The Frugalist (John)

Sharing my journey to Financial Independence through #frugality and making #money work for me. Dad and full-time employee.

[The Frugalist (John) @ithefrugalist]

@thewealthster @NipseyHoussle @HousePriceMania It’s a real gem! 😉😂

[The Frugalist (John) @ithefrugalist]

@diego_scur Thanks, I’ll take a look 👍

[The Frugalist (John) @ithefrugalist]

I’ve been using Freetrade (UK) for a while now and have no real issues with them. I pay £4.99/month for the Standard account.

My portfolio is quite small so this eats into my monthly dividends. Are there any recommendations for a broker that allow fractional share buying?

TIA

[The Frugalist (John) @ithefrugalist]

Oh, forgot to say that I want to hold my shares and ETFs in an ISA too ☺️

[The Frugalist (John) @ithefrugalist]

@studenomics Hahaha - love it!!

But, yes, I could - would be interesting contest though. Younger me would fight dirty 😂😂

[The Frugalist (John) @ithefrugalist]

Ladder of Personal Finance, the UK version.

Based on Ramit Sethi's original article on I Will Teach You To Be Rich. https://t.co/9YGkkhkKwA

[The Frugalist (John) @ithefrugalist]

@ExplainsRevilo @Katie20Percent I’ve seen it too on MyProtein, also somewhere else that seemed really inappropriate like health food sites.

So easy for people to get into credit trouble now 😭

[The Frugalist (John) @ithefrugalist]

@Katie20Percent @_bronni You still have the option for PayPal or card payment in those sites but Klarna is defo popping up more often.

[The Frugalist (John) @ithefrugalist]

Revisiting #IWTYTBR by @ramit - such a valuable book.

Taken onboard his latest email and calculated my base expenses at £1532/month.

Just £1,000 off the three month target 👍

NB that is core expenses if we lost our jobs - cut right to the bone.

[The Frugalist (John) @ithefrugalist]

August 2021 update - farewell V60 Polestar.
Student Loan - gone!! https://t.co/Mw31knedJ5

[The Frugalist (John) @ithefrugalist]

July 2021 update - more car woes! https://t.co/tg7WL6Kx82

[The Frugalist (John) @ithefrugalist]

June 2021 update https://t.co/tmfIzJXbW4

[The Frugalist (John) @ithefrugalist]

@Katie20Percent Stay strong Katie. Hard to see past these difficult times but you’ll make it 💪🏼😊🤗

[The Frugalist (John) @ithefrugalist]

May 2021 update - moving from HostGator to Google Cloud Platform for big savings. https://t.co/iu6TLk2Vbp

[The Frugalist (John) @ithefrugalist]

April 2021 update https://t.co/mzW2JLSMce

[The Frugalist (John) @ithefrugalist]

@JHarwoodImages You’re more than welcome to send me a guest post if you would like to test the waters if blogging ☺️

I’ll be sure to follow your blog when you guys do start up though as it sounds like we’re in a pretty similar place 👍

[The Frugalist (John) @ithefrugalist]

March 2021 update https://t.co/d9nrtGCKm9

[The Frugalist (John) @ithefrugalist]

What are the 🖐 things you want to achieve today to move ⏩?

For me, it’s:
1) Take my dog 🐺 for a walk and grab a coffee.
2) Complete a Les Mills workout.🏋️
3) Listen to @ChrisHogan360 on Audible.
4) Plan budget for April.
5) Watch some training on @pluralsight

Small gains...

[The Frugalist (John) @ithefrugalist]

@thefrugalexpat1 For me it’s...
Gluten free oats with peanut butter
Protein shake
Half a banana
Black coffee

Gets me fuelled to start the day right!

[The Frugalist (John) @ithefrugalist]

February 2021 update https://t.co/KIYOvOMOxM