Jeremy Black

SVP, Partnerships and Solutions @aave

[Jeremy Black @jerblack]

Product market fit.
Network effects.
Organic and aligned incentives across all stakeholders and dimensions.

Create infinitely more value than you capture.

[Stani @StaniKulechov]

Aave is the first lending protocol to achieve $50B net deposits. This is a big milestone for DeFi.

Onwards to trillions as TradFi and FinTechs are moving in by using Aave as lending infrastructure.

[Omar @TheOneandOmsy]

Rundown on where Visa is seeing pmf w/ stablecoins from their CEO, Ryan McInerney:
> 1) Consumer payments -> Visa card issued on top of stablecoin balances. Growing "very, very quickly" and up to ~160 stablecoin-card programs globally (i.e. Whop, Etherfi, Plasma, Redot, $WU soon etc)
> 2) Stablecoin settlement -> "Historically we settle in fiat. We do it Monday through Friday, and we do it once a day. But now we're using stablecoins to offer settlement 7 days a week, multiple times a day across border around the world". Up to single-digit billions (last # I saw $V release was ~$5 billion in Jan '26) and growing "very, very fast"

[TokenLogic @Token_Logic]

Stablecoin collateral backing $GHO has nearly tripled its share in six months, from ~5% to 14%.

New asset types are joining ETH and BTC as meaningful sources of borrowing demand.

[Jeremy Black @jerblack]

Investing in regulatory authorizations and compliance is at the heart of everything we do at Aave Labs.

Today, we announced that UK residents will soon have access to zero-fee stablecoin on/off-ramping across all Aave Labs products.

[Aave @aave]

Aave Labs’ UK subsidiaries Push Labs Ltd. and Push Virtual Assets Ltd. (together “Push”) have received approval from the UK’s Financial Conduct Authority (FCA) to register as a cryptoasset exchange provider in the UK.

[Liam Horne @liamihorne]

Excited to be bringing stablecoins to Canada! 🇨🇦

My personal goal is to move my personal Norbert's Gambit volume onchain this year on Tempo.

[Jeremy Black @jerblack]

@luigidemeo @aave Welcome! Let’s make credit as widely available as compute.

[Aave @aave]

Aave V4 is now live on @ethereum.

[Kolten @0xKolten]

New deployment that puts @aave at then center of the massive @okx user base across @wallet, @XLayerOfficial, and more.

[Jeremy Black @jerblack]

A week later and everyone at EthCC just wants to talk about Whop Treasury.

Yield on @aave.

[Whop @whop]

Introducing Whop Treasury.

Earn 6% yield on all money earned on Whop.

[Jeremy Black @jerblack]

This morning at @EthCC, @StaniKulechov presented our vision for connecting productive, real-world infrastructure assets with onchain capital markets.

The programmability, transparency, and openness of DeFi increases access to credit and reduces cost of capital.

In the near term, fintechs and their users will be the primary beneficiaries as credit moves onchain and borrowing costs compress by 50-75%.

In the long run, DeFi will become the capital allocation layer for financing abundance: water treatment, energy capture, energy storage, robotics, and machine intelligence.

Watch the keynote here:
https://t.co/SRflrZ8Ilq

[Aave @aave]

Aave is live on @XLayerOfficial and is now part of the @okx ecosystem.

[Chuk @chuk_xyz]

Whop shipped 6% yield to 21M users. Most of them have no idea it's DeFi.

If you haven't heard of @whop, they're like Shopify, Patreon, and Udemy rolled into one for the internet generation.

21M users, $3B+ in payouts, growing 255% year over year.

Their new Treasury product enables balances to earn up to 6% on @aave through @veda_labs via an integrated self-custodial wallet on @Plasma.

The user just sees a number going up every second in their Whop dashboard, with zero crypto friction.

Classic DeFi mullet.

While congress debates whether stablecoins should be allowed to pay yield, Whop shipped yield through lending markets, sidestepping the debate entirely.

Everything is a bank.

Any platform with float can offer yield as a feature.

This is the same threat to deposits that banks have been lobbying against, except this one is less in their control.

Users are on Whop because that's where they earn. Now they can grow their balances there too.

It's only a matter of time before Whop enables spend (cards) and credit (they can already see your revenue).

This is the consumer equivalent of merchant banking, and banks will need to step up the utility of their offerings in order to compete.

[Mario Baxter Cabrera @0xMari0]

https://t.co/IHsIaxGj76

[Jeremy Black @jerblack]

@pythianism Whoa indeed

[Jeremy Black @jerblack]

This Open Door team is a force.

There is a big fintech play brewing here. I hope they leap frog straight to onchain capital markets.

[Fahd Ananta @fahdananta]

Announcement: Hiring for Opendoor Toronto

We are building a team for Opendoor in the great city of Toronto, Canada.

We’re hiring across operations, finance, engineering, design, data, etc. Hang with us next week to learn more: https://t.co/WKyxe4y8xd

Toronto is the single greatest source of raw, high talent people in the world across almost every discipline. Often people feel like they have to leave to do something special but a lot of the magic happens right here. On a life experience and risk-reward basis it’s underpriced whereas places like SF, NY etc are priced in.

[Jeremy Black @jerblack]

Aave quarterly livestream is today at 1:30.

This is an incredible moment in time for the Aave community.

Join us to learn more about the products we are building to enable DeFi everywhere for everyone.

[Aave @aave]

We'll also be covering the proposal on tomorrow's quarterly livestream. https://t.co/ijeoDVBSSP

[Jeremy Black @jerblack]

@elizahvlediani Wow. You’re going to build a lot of value with that kind of capital. Congrats.

[Jeremy Black @jerblack]

@devjoshstevens Enjoy the journey my friend!

[Stani @StaniKulechov]

Aave Labs is strengthening its Product and Enterprise Sales teams, and we’re hiring with open roles!

Senior Product Designer
Staff Design Engineer
Senior Design Engineer
Staff Smart Contract Engineer
Product Marketing Manager

Sales Engineer
Director of Enterprise Sales and Partnerships
Business Development Associate

We’re a product-driven company focused on bringing DeFi to millions of users and institutions around the world by building the most compelling DeFi products.

Apply at https://t.co/swBYpWiV1f

[Stani @StaniKulechov]

Yesterday was another significant stress test to Aave's +$50B onchain lending markets.

Aave Protocol liquidated over $140M collateral across multiple networks without any issues, fully automated demontrating (yet again) the market leader protocol resiliency.

Aave will win.

[simo @alphaleaked]

~12M DeFi monthly active users (Dune).

With the Aave App, +5M users in the first 12 months doesn’t sound aggressive.

Aave will win.