Jarrod Pine

Part of the @moderndaylending Team @thecfmtg
Mortgage Lender - Serving all 50 States
[email protected]

[Jarrod Pine @jarrod_pine]

1. Bank Statement Loan
2. Asset Depletion Loan
3. Profit and Loss Statement Loan
4. 1099 Income Loan
5. DSCR Loan
6. No Income Loan

If you have any questions feel free to shoot me a message…

#realestate #mortgage #selfemployed #entrepreneur

[Jarrod Pine @jarrod_pine]

Getting a mortgage as a self employed borrower can be difficult. Maybe you don’t show enough income on your returns or showing income has been complicated elsewhere. There is typically a solution for each and every situation. With so many programs, there’s typically an option.

[Jarrod Pine @jarrod_pine]

Self-employed? Investor? Foreign national? Your income is real, even if it doesn't fit on a W-2.

Our Non-QM Suite offers loans up to $5M with bank statement, 1099, DSCR, asset qualifier, and ITIN options.

Let's find the right fit. Send me a message or call [phone].

[Jarrod Pine @jarrod_pine]

No income documentation and you can still get a loan is shocking but true!

Strong credit and equity or strong savings can override needing income!

Crazy that I recorded this a few weeks ago and rates have skyrocketed since…

#realestate #reel #explore #mortgage

[Jarrod Pine @jarrod_pine]

If you are a self-employed borrower use 12 months of bank statements and you can qualify for a mortgage…

[Jarrod Pine @jarrod_pine]

Would you rather pay a massive tax bill for not using any write offs or pay a slightly higher interest rate?

Paying tens of thousands in tax will cost you more then paying an extra couple hundred dollars a month interest per month…

[Jarrod Pine @jarrod_pine]

• Single Move: Move into your new home once, avoiding temporary rentals or double moves.
• Guaranteed Backstop: If your old home doesn’t sell within 120 to 180 days, the program provider buys it directly.

[Jarrod Pine @jarrod_pine]

A “buy before you sell” program allows you to unlock your current home’s equity upfront so you can make a strong, non-contingent offer on a new property.

[Jarrod Pine @jarrod_pine]

How the Program Works
• Unlock Equity: Access up to 80% of your existing home’s equity for a down payment.
• Non-Contingent Offer: Buy your new home without waiting for your current house to sell.

[Jarrod Pine @jarrod_pine]

Haha thanks

[Jarrod Pine @jarrod_pine]

No matter what you do for work, there’s always the opportunity to go above and beyond. Everyone can make a difference and you can create value for others. Your actions always impact people around you and being kind and listening to others makes a difference.
@Mark_Sanborn

[Jarrod Pine @jarrod_pine]

Accessory Dwelling Units (ADUs): Rent out a converted basement, a finished garage, or a separate backyard cottage. Short-term rentals: List a private room or space on platforms like Airbnb

[Jarrod Pine @jarrod_pine]

How House Hacking Works:

The main goal of house hacking is to have tenants pay for most or all of your mortgage through their rent checks. This lets you build home equity and learn how to be a landlord while spending very little of your own money on living costs.

[Jarrod Pine @jarrod_pine]

Buy a duplex, triplex, or fourplex, live in one unit, and rent out the other units.Renting spare bedrooms: Buy a single-family house or townhome and get roommates to rent out empty bedrooms.

[Jarrod Pine @jarrod_pine]

Because you live in the home as your primary residence, you can use regular owner-occupant mortgage loans. These loans often require a much smaller down payment 3.5% - 10% than the 20% down payment usually required for investment properties. Even self employed borrowers can get

[Jarrod Pine @jarrod_pine]

Why pay closing costs when you can have the seller pay closing costs???

#realestate #mortgage #explore #reel

[Jess Stappen @jessicastappenn]

We had such a good interview with Adam Pellerin from @NESN go check it out. #NHLBruins

https://t.co/tgIZo3IMqZ

[Jarrod Pine @jarrod_pine]

As a self-employed borrower: Would you rather pay slightly more interest on your mortgage or pay an astronomical amount more taxes at the end of the year???

#realestate #selfemployed #businessowner #entrepreneur #mortgage

[Jarrod Pine @jarrod_pine]

Borrowers just take the absolute longest time to get documentation back sometimes…

#hockey #mortgages #realestate #reel #explore

[Jarrod Pine @jarrod_pine]

Did you know you can qualify for a mortgage with no tax returns…

#realestate #tax #mortgage