JD

[JD @JD37637866]

@DavidDack 56. 22:30

[JD @JD37637866]

@JohnGoldman You should still run the race you are ready to run on the path to the race you want to run. You will gain valuable experience.

[JD @JD37637866]

@AravindSitham @CGWM_Muhs Why higher taxes?

[JD @JD37637866]

@JohnGoldman Hamilton marathon.

[JD @JD37637866]

@AravindSitham You didn’t mention how life insurance is taxed?

[JD @JD37637866]

@theryandreyer Should probably be 10:30ish

[JD @JD37637866]

@AravindSitham What are 3 biggest mistakes?

[JD @JD37637866]

@AravindSitham More options in corp. Cap gains feed the. CDA. Also Direct funds into LI and avoid all taxes. Pass corporation to kids.

[JD @JD37637866]

@MarkMcGrathCFP True. But as your client I only care about after fee returns. How does your global equity index fund minus your fee compare to Mawer Global equity F less a 1% dealer fee?

[JD @JD37637866]

@AravindSitham Once you factor in your fee is indexing versus class F Fidelity/Mawer plus dealer fee really that different? You guys post about this a lot. Who you trying to convince?

[JD @JD37637866]

@MarkMcGrathCFP Mawer

[JD @JD37637866]

@AravindSitham What’s wrong with return of capital?

[JD @JD37637866]

@UltraRunner26 Get a pair of Brooks ghosts

[JD @JD37637866]

@willzolpe Or you can just use Brooks ghost?

[JD @JD37637866]

@MarkMcGrathCFP If you’re going to copy Mawer just use them.

[JD @JD37637866]

@MarkMcGrathCFP So when you add in this fee how often do you beat the index?

[JD @JD37637866]

@AravindSitham So no value in whole life for anyone or any business?

[JD @JD37637866]

@UltraRunner26 20:30 an 4:17

[JD @JD37637866]

@_natashaknox_ No. Mawer F is 1.09%. Add in 1.0% for advisor and taxes and same all in mer as Manulife global balanced