When you started putting only Sh 3,000 a month in MMF,
The amount didn't look significant then -
But it was a mindset shift.
You trusted your money could make you more money.
Now you make Sh 3,000 monthly in MMF interests!
And you've increased monthly savings to Sh 5,000.
That is growth, nonetheless.
Wacha leo nijitolee niwapee kwoteshen ya ku perimeter wall kwa ploti ya 50x100.
Foundation stones tuweke tatu
Alafu above it tuweke 10 courses.
Perimeter itakuwa 50+100 then ×2=300fts
For foundation total feets yake ni mawe
300 × 3=900fts for foundation stones.
Now hesabu ya walling stones na Machine cut stones
Itakuwa 300fts×10=3000fts
1 machine cut approximately 1.3fts.
So 3000fts÷1.3= 2,308pcs
Toa kama 150pcs za kuweka gate & columns plus mortar
2200 pcs is enough for your perimeter wall
Za 6X9 hizi.
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How to invest KES 1M in Kenya?
1M in an Infrastructure bond yielding 13% will give you 130K per annum.
1M in a dividend king like BAT at the NSE will give you 104K per annum after taxes. (Current div yield of 11%)
1M in a MMF with an annual yield of 10% will give you a return of 87K after taxes.
1M in a special fund with a return of 17% will net you a return of 170K after taxes
1M in SACCO savings with a rebate of 10% will give you 95K after taxes.
1M in the average rental property in Kenya (8% return from rental income, with 90% plus occupancy) will give you 75K after taxes.
1M in your bank savings account will earn you a very big ZERO after a whole year
Where are you investing your money?