Louis DeNicola

#Freelance personal finance and #credit writer. I don't check Twitter, but you can reach me on LinkedIn -

[Louis DeNicola @is_lou]

@adamtatusko Fixing that now, thank you!

[Holly Johnson @ClubThrifty]

#AB5

[Louis DeNicola @is_lou]

@LoriLeal1 For all types of accounts (not just car payments), a late payment won't get reported until you're at least 30 days past your due date. So, you should be good if you pay within your grace period (assuming it's less than 30 days...)

[Louis DeNicola @is_lou]

@Experian A8. Definitely prefer an app. It helps keep all the expenses from my multiple bank accounts and credit cards organized. #CreditChat

[Louis DeNicola @is_lou]

@Experian A7: I was expected to pay for my own phone, going out with friends, etc. It was up to me whether or not I wanted to get a job to pay for those things :). But perhaps there would’ve been an expectation in high school if I hadn’t already been fairly money driven. #CreditChat

[Louis DeNicola @is_lou]

@KimberliLarae @Experian It's risky, though, haha. I messed up a bit and it's taking a few months to grow back :(

[Louis DeNicola @is_lou]

@KimberliLarae @Experian I go back and forth with this one :). DIY for a few months, and then barber to clean up the lines.

[Louis DeNicola @is_lou]

@Experian A5: Doesn’t seem like many people have a choice these days — they have to do both. Regardless of need, having a job can help you gain “real world” experience, get a sense for what types of work you like, and help fill out your resume. #CreditChat

[Louis DeNicola @is_lou]

@Experian A4: It’s not exactly the method I use, but there’s certainly no harm in giving it a try. The best budgeting system is the one that you’ll stick with. #CreditChat

[Louis DeNicola @is_lou]

@Experian A3: Along with some frugality and a strong sense of responsibility to manage my money well, I’ve inherited his skepticism of investing. I'm still not sure if that's good or bad. #CreditChat

[Louis DeNicola @is_lou]

@Experian As a business owner (general contractor), he focused on listening to his customers and doing great work — the results spoke for themselves and were his marketing. Now, I’m doing the same and it helps keep money flowing in. #CreditChat

[Louis DeNicola @is_lou]

@Experian A1: I can't recall a single "money talk" we had early on that kicked things off. Money talk wasn't taboo in the house and we had different conversations over the years #creditchat

[Experian @Experian]

Super excited to chat with @Rod_Griffin @alvin_d_hall @EricProfits @Ed_Mills_ @is_lou and @rorydouglaswsb on #CreditChat. Join us now!

[Louis DeNicola @is_lou]

@SinemiaSupport I emailed a few days ago and sent a DM earlier today. Still no response...

[Louis DeNicola @is_lou]

One of my favorite articles to pitch, research, report, and write this year!
#creditscoring #credit https://t.co/dQMqu1mSv3

[Louis DeNicola @is_lou]

A fun piece I got to write about alternative credit and how companies like Branch International, Deserve, and Nova Credit are changing underwriting in the U.S. and abroad https://t.co/TeabKZXBSk

[Louis DeNicola @is_lou]

My first article for the Wirecutter is live! Check it out -- "How to Get a Credit Card for the First Time" #credit #creditcards https://t.co/WRi8P010I9

[Louis DeNicola @is_lou]

I was sorry to miss the end of #FinCon18, but had a great time for the few days I was there. Also, a big shout out to @realjasonsteele for another successful CardCon. And thank you to Capital One for the #freelance scholarship that reimbursed the cost for…https://t.co/dObUCaPZnJ

[Louis DeNicola @is_lou]

I'm really excited to be nominated for Best Freelancer/Contributor again this year! A big thank you to the clients, colleagues, and friends who took the time to write in my name. https://t.co/fhyMXETycY

[Louis DeNicola @is_lou]

Researching and writing this story for BlueVine was a rare treat because I got to interview my dad and share some of the lessons he learned from running a construction company for 26 years. Several others contributed as well -- tha…https://t.co/yP6FduAAz1 https://t.co/4WMFuD7x9e