Jason Rosen

CEO @getprismdata. Founded @petal. Opinions my own.

[Alex Johnson @AlexH_Johnson]

What did we learn from the last financial crisis?

That relying too heavily on any one signal (like credit scores) can break the system.

This time, we have options. Cash flow data offers a broader lens.

Come learn how to use it from @jasrosen (Founder & CEO, @GetPrismData) and Martin Kleinbard (Granular Fintech) on June 24th.

Register here:
https://t.co/4YCSTQnXwZ

[Alex Johnson @AlexH_Johnson]

If it feels like we've been talking about cash flow underwriting for a long time, you're not wrong.

However, despite all the discussion about its theoretical value, there's almost no data out there about how modern cash flow underwriting actually works or where, specifically, it adds value in the risk underwriting process.

Until now.

I was delighted to get the opportunity to partner with @GetPrismData on today's @FintechTakes sponsored deep dive essay - EVERYTHING YOU EVER WANTED TO KNOW ABOUT CASH FLOW UNDERWRITING BUT WERE AFRAID TO ASK

https://t.co/wcfb7DpgBh

[Obvious Ventures @obviousvc]

As open banking accelerates, @GetPrismData is using real-time financial data to give millions of people access to credit while helping banks make smarter lending decisions. https://t.co/YBMdmRSVds

[John Pitts @PolicyPitts]

Today's @CFPB 1033 proposal is a win for consumers and an important step for our industry. Strong personal financial data rights will benefit hundreds of millions of people, providing them with more choice and control over their financial lives. https://t.co/U3WvQxJmMa

[Jason Rosen @jasrosen]

@AlexH_Johnson @workweekinc @arihappywick @FintechTakes Quite an honor! Credit to the great @dmcgco who designed the logos for both @petal and @GetPrismData

[Jason Rosen @jasrosen]

Honored to participate in this important dialogue with the @CFPB this week, and hopeful for the creation of an open, robust, and consumer-friendly financial data ecosystem.

[Rohit Chopra @ChopraUSA]

Today, the @CFPB is getting feedback from small businesses on proposals for its rulemaking on personal financial data rights. The proposals aim to create a more competitive marketplace while ensuring consumer data is not misused or abused.

[Zachary Perret @zachperret]

Fintech predictions for 2023!

[Aaron Klein @Aarondklein]

New cash flow based scoring model released. The sooner society leaves credit history models like FICO and embraces more accurate and equitable models the better we will all be.

https://t.co/KKbxGv7SKB

[Jason Rosen @jasrosen]

This is a great opportunity to work with one of the best

[Shu Nyatta @snyatta]

My favorite NuBank earnings slide. The power of serving the under-served is you learn how to underwrite them way better than anyone else. Underwriting the affluent is a commodity - but the gap btn Nu and Market widens significantly as you move down the pyramid

[Jason Rosen @jasrosen]

@AlexH_Johnson @FintechTakes 👏

[Jason Rosen @jasrosen]

@ceonyc 🫡

[Jason Rosen @jasrosen]

Proud to see @petal featured alongside some seriously world-changing companies in this year's Fintech 250
https://t.co/Th6tlFPXbW

[Jason Rosen @jasrosen]

@BrianYormak @pitdesi 👋 @pitdesi would love to take a look

[Jason Rosen @jasrosen]

@jmj @getportabl

[Jason Rosen @jasrosen]

@AlexH_Johnson @adoboaubreyne @FintechTakes @dmcgco deserves the credit!

[Jason Rosen @jasrosen]

One-size-fits-all credit card rewards are a thing of the past. Excited to launch our new personalized rewards program at @Petal, with 2-10% cash back, and more, across tens of thousands of local merchants and national brands.

https://t.co/aot9dKzUq7

[Melissa Koide @melissakoide]

I’m excited for this conversation with @jasonbgross, Sarah Davies, Ph.D. , Shawn Princell , Chris McKay where we’ll catch up on new developments w cash-flow data and some of the new cash-flow analytics and scores. Join us for the first panel discussion to…https://t.co/eFeeWH52Ad

[Jason Rosen @jasrosen]

@dmcgco @petal Now you’re making me feel old

[Jason Rosen @jasrosen]

@tristajaye I noticed this first with Obama. Must poll well.