence @Airtel_Presence i have replied. Pls check and reply

[Mallesh K @imkunda]

@airtelindia

I have requested disconnection on 17th June 2025 and cleared all the dues based on request and now again bill is generated. And when I call customer care no one is responding this is very bad from Airtel. Please resolve this immediately

[Mallesh K @imkunda]

@Airtel_Presence Can I get reply here?

@Airtel_Presence

[Mallesh K @imkunda]

@Airtel_Presence Without my consent who told you to retain????

@Airtel_Presence

[Mallesh K @imkunda]

@Airtel_Presence It's been one month, and still my account is not disconnected after somany follow ups and again I received an invoice.

@Airtel_Presence

[Mallesh K @imkunda]

@Airtel_Presence Not received anything in DM

[Mallesh K @imkunda]

@Airtel_Presence @airtelindia Mr. Kuldeep, it's been 1 hour can you resolve and refund my dues??

[Mallesh K @imkunda]

@Airtel_Presence @airtelindia Mr. Kuldeep - have you checked??