Piccasso 🇮🇳

Tweets on Tech & India | Ruminator | Founder Qthrust

[Piccasso 🇮🇳 @impiccasso]

@Sadiyalove__ Repeat after me - you can’t run away from your old chats, yes it was you, yes you were cringe 🥶

[Piccasso 🇮🇳 @impiccasso]

The age of subscription model is dead 💀
#claudefable5

[Piccasso 🇮🇳 @impiccasso]

Startups and neo-banks will surely have these implement in this quarter itself.

Some indian apps are charging straight up 3-7% charges on disbursed amount in total.
This always required strict regulations.

Good move by #RBI

[Piccasso 🇮🇳 @impiccasso]

#RBI has issued the Digital Payments E‑Mandate Framework, 2026, consolidating rules for recurring transactions credit & debit cards, UPI, e-mandates, tightening consent, transparency, and chargeback norms for merchants and fintechs.

[Piccasso 🇮🇳 @impiccasso]

#RBI has issued the Digital Payments E‑Mandate Framework, 2026, consolidating rules for recurring transactions credit & debit cards, UPI, e-mandates, tightening consent, transparency, and chargeback norms for merchants and fintechs.

[Piccasso 🇮🇳 @impiccasso]

#NPCI is actively building sovereign #AI and next‑gen rails based on hero product like e‑mandate, IoT‑UPI, multi‑signatory, UPI‑linked FX, RuPay on UPI QR while tightening oversight on UPI 3rd‑party apps, especially around data, ownership, and KYC

[Piccasso 🇮🇳 @impiccasso]

#NPCI is actively building sovereign #AI and next‑gen rails based on hero product like e‑mandate, IoT‑UPI, multi‑signatory, UPI‑linked FX, RuPay on UPI QR while tightening oversight on UPI 3rd‑party apps, especially around data, ownership, and KYC

[Piccasso 🇮🇳 @impiccasso]

One deal after another has landed on #dalalstreet — #Emirates NBD buying into #RBL Bank, Warburg Pincus backing #IDFC, and before that, Sumitomo Mitsui Banking Corporation stepping in to support #YesBank

[Piccasso 🇮🇳 @impiccasso]

@AnkitaGiggles Indmoney par you will find etfs

[Jaya Gupta @JayaGup10]

https://t.co/yiGW8jKKXk

[Piccasso 🇮🇳 @impiccasso]

The atoms must split,
The nation must rise

[Narendra Modi @narendramodi]

Today, India takes a defining step in its civil nuclear journey, advancing the second stage of its nuclear programme.

The indigenously designed and built Prototype Fast Breeder Reactor at Kalpakkam has attained criticality.

This advanced reactor, capable of producing more fuel than it consumes, reflects the depth of our scientific capability and the strength of our engineering enterprise. It is a decisive step towards harnessing our vast thorium reserves in the third stage of the programme.

A proud moment for India. Congratulations to our scientists and engineers.

[Narendra Modi @narendramodi]

Today, India takes a defining step in its civil nuclear journey, advancing the second stage of its nuclear programme.

The indigenously designed and built Prototype Fast Breeder Reactor at Kalpakkam has attained criticality.

This advanced reactor, capable of producing more fuel than it consumes, reflects the depth of our scientific capability and the strength of our engineering enterprise. It is a decisive step towards harnessing our vast thorium reserves in the third stage of the programme.

A proud moment for India. Congratulations to our scientists and engineers.

[Piccasso 🇮🇳 @impiccasso]

@bryan_johnson Toxins are filtered🤣

[Piccasso 🇮🇳 @impiccasso]

One deal after another has landed on #dalalstreet — #Emirates NBD buying into #RBL Bank, Warburg Pincus backing #IDFC, and before that, Sumitomo Mitsui Banking Corporation stepping in to support #YesBank

[Piccasso 🇮🇳 @impiccasso]

#MUFG to acquire 20% stake in #ShriramFinance for about 4.4 billion dollars (around ₹39,600 crore), the single largest FDI deal in India’s financial services so far.

[Piccasso 🇮🇳 @impiccasso]

My thread talks exactly about this here.

Transaction signals a clear preference by global banks to buy into well‑governed #NBFC platforms instead of applying for fresh banking licences in India.

[Piccasso 🇮🇳 @impiccasso]

#MUFG to acquire 20% stake in #ShriramFinance for about 4.4 billion dollars (around ₹39,600 crore), the single largest FDI deal in India’s financial services so far.

[Piccasso 🇮🇳 @impiccasso]

#MUFG to acquire 20% stake in #ShriramFinance for about 4.4 billion dollars (around ₹39,600 crore), the single largest FDI deal in India’s financial services so far.

[Piccasso 🇮🇳 @impiccasso]

Multiple large banks including #SBI , Bank of Baroda, #HDFC Bank and Indian Overseas Bank have trimmed benchmark #lending rates by 5 bps, which supports borrowers but slows NIM recovery given sticky deposit competition.

Source: whalesbook

[Piccasso 🇮🇳 @impiccasso]

Multiple large banks including #SBI , Bank of Baroda, #HDFC Bank and Indian Overseas Bank have trimmed benchmark #lending rates by 5 bps, which supports borrowers but slows NIM recovery given sticky deposit competition.

Source: whalesbook

[Piccasso 🇮🇳 @impiccasso]

Fino Payments Bank has received in‑principle RBI approval to convert into a Small Finance Bank, the first payments bank to get this nod, which will allow a broader lending‑led model once operational

[Piccasso 🇮🇳 @impiccasso]

Fino Payments Bank has received in‑principle RBI approval to convert into a Small Finance Bank, the first payments bank to get this nod, which will allow a broader lending‑led model once operational

[Piccasso 🇮🇳 @impiccasso]

#India 8%+ GDP trajectory and steady #credit demand are expected to keep #banking sector growth strong in 2025, with commentary pointing to healthy loan growth and stable asset quality into H1 FY26.

[Piccasso 🇮🇳 @impiccasso]

#India 8%+ GDP trajectory and steady #credit demand are expected to keep #banking sector growth strong in 2025, with commentary pointing to healthy loan growth and stable asset quality into H1 FY26.

[Piccasso 🇮🇳 @impiccasso]

Urban India Is Saturated.
Desi is untapped.
That’s where the Opportunity is.

#fintech #lending

[Piccasso 🇮🇳 @impiccasso]

Axis Bank approved raising Rs 5,000 crore through non-convertible debentures as part of a broader Rs 35,000 crore fundraising plan.

I think JPMorgan will soon announce strategic partnership.

Everyone is bullish on indian banking.

[Piccasso 🇮🇳 @impiccasso]

Urban India Is Saturated.
Desi is untapped.
That’s where the Opportunity is.

#fintech #lending

[Piccasso 🇮🇳 @impiccasso]

Urban India Is Saturated.
Desi is untapped.
That’s where the Opportunity is.

#fintech #lending

[Piccasso 🇮🇳 @impiccasso]

+ desi startups have daily financial behavior data of the gig workers like QR scans, settlement cycles, peak hours, ticket sizes, repayment patterns.

This is more predictive than half the fancy bureau scores used today.

@jpmorgan @HDFC_Bank @Citibank

[Piccasso 🇮🇳 @impiccasso]

Urban India Is Saturated.
Desi is untapped.
That’s where the Opportunity is.

#fintech #lending

[Piccasso 🇮🇳 @impiccasso]

Reach the below 99% of digitally active users like gig workers, shopkeepers, autodrivers n everyday people.

Top 1% is already a prospect but, these 99% will give the giants a broader view